{"id":123426,"date":"2023-12-05T23:25:11","date_gmt":"2023-12-05T23:25:11","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/"},"modified":"2023-12-05T23:25:11","modified_gmt":"2023-12-05T23:25:11","slug":"what-happens-if-i-hit-or-crash-a-rental-vehicle","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/","title":{"rendered":"What happens if I hit or crash a rental vehicle?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#What_happens_if_I_hit_or_crash_a_rental_vehicle\" title=\"What happens if I hit or crash a rental vehicle?\">What happens if I hit or crash a rental vehicle?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#1_Will_the_rental_company_charge_me_for_damages_if_I_get_into_an_accident\" title=\"1. Will the rental company charge me for damages if I get into an accident?\">1. Will the rental company charge me for damages if I get into an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#2_Will_my_personal_auto_insurance_cover_the_damages_to_the_rental_car\" title=\"2. Will my personal auto insurance cover the damages to the rental car?\">2. Will my personal auto insurance cover the damages to the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#3_Do_credit_cards_offer_rental_car_insurance_coverage\" title=\"3. Do credit cards offer rental car insurance coverage?\">3. Do credit cards offer rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#4_What_happens_if_I_decline_the_rental_companys_insurance_coverage\" title=\"4. What happens if I decline the rental company&#8217;s insurance coverage?\">4. What happens if I decline the rental company&#8217;s insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#5_Should_I_purchase_insurance_from_the_rental_company\" title=\"5. Should I purchase insurance from the rental company?\">5. Should I purchase insurance from the rental company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#6_What_should_I_do_if_I_get_into_an_accident_with_a_rental_car\" title=\"6. What should I do if I get into an accident with a rental car?\">6. What should I do if I get into an accident with a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#7_Will_my_personal_liability_insurance_cover_damages_caused_by_a_rental_car_accident\" title=\"7. Will my personal liability insurance cover damages caused by a rental car accident?\">7. Will my personal liability insurance cover damages caused by a rental car accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#8_Does_the_rental_company_provide_roadside_assistance_in_case_of_an_accident\" title=\"8. Does the rental company provide roadside assistance in case of an accident?\">8. Does the rental company provide roadside assistance in case of an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#9_What_happens_if_the_rental_vehicle_is_totaled_in_the_accident\" title=\"9. What happens if the rental vehicle is totaled in the accident?\">9. What happens if the rental vehicle is totaled in the accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#10_Can_I_be_charged_for_loss_of_rental_income_if_the_vehicle_is_damaged_in_an_accident\" title=\"10. Can I be charged for loss of rental income if the vehicle is damaged in an accident?\">10. Can I be charged for loss of rental income if the vehicle is damaged in an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#11_Will_my_insurance_premium_increase_after_an_accident_with_a_rental_car\" title=\"11. Will my insurance premium increase after an accident with a rental car?\">11. Will my insurance premium increase after an accident with a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#12_Can_I_dispute_the_charges_for_damages_to_the_rental_car_after_an_accident\" title=\"12. Can I dispute the charges for damages to the rental car after an accident?\">12. Can I dispute the charges for damages to the rental car after an accident?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_happens_if_I_hit_or_crash_a_rental_vehicle\"><\/span>What happens if I hit or crash a rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>When you hit or crash a rental vehicle, the first thing you should do is report the incident to the rental company and your insurance provider. You may be responsible for damages to the vehicle and may have to pay for repairs or a deductible depending on your insurance coverage.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_the_rental_company_charge_me_for_damages_if_I_get_into_an_accident\"><\/span>1. Will the rental company charge me for damages if I get into an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, yes. You may be responsible for covering the cost of repairs or a deductible depending on your insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Will_my_personal_auto_insurance_cover_the_damages_to_the_rental_car\"><\/span>2. Will my personal auto insurance cover the damages to the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt depends on your policy. Some personal auto insurance policies may cover damages to a rental car, but it&#8217;s important to check with your provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Do_credit_cards_offer_rental_car_insurance_coverage\"><\/span>3. Do credit cards offer rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards do offer rental car insurance coverage, but the coverage may vary depending on the card issuer. Contact your credit card company to inquire about their coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_I_decline_the_rental_companys_insurance_coverage\"><\/span>4. What happens if I decline the rental company&#8217;s insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you decline the rental company&#8217;s insurance coverage, you may be responsible for covering the cost of damages to the rental vehicle out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Should_I_purchase_insurance_from_the_rental_company\"><\/span>5. Should I purchase insurance from the rental company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPurchasing insurance from the rental company may provide you with additional coverage and peace of mind in case of an accident, but it&#8217;s important to review the terms and conditions of the policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_should_I_do_if_I_get_into_an_accident_with_a_rental_car\"><\/span>6. What should I do if I get into an accident with a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you get into an accident with a rental car, the first step is to ensure everyone is safe and then report the incident to the rental company and local authorities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_my_personal_liability_insurance_cover_damages_caused_by_a_rental_car_accident\"><\/span>7. Will my personal liability insurance cover damages caused by a rental car accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour personal liability insurance may cover damages caused by a rental car accident, but it&#8217;s essential to consult with your insurance provider for specific coverage details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Does_the_rental_company_provide_roadside_assistance_in_case_of_an_accident\"><\/span>8. Does the rental company provide roadside assistance in case of an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost rental companies offer roadside assistance as part of their services, and you can contact them in the event of an accident for support.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_happens_if_the_rental_vehicle_is_totaled_in_the_accident\"><\/span>9. What happens if the rental vehicle is totaled in the accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the rental vehicle is totaled in the accident, you may be responsible for covering the cost of the vehicle&#8217;s full value, depending on your insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_be_charged_for_loss_of_rental_income_if_the_vehicle_is_damaged_in_an_accident\"><\/span>10. Can I be charged for loss of rental income if the vehicle is damaged in an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, some rental companies may charge you for loss of rental income if the vehicle is damaged and needs repairs, as they are unable to rent it out during this time.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Will_my_insurance_premium_increase_after_an_accident_with_a_rental_car\"><\/span>11. Will my insurance premium increase after an accident with a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt&#8217;s possible that your insurance premium may increase after an accident with a rental car, depending on the circumstances of the accident and your insurance provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_dispute_the_charges_for_damages_to_the_rental_car_after_an_accident\"><\/span>12. Can I dispute the charges for damages to the rental car after an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe that you are not responsible for the damages to the rental car after an accident, you can dispute the charges with the rental company and provide any evidence or documentation to support your case.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens if I hit or crash a rental vehicle? When you hit or crash a rental vehicle, the first thing you should do is report the incident to the rental company and your insurance provider. You may be responsible for damages to the vehicle and may have to pay for repairs or a deductible &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What happens if I hit or crash a rental vehicle?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-hit-or-crash-a-rental-vehicle\/#more-123426\">Read more<span class=\"screen-reader-text\">What happens if I hit or crash a rental vehicle?<\/span><\/a><\/p>\n","protected":false},"author":22,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-123426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens if I hit or crash a rental vehicle?<\/title>\n<meta name=\"description\" content=\"What happens if I hit or crash a rental vehicle? 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