{"id":124866,"date":"2025-05-02T00:28:27","date_gmt":"2025-05-02T00:28:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/"},"modified":"2025-05-02T00:28:27","modified_gmt":"2025-05-02T00:28:27","slug":"should-i-receive-a-form-1095-a-from-my-broker","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/","title":{"rendered":"Should I receive a Form 1095-A from my broker?"},"content":{"rendered":"<p>Form 1095-A is a tax form that individuals must receive from their health insurance marketplace if they had a Health Insurance Marketplace plan at any time during the previous year. However, if you purchased health insurance through a broker or directly from an insurance company, you will not receive Form 1095-A from your broker.<\/p>\n<p>While brokers can help you enroll in a health insurance plan, they are not responsible for providing you with Form 1095-A. Instead, individuals who purchased health insurance through a broker should receive Form 1095-B or Form 1095-C directly from the insurance company that issued the plan. These forms provide information about the coverage you had during the previous year and are used to report health insurance coverage on your tax return.<\/p>\n<p>If you are unsure about the forms you should receive or have not received them by the designated deadline, it is essential to reach out to your insurance company directly to obtain the necessary documentation for accurately reporting your health insurance coverage on your tax return.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#1_Will_I_receive_Form_1095-A_if_I_purchased_health_insurance_through_a_broker\" title=\"1. Will I receive Form 1095-A if I purchased health insurance through a broker?\">1. Will I receive Form 1095-A if I purchased health insurance through a broker?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#2_What_form_will_I_receive_if_I_purchased_health_insurance_through_a_broker\" title=\"2. What form will I receive if I purchased health insurance through a broker?\">2. What form will I receive if I purchased health insurance through a broker?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#3_What_information_is_included_on_Form_1095-B_and_Form_1095-C\" title=\"3. What information is included on Form 1095-B and Form 1095-C?\">3. What information is included on Form 1095-B and Form 1095-C?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#4_Why_is_it_important_to_receive_Form_1095-B_or_Form_1095-C\" title=\"4. Why is it important to receive Form 1095-B or Form 1095-C?\">4. Why is it important to receive Form 1095-B or Form 1095-C?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#5_How_do_I_obtain_Form_1095-B_or_Form_1095-C_if_I_have_not_received_them\" title=\"5. How do I obtain Form 1095-B or Form 1095-C if I have not received them?\">5. How do I obtain Form 1095-B or Form 1095-C if I have not received them?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#6_Can_I_use_Form_1095-A_instead_of_Form_1095-B_or_Form_1095-C\" title=\"6. Can I use Form 1095-A instead of Form 1095-B or Form 1095-C?\">6. Can I use Form 1095-A instead of Form 1095-B or Form 1095-C?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#7_Is_Form_1095-B_or_Form_1095-C_required_for_filing_my_taxes\" title=\"7. Is Form 1095-B or Form 1095-C required for filing my taxes?\">7. Is Form 1095-B or Form 1095-C required for filing my taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#8_Can_I_obtain_a_copy_of_Form_1095-B_or_Form_1095-C_online\" title=\"8. Can I obtain a copy of Form 1095-B or Form 1095-C online?\">8. Can I obtain a copy of Form 1095-B or Form 1095-C online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#9_What_do_I_do_if_the_information_on_Form_1095-B_or_Form_1095-C_is_incorrect\" title=\"9. What do I do if the information on Form 1095-B or Form 1095-C is incorrect?\">9. What do I do if the information on Form 1095-B or Form 1095-C is incorrect?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#10_Do_I_need_to_send_Form_1095-B_or_Form_1095-C_with_my_tax_return\" title=\"10. Do I need to send Form 1095-B or Form 1095-C with my tax return?\">10. Do I need to send Form 1095-B or Form 1095-C with my tax return?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#11_What_happens_if_I_do_not_receive_Form_1095-B_or_Form_1095-C_before_the_tax_filing_deadline\" title=\"11. What happens if I do not receive Form 1095-B or Form 1095-C before the tax filing deadline?\">11. What happens if I do not receive Form 1095-B or Form 1095-C before the tax filing deadline?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#12_Can_I_request_an_extension_to_file_my_taxes_if_I_have_not_received_Form_1095-B_or_Form_1095-C\" title=\"12. Can I request an extension to file my taxes if I have not received Form 1095-B or Form 1095-C?\">12. Can I request an extension to file my taxes if I have not received Form 1095-B or Form 1095-C?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_I_receive_Form_1095-A_if_I_purchased_health_insurance_through_a_broker\"><\/span>1. Will I receive Form 1095-A if I purchased health insurance through a broker?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, if you purchased health insurance through a broker, you will not receive Form 1095-A from your broker.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_form_will_I_receive_if_I_purchased_health_insurance_through_a_broker\"><\/span>2. What form will I receive if I purchased health insurance through a broker?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you purchased health insurance through a broker, you should receive Form 1095-B or Form 1095-C directly from the insurance company that issued the plan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_information_is_included_on_Form_1095-B_and_Form_1095-C\"><\/span>3. What information is included on Form 1095-B and Form 1095-C?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nForm 1095-B and Form 1095-C provide information about the health insurance coverage you had during the previous year, including the months you were covered and the type of coverage you had.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Why_is_it_important_to_receive_Form_1095-B_or_Form_1095-C\"><\/span>4. Why is it important to receive Form 1095-B or Form 1095-C?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThese forms are used to report health insurance coverage on your tax return. It is essential to have accurate information about your coverage to avoid any penalties for not having minimum essential coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_do_I_obtain_Form_1095-B_or_Form_1095-C_if_I_have_not_received_them\"><\/span>5. How do I obtain Form 1095-B or Form 1095-C if I have not received them?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have not received Form 1095-B or Form 1095-C from your insurance company by the designated deadline, reach out to them directly to request the necessary documentation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_Form_1095-A_instead_of_Form_1095-B_or_Form_1095-C\"><\/span>6. Can I use Form 1095-A instead of Form 1095-B or Form 1095-C?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, Form 1095-A is specifically for individuals who had a Health Insurance Marketplace plan. If you purchased health insurance through a broker, you must use Form 1095-B or Form 1095-C for reporting purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Is_Form_1095-B_or_Form_1095-C_required_for_filing_my_taxes\"><\/span>7. Is Form 1095-B or Form 1095-C required for filing my taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile Form 1095-B or Form 1095-C is not required to file your taxes, it is essential for accurately reporting your health insurance coverage. Failure to do so may result in penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_obtain_a_copy_of_Form_1095-B_or_Form_1095-C_online\"><\/span>8. Can I obtain a copy of Form 1095-B or Form 1095-C online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMany insurance companies provide online portals where you can access and download copies of your tax forms, including Form 1095-B or Form 1095-C. Check with your insurance company for more information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_do_I_do_if_the_information_on_Form_1095-B_or_Form_1095-C_is_incorrect\"><\/span>9. What do I do if the information on Form 1095-B or Form 1095-C is incorrect?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe there is an error on your Form 1095-B or Form 1095-C, contact your insurance company to request a correction before filing your taxes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Do_I_need_to_send_Form_1095-B_or_Form_1095-C_with_my_tax_return\"><\/span>10. Do I need to send Form 1095-B or Form 1095-C with my tax return?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou do not need to send Form 1095-B or Form 1095-C with your tax return. However, it is important to keep these forms for your records in case the IRS requests them in the future.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_I_do_not_receive_Form_1095-B_or_Form_1095-C_before_the_tax_filing_deadline\"><\/span>11. What happens if I do not receive Form 1095-B or Form 1095-C before the tax filing deadline?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you do not receive Form 1095-B or Form 1095-C before the tax filing deadline, reach out to your insurance company to request the forms. It is essential to have accurate information about your health insurance coverage when filing your taxes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_request_an_extension_to_file_my_taxes_if_I_have_not_received_Form_1095-B_or_Form_1095-C\"><\/span>12. Can I request an extension to file my taxes if I have not received Form 1095-B or Form 1095-C?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have not received Form 1095-B or Form 1095-C by the tax filing deadline and are unable to obtain the forms in time, you may need to file for an extension with the IRS. Make sure to reach out to your insurance company and the IRS for guidance on how to proceed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Form 1095-A is a tax form that individuals must receive from their health insurance marketplace if they had a Health Insurance Marketplace plan at any time during the previous year. However, if you purchased health insurance through a broker or directly from an insurance company, you will not receive Form 1095-A from your broker. While &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Should I receive a Form 1095-A from my broker?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/#more-124866\">Read more<span class=\"screen-reader-text\">Should I receive a Form 1095-A from my broker?<\/span><\/a><\/p>\n","protected":false},"author":23,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-124866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should I receive a Form 1095-A from my broker?<\/title>\n<meta name=\"description\" content=\"Form 1095-A is a tax form that individuals must receive from their health insurance marketplace if they had a Health Insurance Marketplace plan at any\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I receive a Form 1095-A from my broker?\" \/>\n<meta property=\"og:description\" content=\"Form 1095-A is a tax form that individuals must receive from their health insurance marketplace if they had a Health Insurance Marketplace plan at any\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/should-i-receive-a-form-1095-a-from-my-broker\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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