{"id":125591,"date":"2025-01-20T03:03:14","date_gmt":"2025-01-20T03:03:14","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/"},"modified":"2025-01-20T03:03:14","modified_gmt":"2025-01-20T03:03:14","slug":"which-chase-cards-offer-auto-rental-collision-damage-waiver","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/","title":{"rendered":"Which Chase cards offer auto rental collision damage waiver?"},"content":{"rendered":"<p>**Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card offer an auto rental collision damage waiver.**<\/p>\n<p>If you&#8217;re a frequent traveler or someone who frequently rents cars, having a credit card that offers an auto rental collision damage waiver can save you money and provide peace of mind when you&#8217;re on the road. Let&#8217;s take a closer look at which Chase cards offer this valuable benefit.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#What_is_an_auto_rental_collision_damage_waiver\" title=\"What is an auto rental collision damage waiver?\">What is an auto rental collision damage waiver?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Do_all_Chase_cards_offer_an_auto_rental_collision_damage_waiver\" title=\"Do all Chase cards offer an auto rental collision damage waiver?\">Do all Chase cards offer an auto rental collision damage waiver?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Do_I_need_to_pay_for_the_rental_car_with_my_Chase_card_to_get_the_auto_rental_collision_damage_waiver\" title=\"Do I need to pay for the rental car with my Chase card to get the auto rental collision damage waiver?\">Do I need to pay for the rental car with my Chase card to get the auto rental collision damage waiver?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Does_the_auto_rental_collision_damage_waiver_cover_all_types_of_vehicles\" title=\"Does the auto rental collision damage waiver cover all types of vehicles?\">Does the auto rental collision damage waiver cover all types of vehicles?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Is_there_a_limit_to_how_much_coverage_the_auto_rental_collision_damage_waiver_provides\" title=\"Is there a limit to how much coverage the auto rental collision damage waiver provides?\">Is there a limit to how much coverage the auto rental collision damage waiver provides?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Are_there_any_specific_requirements_I_need_to_meet_to_be_eligible_for_the_auto_rental_collision_damage_waiver\" title=\"Are there any specific requirements I need to meet to be eligible for the auto rental collision damage waiver?\">Are there any specific requirements I need to meet to be eligible for the auto rental collision damage waiver?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#How_do_I_file_a_claim_with_the_auto_rental_collision_damage_waiver\" title=\"How do I file a claim with the auto rental collision damage waiver?\">How do I file a claim with the auto rental collision damage waiver?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Can_I_use_the_auto_rental_collision_damage_waiver_for_rentals_outside_of_the_country\" title=\"Can I use the auto rental collision damage waiver for rentals outside of the country?\">Can I use the auto rental collision damage waiver for rentals outside of the country?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Is_the_auto_rental_collision_damage_waiver_primary_or_secondary_coverage\" title=\"Is the auto rental collision damage waiver primary or secondary coverage?\">Is the auto rental collision damage waiver primary or secondary coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Does_the_auto_rental_collision_damage_waiver_cover_loss_of_use_fees_charged_by_the_rental_car_company\" title=\"Does the auto rental collision damage waiver cover loss of use fees charged by the rental car company?\">Does the auto rental collision damage waiver cover loss of use fees charged by the rental car company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Can_I_add_additional_drivers_to_the_auto_rental_collision_damage_waiver_coverage\" title=\"Can I add additional drivers to the auto rental collision damage waiver coverage?\">Can I add additional drivers to the auto rental collision damage waiver coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#Do_I_need_to_enroll_in_a_program_to_get_the_auto_rental_collision_damage_waiver_coverage\" title=\"Do I need to enroll in a program to get the auto rental collision damage waiver coverage?\">Do I need to enroll in a program to get the auto rental collision damage waiver coverage?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_an_auto_rental_collision_damage_waiver\"><\/span>What is an auto rental collision damage waiver?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn auto rental collision damage waiver is a type of insurance coverage that protects you from having to pay for damages to a rental car in the event of an accident or theft.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_all_Chase_cards_offer_an_auto_rental_collision_damage_waiver\"><\/span>Do all Chase cards offer an auto rental collision damage waiver?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, not all Chase cards offer an auto rental collision damage waiver. Only specific cards like Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card provide this benefit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_pay_for_the_rental_car_with_my_Chase_card_to_get_the_auto_rental_collision_damage_waiver\"><\/span>Do I need to pay for the rental car with my Chase card to get the auto rental collision damage waiver?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, in order to receive the auto rental collision damage waiver coverage, you must pay for the rental car in full with your eligible Chase card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_auto_rental_collision_damage_waiver_cover_all_types_of_vehicles\"><\/span>Does the auto rental collision damage waiver cover all types of vehicles?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe coverage provided by the auto rental collision damage waiver varies by card, but generally excludes coverage for exotic or expensive vehicles, trucks, motorcycles, and certain other types of vehicles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_limit_to_how_much_coverage_the_auto_rental_collision_damage_waiver_provides\"><\/span>Is there a limit to how much coverage the auto rental collision damage waiver provides?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are usually limits to the coverage provided by the auto rental collision damage waiver, so it&#8217;s important to read the terms and conditions of your card carefully to understand what is and isn&#8217;t covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_specific_requirements_I_need_to_meet_to_be_eligible_for_the_auto_rental_collision_damage_waiver\"><\/span>Are there any specific requirements I need to meet to be eligible for the auto rental collision damage waiver?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you typically need to decline the rental company&#8217;s collision damage waiver (CDW\/LDW) and charge the full cost of the rental to your eligible Chase card to be eligible for the coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_I_file_a_claim_with_the_auto_rental_collision_damage_waiver\"><\/span>How do I file a claim with the auto rental collision damage waiver?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to make a claim under the auto rental collision damage waiver, you&#8217;ll need to contact the benefit administrator for your card within a specified timeframe and provide documentation of the incident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_the_auto_rental_collision_damage_waiver_for_rentals_outside_of_the_country\"><\/span>Can I use the auto rental collision damage waiver for rentals outside of the country?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe coverage provided by the auto rental collision damage waiver may differ for rentals outside of the United States, so it&#8217;s important to check the terms and conditions of your card to see if you&#8217;re covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_auto_rental_collision_damage_waiver_primary_or_secondary_coverage\"><\/span>Is the auto rental collision damage waiver primary or secondary coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe coverage provided by the auto rental collision damage waiver is usually secondary, which means it kicks in after any primary insurance you have on the rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_auto_rental_collision_damage_waiver_cover_loss_of_use_fees_charged_by_the_rental_car_company\"><\/span>Does the auto rental collision damage waiver cover loss of use fees charged by the rental car company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoss of use fees charged by the rental car company are typically not covered by the auto rental collision damage waiver, so you may be responsible for paying those fees out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_add_additional_drivers_to_the_auto_rental_collision_damage_waiver_coverage\"><\/span>Can I add additional drivers to the auto rental collision damage waiver coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt depends on the specific terms and conditions of your Chase card, but generally, additional drivers are not covered under the auto rental collision damage waiver.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_enroll_in_a_program_to_get_the_auto_rental_collision_damage_waiver_coverage\"><\/span>Do I need to enroll in a program to get the auto rental collision damage waiver coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you do not need to enroll in any additional programs to receive the auto rental collision damage waiver coverage as long as you have an eligible Chase card that offers this benefit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>**Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card offer an auto rental collision damage waiver.** If you&#8217;re a frequent traveler or someone who frequently rents cars, having a credit card that offers an auto rental collision damage waiver can save you money and provide peace of mind when you&#8217;re on the road. &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which Chase cards offer auto rental collision damage waiver?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/which-chase-cards-offer-auto-rental-collision-damage-waiver\/#more-125591\">Read more<span class=\"screen-reader-text\">Which Chase cards offer auto rental collision damage waiver?<\/span><\/a><\/p>\n","protected":false},"author":23,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-125591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which Chase cards offer auto rental collision damage waiver?<\/title>\n<meta name=\"description\" content=\"**Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card offer an auto rental collision damage waiver.** If you&#039;re a frequent\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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