{"id":125823,"date":"2023-12-06T01:54:38","date_gmt":"2023-12-06T01:54:38","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/"},"modified":"2023-12-06T01:54:38","modified_gmt":"2023-12-06T01:54:38","slug":"which-insurance-helps-with-rental-car-deals","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/","title":{"rendered":"Which insurance helps with rental car deals?"},"content":{"rendered":"<p>When renting a car, it&#8217;s important to consider insurance coverage to protect yourself in case of accidents or damages. The insurance that helps with rental car deals is known as the Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) insurance.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#What_is_Collision_Damage_Waiver_CDW_insurance\" title=\"What is Collision Damage Waiver (CDW) insurance?\">What is Collision Damage Waiver (CDW) insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#What_is_Loss_Damage_Waiver_LDW_insurance\" title=\"What is Loss Damage Waiver (LDW) insurance?\">What is Loss Damage Waiver (LDW) insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Do_I_need_CDW_or_LDW_insurance_when_renting_a_car\" title=\"Do I need CDW or LDW insurance when renting a car?\">Do I need CDW or LDW insurance when renting a car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#How_much_does_CDW_or_LDW_insurance_cost\" title=\"How much does CDW or LDW insurance cost?\">How much does CDW or LDW insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Does_my_personal_auto_insurance_cover_rental_cars\" title=\"Does my personal auto insurance cover rental cars?\">Does my personal auto insurance cover rental cars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Does_my_credit_card_offer_rental_car_insurance\" title=\"Does my credit card offer rental car insurance?\">Does my credit card offer rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#What_does_CDW_or_LDW_insurance_typically_exclude\" title=\"What does CDW or LDW insurance typically exclude?\">What does CDW or LDW insurance typically exclude?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Can_I_decline_CDW_or_LDW_insurance_from_the_rental_car_company\" title=\"Can I decline CDW or LDW insurance from the rental car company?\">Can I decline CDW or LDW insurance from the rental car company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Does_CDW_or_LDW_insurance_cover_personal_injuries\" title=\"Does CDW or LDW insurance cover personal injuries?\">Does CDW or LDW insurance cover personal injuries?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#What_is_Supplemental_Liability_Insurance_SLI_for_rental_cars\" title=\"What is Supplemental Liability Insurance (SLI) for rental cars?\">What is Supplemental Liability Insurance (SLI) for rental cars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Is_there_insurance_available_to_cover_personal_belongings_in_a_rental_car\" title=\"Is there insurance available to cover personal belongings in a rental car?\">Is there insurance available to cover personal belongings in a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Are_there_any_other_insurance_options_to_consider_when_renting_a_car\" title=\"Are there any other insurance options to consider when renting a car?\">Are there any other insurance options to consider when renting a car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#Does_CDW_or_LDW_insurance_apply_internationally\" title=\"Does CDW or LDW insurance apply internationally?\">Does CDW or LDW insurance apply internationally?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Collision_Damage_Waiver_CDW_insurance\"><\/span>What is Collision Damage Waiver (CDW) insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCollision Damage Waiver (CDW) insurance is a type of coverage that helps protect you from having to pay for damages to a rental car in case of a collision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Loss_Damage_Waiver_LDW_insurance\"><\/span>What is Loss Damage Waiver (LDW) insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoss Damage Waiver (LDW) insurance is similar to CDW, but it usually covers a wider range of damages such as theft, vandalism, and natural disasters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_CDW_or_LDW_insurance_when_renting_a_car\"><\/span>Do I need CDW or LDW insurance when renting a car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile CDW and LDW insurance are not mandatory, they are highly recommended to provide peace of mind and financial protection in case of accidents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_does_CDW_or_LDW_insurance_cost\"><\/span>How much does CDW or LDW insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of CDW or LDW insurance varies depending on the rental car company, the type of vehicle being rented, and the duration of the rental. It can range from a few dollars to over $30 per day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_my_personal_auto_insurance_cover_rental_cars\"><\/span>Does my personal auto insurance cover rental cars?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome personal auto insurance policies may provide coverage for rental cars, but it&#8217;s important to check with your insurance provider to understand the extent of coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_my_credit_card_offer_rental_car_insurance\"><\/span>Does my credit card offer rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance coverage as a benefit to cardholders, but the extent of coverage may vary depending on the card issuer.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_CDW_or_LDW_insurance_typically_exclude\"><\/span>What does CDW or LDW insurance typically exclude?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCDW or LDW insurance typically excludes damages caused by reckless driving, driving under the influence, or driving on unpaved roads.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_decline_CDW_or_LDW_insurance_from_the_rental_car_company\"><\/span>Can I decline CDW or LDW insurance from the rental car company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you can decline CDW or LDW insurance from the rental car company, you will be responsible for any damages or losses to the rental car if an incident occurs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_CDW_or_LDW_insurance_cover_personal_injuries\"><\/span>Does CDW or LDW insurance cover personal injuries?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCDW or LDW insurance does not typically cover personal injuries, as it is designed to protect the rental car itself.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Supplemental_Liability_Insurance_SLI_for_rental_cars\"><\/span>What is Supplemental Liability Insurance (SLI) for rental cars?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSupplemental Liability Insurance (SLI) provides coverage for damages or injuries caused to others in case of an accident while driving a rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_insurance_available_to_cover_personal_belongings_in_a_rental_car\"><\/span>Is there insurance available to cover personal belongings in a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome rental car companies offer Personal Effects Coverage (PEC) to protect personal belongings inside the rental car in case of theft or damage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_other_insurance_options_to_consider_when_renting_a_car\"><\/span>Are there any other insurance options to consider when renting a car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOther insurance options to consider when renting a car include Personal Accident Insurance (PAI) for medical expenses and roadside assistance coverage for emergencies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_CDW_or_LDW_insurance_apply_internationally\"><\/span>Does CDW or LDW insurance apply internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCDW or LDW insurance may apply internationally, but it&#8217;s important to check with the rental car company and insurance provider for specific coverage details in foreign countries.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When renting a car, it&#8217;s important to consider insurance coverage to protect yourself in case of accidents or damages. The insurance that helps with rental car deals is known as the Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) insurance. What is Collision Damage Waiver (CDW) insurance? Collision Damage Waiver (CDW) insurance is a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which insurance helps with rental car deals?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/which-insurance-helps-with-rental-car-deals\/#more-125823\">Read more<span class=\"screen-reader-text\">Which insurance helps with rental car deals?<\/span><\/a><\/p>\n","protected":false},"author":23,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-125823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which insurance helps with rental car deals?<\/title>\n<meta name=\"description\" content=\"When renting a car, it&#039;s important to consider insurance coverage to protect yourself in case of accidents or damages. 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