{"id":126320,"date":"2024-02-10T01:59:22","date_gmt":"2024-02-10T01:59:22","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/"},"modified":"2024-02-10T01:59:22","modified_gmt":"2024-02-10T01:59:22","slug":"does-mileage-plus-explorer-have-primary-rental-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/","title":{"rendered":"Does Mileage Plus Explorer have primary rental insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#Does_Mileage_Plus_Explorer_have_primary_rental_insurance\" title=\"Does Mileage Plus Explorer have primary rental insurance?\">Does Mileage Plus Explorer have primary rental insurance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#1_What_does_primary_rental_insurance_cover\" title=\"1. What does primary rental insurance cover?\">1. What does primary rental insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#2_How_does_primary_rental_insurance_differ_from_secondary_rental_insurance\" title=\"2. How does primary rental insurance differ from secondary rental insurance?\">2. How does primary rental insurance differ from secondary rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#3_Does_primary_rental_insurance_cover_liability_insurance\" title=\"3. Does primary rental insurance cover liability insurance?\">3. Does primary rental insurance cover liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#4_Does_primary_rental_insurance_cover_rental_cars_internationally\" title=\"4. Does primary rental insurance cover rental cars internationally?\">4. Does primary rental insurance cover rental cars internationally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#5_Are_there_restrictions_on_the_type_of_vehicle_covered_by_primary_rental_insurance\" title=\"5. Are there restrictions on the type of vehicle covered by primary rental insurance?\">5. Are there restrictions on the type of vehicle covered by primary rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#6_How_do_I_activate_the_primary_rental_insurance_coverage_on_my_Mileage_Plus_Explorer_card\" title=\"6. How do I activate the primary rental insurance coverage on my Mileage Plus Explorer card?\">6. How do I activate the primary rental insurance coverage on my Mileage Plus Explorer card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#7_Is_there_a_limit_to_the_coverage_provided_by_primary_rental_insurance\" title=\"7. Is there a limit to the coverage provided by primary rental insurance?\">7. Is there a limit to the coverage provided by primary rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#8_Does_primary_rental_insurance_cover_loss_of_use_fees_charged_by_rental_companies\" title=\"8. Does primary rental insurance cover loss of use fees charged by rental companies?\">8. Does primary rental insurance cover loss of use fees charged by rental companies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#9_Can_I_decline_the_rental_car_companys_insurance_if_I_have_primary_rental_insurance_from_my_credit_card\" title=\"9. Can I decline the rental car company&#8217;s insurance if I have primary rental insurance from my credit card?\">9. Can I decline the rental car company&#8217;s insurance if I have primary rental insurance from my credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#10_Does_primary_rental_insurance_cover_personal_belongings_stolen_from_the_rental_car\" title=\"10. Does primary rental insurance cover personal belongings stolen from the rental car?\">10. Does primary rental insurance cover personal belongings stolen from the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#11_Can_I_use_primary_rental_insurance_for_rentals_booked_through_third-party_websites_or_agencies\" title=\"11. Can I use primary rental insurance for rentals booked through third-party websites or agencies?\">11. Can I use primary rental insurance for rentals booked through third-party websites or agencies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#12_How_do_I_file_a_claim_for_primary_rental_insurance_coverage\" title=\"12. How do I file a claim for primary rental insurance coverage?\">12. How do I file a claim for primary rental insurance coverage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_Mileage_Plus_Explorer_have_primary_rental_insurance\"><\/span>Does Mileage Plus Explorer have primary rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, the Mileage Plus Explorer credit card does offer primary rental insurance for car rentals. This means that you can rely on the coverage provided by this credit card before having to involve your personal auto insurance policy.<\/p>\n<p>For those who frequently rent cars for business or travel purposes, having primary rental insurance can offer peace of mind and save money on additional insurance fees. Here are some related FAQs about the primary rental insurance offered by the Mileage Plus Explorer credit card:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_does_primary_rental_insurance_cover\"><\/span>1. What does primary rental insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrimary rental insurance typically covers damage to or theft of the rental vehicle, as well as any medical expenses related to an accident in the rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_does_primary_rental_insurance_differ_from_secondary_rental_insurance\"><\/span>2. How does primary rental insurance differ from secondary rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrimary rental insurance kicks in before your personal auto insurance policy in the event of an accident, while secondary rental insurance only covers costs that exceed the limits of your personal policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Does_primary_rental_insurance_cover_liability_insurance\"><\/span>3. Does primary rental insurance cover liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrimary rental insurance usually does not include liability coverage, which covers damage to other vehicles or injuries to other people in an accident. You may need to purchase additional liability coverage from the rental car company.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Does_primary_rental_insurance_cover_rental_cars_internationally\"><\/span>4. Does primary rental insurance cover rental cars internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCoverage for rental cars outside of the United States is typically not included in primary rental insurance. It&#8217;s important to check the terms and conditions of your credit card&#8217;s insurance policy before renting a car abroad.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Are_there_restrictions_on_the_type_of_vehicle_covered_by_primary_rental_insurance\"><\/span>5. Are there restrictions on the type of vehicle covered by primary rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost credit card primary rental insurance policies exclude coverage for certain types of vehicles, such as luxury cars, motorcycles, trucks, and large vans. Be sure to check the specifics of your credit card&#8217;s policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_do_I_activate_the_primary_rental_insurance_coverage_on_my_Mileage_Plus_Explorer_card\"><\/span>6. How do I activate the primary rental insurance coverage on my Mileage Plus Explorer card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo activate primary rental insurance coverage on your Mileage Plus Explorer card, you must use the card to pay for the entire cost of the rental car reservation. Be sure to decline the rental company&#8217;s collision damage waiver to qualify for coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Is_there_a_limit_to_the_coverage_provided_by_primary_rental_insurance\"><\/span>7. Is there a limit to the coverage provided by primary rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe coverage limits for primary rental insurance vary depending on the credit card issuer and specific card. Some may have limits on the number of days of rental coverage or the maximum amount covered per claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Does_primary_rental_insurance_cover_loss_of_use_fees_charged_by_rental_companies\"><\/span>8. Does primary rental insurance cover loss of use fees charged by rental companies?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoss of use fees, which rental companies charge for the revenue lost while a damaged rental car is being repaired, are usually not covered by primary rental insurance. You may need to purchase additional coverage from the rental company to protect against these fees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_decline_the_rental_car_companys_insurance_if_I_have_primary_rental_insurance_from_my_credit_card\"><\/span>9. Can I decline the rental car company&#8217;s insurance if I have primary rental insurance from my credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have primary rental insurance from your credit card, you may be able to decline the rental car company&#8217;s insurance. However, it&#8217;s important to double-check the terms of your credit card&#8217;s policy to ensure you have adequate coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Does_primary_rental_insurance_cover_personal_belongings_stolen_from_the_rental_car\"><\/span>10. Does primary rental insurance cover personal belongings stolen from the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrimary rental insurance typically does not cover personal belongings stolen from a rental car. You may need to file a claim with your homeowner&#8217;s or renter&#8217;s insurance policy to seek reimbursement for stolen items.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_primary_rental_insurance_for_rentals_booked_through_third-party_websites_or_agencies\"><\/span>11. Can I use primary rental insurance for rentals booked through third-party websites or agencies?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, primary rental insurance from a credit card only applies to rentals booked directly with the rental car company or through the credit card issuer&#8217;s designated rental car booking platform. Rentals booked through third-party websites or agencies may not be covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_do_I_file_a_claim_for_primary_rental_insurance_coverage\"><\/span>12. How do I file a claim for primary rental insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to file a claim for primary rental insurance coverage, you will typically need to contact the credit card issuer&#8217;s benefits administrator within a specified timeframe. They will guide you through the claims process and requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does Mileage Plus Explorer have primary rental insurance? Yes, the Mileage Plus Explorer credit card does offer primary rental insurance for car rentals. This means that you can rely on the coverage provided by this credit card before having to involve your personal auto insurance policy. For those who frequently rent cars for business or &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does Mileage Plus Explorer have primary rental insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-mileage-plus-explorer-have-primary-rental-insurance\/#more-126320\">Read more<span class=\"screen-reader-text\">Does Mileage Plus Explorer have primary rental insurance?<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-126320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Mileage Plus Explorer have primary rental insurance?<\/title>\n<meta name=\"description\" content=\"Does Mileage Plus Explorer have primary rental insurance? 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