{"id":125599,"date":"2025-02-27T08:58:52","date_gmt":"2025-02-27T08:58:52","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/"},"modified":"2025-02-27T08:58:52","modified_gmt":"2025-02-27T08:58:52","slug":"which-chase-credit-card-provides-car-rental-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/","title":{"rendered":"Which Chase credit card provides car rental insurance?"},"content":{"rendered":"<p>**The Chase Sapphire Preferred\u00ae Card** is one of the Chase credit cards that provide car rental insurance. This valuable benefit can save you money and give you peace of mind when renting a car for your travels.<\/p>\n<p>When you rent a car, the rental agency will offer you insurance for an additional fee. However, if you pay for your rental with a credit card that offers car rental insurance, you may be able to decline the rental agency&#8217;s coverage and save money.<\/p>\n<p>Chase Sapphire Preferred\u00ae Cardholders can enjoy primary car rental insurance coverage when renting a car for personal reasons, such as vacation or business travel. This means that if you have an accident or the rental car is stolen, you can file a claim with your credit card issuer before your own insurance policy.<\/p>\n<p>In order to qualify for the car rental insurance that comes with the Chase Sapphire Preferred\u00ae Card, you must decline the rental agency&#8217;s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) and pay for the entire rental with your Chase Sapphire Preferred\u00ae Card.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#1_Can_I_use_the_car_rental_insurance_from_my_Chase_Sapphire_Preferred%C2%AE_Card_for_business_rentals\" title=\"1. Can I use the car rental insurance from my Chase Sapphire Preferred\u00ae Card for business rentals?\">1. Can I use the car rental insurance from my Chase Sapphire Preferred\u00ae Card for business rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#2_Are_there_any_restrictions_on_the_type_of_vehicles_that_are_covered_by_the_car_rental_insurance\" title=\"2. Are there any restrictions on the type of vehicles that are covered by the car rental insurance?\">2. Are there any restrictions on the type of vehicles that are covered by the car rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#3_Is_the_car_rental_insurance_provided_by_the_Chase_Sapphire_Preferred%C2%AE_Card_primary_or_secondary_coverage\" title=\"3. Is the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card primary or secondary coverage?\">3. Is the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card primary or secondary coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#4_How_do_I_file_a_claim_for_car_rental_insurance_with_my_Chase_Sapphire_Preferred%C2%AE_Card\" title=\"4. How do I file a claim for car rental insurance with my Chase Sapphire Preferred\u00ae Card?\">4. How do I file a claim for car rental insurance with my Chase Sapphire Preferred\u00ae Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#5_What_is_the_coverage_limit_for_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card\" title=\"5. What is the coverage limit for car rental insurance with the Chase Sapphire Preferred\u00ae Card?\">5. What is the coverage limit for car rental insurance with the Chase Sapphire Preferred\u00ae Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#6_Does_the_car_rental_insurance_cover_personal_belongings_inside_the_rental_car\" title=\"6. Does the car rental insurance cover personal belongings inside the rental car?\">6. Does the car rental insurance cover personal belongings inside the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#7_Are_there_any_countries_where_the_car_rental_insurance_is_not_valid_with_the_Chase_Sapphire_Preferred%C2%AE_Card\" title=\"7. Are there any countries where the car rental insurance is not valid with the Chase Sapphire Preferred\u00ae Card?\">7. Are there any countries where the car rental insurance is not valid with the Chase Sapphire Preferred\u00ae Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#8_Can_I_add_additional_drivers_to_the_car_rental_insurance_coverage_with_my_Chase_Sapphire_Preferred%C2%AE_Card\" title=\"8. Can I add additional drivers to the car rental insurance coverage with my Chase Sapphire Preferred\u00ae Card?\">8. Can I add additional drivers to the car rental insurance coverage with my Chase Sapphire Preferred\u00ae Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#9_Will_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_me_if_I_am_driving_in_a_foreign_country\" title=\"9. Will the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover me if I am driving in a foreign country?\">9. Will the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover me if I am driving in a foreign country?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#10_Does_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_off-road_vehicles\" title=\"10. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover off-road vehicles?\">10. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover off-road vehicles?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#11_Can_I_use_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_for_one-way_rentals\" title=\"11. Can I use the car rental insurance with the Chase Sapphire Preferred\u00ae Card for one-way rentals?\">11. Can I use the car rental insurance with the Chase Sapphire Preferred\u00ae Card for one-way rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#12_Does_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_loss_of_use_fees_charged_by_the_rental_agency\" title=\"12. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover loss of use fees charged by the rental agency?\">12. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover loss of use fees charged by the rental agency?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_use_the_car_rental_insurance_from_my_Chase_Sapphire_Preferred%C2%AE_Card_for_business_rentals\"><\/span>1. Can I use the car rental insurance from my Chase Sapphire Preferred\u00ae Card for business rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as long as you are renting the car for business purposes, you can use the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_there_any_restrictions_on_the_type_of_vehicles_that_are_covered_by_the_car_rental_insurance\"><\/span>2. Are there any restrictions on the type of vehicles that are covered by the car rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, certain types of vehicles are excluded from coverage, such as trucks, vans, motorcycles, and luxury cars. Be sure to check the terms and conditions of your credit card to see what vehicles are eligible.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Is_the_car_rental_insurance_provided_by_the_Chase_Sapphire_Preferred%C2%AE_Card_primary_or_secondary_coverage\"><\/span>3. Is the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card primary or secondary coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe car rental insurance provided by the Chase Sapphire Preferred\u00ae Card is primary coverage, which means that it kicks in before your own insurance policy if you have an accident or your rental car is stolen.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_do_I_file_a_claim_for_car_rental_insurance_with_my_Chase_Sapphire_Preferred%C2%AE_Card\"><\/span>4. How do I file a claim for car rental insurance with my Chase Sapphire Preferred\u00ae Card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to file a claim for car rental insurance, you can contact the Benefits Administrator at 1-888-675-1461 within 60 days of the incident. They will guide you through the claims process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_the_coverage_limit_for_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card\"><\/span>5. What is the coverage limit for car rental insurance with the Chase Sapphire Preferred\u00ae Card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe coverage limit for car rental insurance with the Chase Sapphire Preferred\u00ae Card is up to the actual cash value of the rental car or the cost of repairs, whichever is less.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Does_the_car_rental_insurance_cover_personal_belongings_inside_the_rental_car\"><\/span>6. Does the car rental insurance cover personal belongings inside the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card does not cover personal belongings inside the rental car. You may want to consider separate travel insurance for your belongings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_countries_where_the_car_rental_insurance_is_not_valid_with_the_Chase_Sapphire_Preferred%C2%AE_Card\"><\/span>7. Are there any countries where the car rental insurance is not valid with the Chase Sapphire Preferred\u00ae Card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are certain countries where the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card is not valid. Be sure to check with your credit card issuer before renting a car overseas.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_add_additional_drivers_to_the_car_rental_insurance_coverage_with_my_Chase_Sapphire_Preferred%C2%AE_Card\"><\/span>8. Can I add additional drivers to the car rental insurance coverage with my Chase Sapphire Preferred\u00ae Card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, additional drivers can be covered under the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card as long as they are listed on the rental agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_me_if_I_am_driving_in_a_foreign_country\"><\/span>9. Will the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover me if I am driving in a foreign country?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card will cover you when driving in a foreign country. Just be sure to comply with all local laws and regulations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Does_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_off-road_vehicles\"><\/span>10. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover off-road vehicles?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, off-road vehicles are typically excluded from coverage under the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card. Be sure to check the terms and conditions of your credit card for specific exclusions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_for_one-way_rentals\"><\/span>11. Can I use the car rental insurance with the Chase Sapphire Preferred\u00ae Card for one-way rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card for one-way rentals as long as you pay for the entire rental with your credit card and decline the rental agency&#8217;s insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Does_the_car_rental_insurance_with_the_Chase_Sapphire_Preferred%C2%AE_Card_cover_loss_of_use_fees_charged_by_the_rental_agency\"><\/span>12. Does the car rental insurance with the Chase Sapphire Preferred\u00ae Card cover loss of use fees charged by the rental agency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the car rental insurance provided by the Chase Sapphire Preferred\u00ae Card may cover loss of use fees charged by the rental agency if your rental car is damaged and cannot be rented out. Be sure to check the terms and conditions for details.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>**The Chase Sapphire Preferred\u00ae Card** is one of the Chase credit cards that provide car rental insurance. This valuable benefit can save you money and give you peace of mind when renting a car for your travels. When you rent a car, the rental agency will offer you insurance for an additional fee. However, if &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which Chase credit card provides car rental insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#more-125599\">Read more<span class=\"screen-reader-text\">Which Chase credit card provides car rental insurance?<\/span><\/a><\/p>\n","protected":false},"author":23,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-125599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which Chase credit card provides car rental insurance?<\/title>\n<meta name=\"description\" content=\"**The Chase Sapphire Preferred\u00ae Card** is one of the Chase credit cards that provide car rental insurance. This valuable benefit can save you money and\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which Chase credit card provides car rental insurance?\" \/>\n<meta property=\"og:description\" content=\"**The Chase Sapphire Preferred\u00ae Card** is one of the Chase credit cards that provide car rental insurance. This valuable benefit can save you money and\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-27T08:58:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Abraham Price\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Abraham Price\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\"},\"author\":{\"name\":\"Abraham Price\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/0e0f55afe2a9ae0898579eee4c081d00\"},\"headline\":\"Which Chase credit card provides car rental insurance?\",\"datePublished\":\"2025-02-27T08:58:52+00:00\",\"dateModified\":\"2025-02-27T08:58:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\"},\"wordCount\":791,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/which-chase-credit-card-provides-car-rental-insurance\/\",\"name\":\"Which Chase credit card provides car rental insurance?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2025-02-27T08:58:52+00:00\",\"dateModified\":\"2025-02-27T08:58:52+00:00\",\"description\":\"**The Chase Sapphire Preferred\u00ae Card** is one of the Chase credit cards that provide car rental insurance. 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