{"id":123473,"date":"2023-12-27T20:01:40","date_gmt":"2023-12-27T20:01:40","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/"},"modified":"2023-12-27T20:01:40","modified_gmt":"2023-12-27T20:01:40","slug":"can-you-take-out-a-mortgage-on-a-rental-property","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/","title":{"rendered":"Can you take out a mortgage on a rental property?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#Can_you_take_out_a_mortgage_on_a_rental_property\" title=\"Can you take out a mortgage on a rental property?\">Can you take out a mortgage on a rental property?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#FAQs_about_taking_out_a_mortgage_on_a_rental_property\" title=\"FAQs about taking out a mortgage on a rental property:\">FAQs about taking out a mortgage on a rental property:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#1_Can_I_use_rental_income_to_qualify_for_a_mortgage_on_a_rental_property\" title=\"1. Can I use rental income to qualify for a mortgage on a rental property?\">1. Can I use rental income to qualify for a mortgage on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#2_What_down_payment_is_required_for_a_mortgage_on_a_rental_property\" title=\"2. What down payment is required for a mortgage on a rental property?\">2. What down payment is required for a mortgage on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#3_Are_interest_rates_higher_for_mortgages_on_rental_properties\" title=\"3. Are interest rates higher for mortgages on rental properties?\">3. Are interest rates higher for mortgages on rental properties?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#4_Can_I_refinance_a_mortgage_on_a_rental_property\" title=\"4. Can I refinance a mortgage on a rental property?\">4. Can I refinance a mortgage on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#5_What_happens_if_I_miss_a_mortgage_payment_on_a_rental_property\" title=\"5. What happens if I miss a mortgage payment on a rental property?\">5. What happens if I miss a mortgage payment on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#6_Can_I_use_a_home_equity_loan_to_finance_a_rental_property\" title=\"6. Can I use a home equity loan to finance a rental property?\">6. Can I use a home equity loan to finance a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#7_How_does_rental_property_financing_differ_from_traditional_mortgages\" title=\"7. How does rental property financing differ from traditional mortgages?\">7. How does rental property financing differ from traditional mortgages?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#8_Can_I_use_a_co-signer_to_qualify_for_a_mortgage_on_a_rental_property\" title=\"8. Can I use a co-signer to qualify for a mortgage on a rental property?\">8. Can I use a co-signer to qualify for a mortgage on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#9_Are_there_specific_mortgage_programs_for_rental_properties\" title=\"9. Are there specific mortgage programs for rental properties?\">9. Are there specific mortgage programs for rental properties?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#10_What_are_the_tax_implications_of_taking_out_a_mortgage_on_a_rental_property\" title=\"10. What are the tax implications of taking out a mortgage on a rental property?\">10. What are the tax implications of taking out a mortgage on a rental property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#11_Can_I_use_a_cash-out_refinance_on_a_rental_property_to_fund_another_investment\" title=\"11. Can I use a cash-out refinance on a rental property to fund another investment?\">11. Can I use a cash-out refinance on a rental property to fund another investment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#12_Are_there_any_restrictions_on_the_type_of_rental_property_that_can_qualify_for_a_mortgage\" title=\"12. Are there any restrictions on the type of rental property that can qualify for a mortgage?\">12. Are there any restrictions on the type of rental property that can qualify for a mortgage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_take_out_a_mortgage_on_a_rental_property\"><\/span>Can you take out a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the most common ways to finance the purchase of a rental property is by taking out a mortgage. However, there are some important considerations to keep in mind when seeking a mortgage for a rental property.<\/p>\n<p>One of the key factors that lenders will consider when deciding whether to approve a mortgage for a rental property is the expected rental income. Lenders will typically require proof of rental income to ensure that the property can generate enough revenue to cover the mortgage payments.<\/p>\n<p>Additionally, lenders will also look at the borrower&#8217;s credit history, debt-to-income ratio, and other financial factors to determine their eligibility for a rental property mortgage.<\/p>\n<p>It&#8217;s worth noting that the terms and conditions of a mortgage for a rental property may differ from those of a traditional mortgage for a primary residence. Interest rates on rental property mortgages are often higher, and lenders may require a larger down payment.<\/p>\n<p>In general, taking out a mortgage on a rental property is possible, but it&#8217;s important to do thorough research and work with a lender who specializes in rental property financing to ensure that you are getting the best possible terms for your investment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_taking_out_a_mortgage_on_a_rental_property\"><\/span>FAQs about taking out a mortgage on a rental property:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_use_rental_income_to_qualify_for_a_mortgage_on_a_rental_property\"><\/span>1. Can I use rental income to qualify for a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, lenders will typically consider rental income as part of their assessment when determining your eligibility for a mortgage on a rental property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_down_payment_is_required_for_a_mortgage_on_a_rental_property\"><\/span>2. What down payment is required for a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDown payment requirements for a rental property mortgage are usually higher than those for a primary residence, often ranging from 20-25%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_interest_rates_higher_for_mortgages_on_rental_properties\"><\/span>3. Are interest rates higher for mortgages on rental properties?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, interest rates for rental property mortgages are generally higher to account for the increased risk associated with investment properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_refinance_a_mortgage_on_a_rental_property\"><\/span>4. Can I refinance a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it is possible to refinance a mortgage on a rental property to take advantage of lower interest rates or change the terms of the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_I_miss_a_mortgage_payment_on_a_rental_property\"><\/span>5. What happens if I miss a mortgage payment on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMissing a mortgage payment on a rental property can result in late fees, damage to your credit score, and potentially foreclosure if payments are consistently missed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_a_home_equity_loan_to_finance_a_rental_property\"><\/span>6. Can I use a home equity loan to finance a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use a home equity loan or line of credit on your primary residence to help finance the purchase of a rental property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_does_rental_property_financing_differ_from_traditional_mortgages\"><\/span>7. How does rental property financing differ from traditional mortgages?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRental property financing often requires a larger down payment, higher interest rates, and stricter eligibility criteria compared to traditional mortgages.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_a_co-signer_to_qualify_for_a_mortgage_on_a_rental_property\"><\/span>8. Can I use a co-signer to qualify for a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHaving a co-signer with strong credit and income may help you qualify for a rental property mortgage if you do not meet all of the lender&#8217;s criteria on your own.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_specific_mortgage_programs_for_rental_properties\"><\/span>9. Are there specific mortgage programs for rental properties?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome lenders offer specialized mortgage programs for rental properties, with terms and conditions tailored to the unique needs of real estate investors.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_are_the_tax_implications_of_taking_out_a_mortgage_on_a_rental_property\"><\/span>10. What are the tax implications of taking out a mortgage on a rental property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInterest payments on a mortgage for a rental property are typically tax-deductible, which can help offset some of the costs of financing the investment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_a_cash-out_refinance_on_a_rental_property_to_fund_another_investment\"><\/span>11. Can I use a cash-out refinance on a rental property to fund another investment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a cash-out refinance on a rental property can provide you with cash to use for other investments or expenses, but it&#8217;s important to weigh the risks and benefits carefully.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_restrictions_on_the_type_of_rental_property_that_can_qualify_for_a_mortgage\"><\/span>12. Are there any restrictions on the type of rental property that can qualify for a mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome lenders may have restrictions on the type of rental property that they will finance, such as vacation homes, commercial properties, or properties located in certain areas. It&#8217;s important to check with the lender to ensure that your property meets their criteria before applying for a mortgage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage. However, there are some important considerations to keep in mind when seeking a mortgage for a rental property. One of the key factors that lenders &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you take out a mortgage on a rental property?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#more-123473\">Read more<span class=\"screen-reader-text\">Can you take out a mortgage on a rental property?<\/span><\/a><\/p>\n","protected":false},"author":22,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-123473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you take out a mortgage on a rental property?<\/title>\n<meta name=\"description\" content=\"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can you take out a mortgage on a rental property?\" \/>\n<meta property=\"og:description\" content=\"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-27T20:01:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alan Lynch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alan Lynch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\"},\"author\":{\"name\":\"Alan Lynch\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14\"},\"headline\":\"Can you take out a mortgage on a rental property?\",\"datePublished\":\"2023-12-27T20:01:40+00:00\",\"dateModified\":\"2023-12-27T20:01:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\"},\"wordCount\":684,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\",\"name\":\"Can you take out a mortgage on a rental property?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-12-27T20:01:40+00:00\",\"dateModified\":\"2023-12-27T20:01:40+00:00\",\"description\":\"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can you take out a mortgage on a rental property?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14\",\"name\":\"Alan Lynch\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Alan Lynch\"},\"description\":\"Guest author Alan Lynch has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can you take out a mortgage on a rental property?","description":"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/","og_locale":"en_US","og_type":"article","og_title":"Can you take out a mortgage on a rental property?","og_description":"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.","og_url":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2023-12-27T20:01:40+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Alan Lynch","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Alan Lynch","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/"},"author":{"name":"Alan Lynch","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14"},"headline":"Can you take out a mortgage on a rental property?","datePublished":"2023-12-27T20:01:40+00:00","dateModified":"2023-12-27T20:01:40+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/"},"wordCount":684,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/","url":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/","name":"Can you take out a mortgage on a rental property?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2023-12-27T20:01:40+00:00","dateModified":"2023-12-27T20:01:40+00:00","description":"Can you take out a mortgage on a rental property? One of the most common ways to finance the purchase of a rental property is by taking out a mortgage.","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/can-you-take-out-a-mortgage-on-a-rental-property\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Can you take out a mortgage on a rental property?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14","name":"Alan Lynch","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Alan Lynch"},"description":"Guest author Alan Lynch has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/123473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=123473"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/123473\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=123473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=123473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=123473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}