{"id":123049,"date":"2024-02-03T23:17:53","date_gmt":"2024-02-03T23:17:53","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/"},"modified":"2024-02-03T23:17:53","modified_gmt":"2024-02-03T23:17:53","slug":"why-is-landlord-insurance-so-expensive","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/","title":{"rendered":"Why is landlord insurance so expensive?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#Why_is_landlord_insurance_so_expensive\" title=\"Why is landlord insurance so expensive?\">Why is landlord insurance so expensive?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#Related_FAQs\" title=\"Related FAQs:\">Related FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#1_Can_I_add_extra_coverage_to_my_landlord_insurance_policy\" title=\"1. Can I add extra coverage to my landlord insurance policy?\">1. Can I add extra coverage to my landlord insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#2_Does_the_location_of_the_rental_property_affect_insurance_premiums\" title=\"2. Does the location of the rental property affect insurance premiums?\">2. Does the location of the rental property affect insurance premiums?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#3_Are_there_ways_to_lower_the_cost_of_landlord_insurance\" title=\"3. Are there ways to lower the cost of landlord insurance?\">3. Are there ways to lower the cost of landlord insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#4_Are_there_any_discounts_available_for_landlord_insurance\" title=\"4. Are there any discounts available for landlord insurance?\">4. Are there any discounts available for landlord insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#5_Do_I_need_landlord_insurance_if_I_only_rent_out_part_of_my_property\" title=\"5. Do I need landlord insurance if I only rent out part of my property?\">5. Do I need landlord insurance if I only rent out part of my property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#6_Is_liability_coverage_included_in_landlord_insurance\" title=\"6. Is liability coverage included in landlord insurance?\">6. Is liability coverage included in landlord insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#7_Does_landlord_insurance_cover_personal_belongings_left_in_the_rental_property_by_tenants\" title=\"7. Does landlord insurance cover personal belongings left in the rental property by tenants?\">7. Does landlord insurance cover personal belongings left in the rental property by tenants?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#8_Can_landlord_insurance_cover_loss_of_rental_income_due_to_vacancy\" title=\"8. Can landlord insurance cover loss of rental income due to vacancy?\">8. Can landlord insurance cover loss of rental income due to vacancy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#9_What_factors_determine_the_cost_of_landlord_insurance\" title=\"9. What factors determine the cost of landlord insurance?\">9. What factors determine the cost of landlord insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#10_Is_it_mandatory_to_have_landlord_insurance\" title=\"10. Is it mandatory to have landlord insurance?\">10. Is it mandatory to have landlord insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#11_Can_I_switch_insurance_providers_to_find_a_cheaper_rate\" title=\"11. Can I switch insurance providers to find a cheaper rate?\">11. Can I switch insurance providers to find a cheaper rate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#12_Should_I_seek_advice_from_an_insurance_agent_before_purchasing_landlord_insurance\" title=\"12. Should I seek advice from an insurance agent before purchasing landlord insurance?\">12. Should I seek advice from an insurance agent before purchasing landlord insurance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_is_landlord_insurance_so_expensive\"><\/span>Why is landlord insurance so expensive?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>As a property owner, you may have noticed that landlord insurance premiums are often higher than regular homeowners&#8217; insurance. Several factors contribute to this increased cost, making landlord insurance a necessary but pricey investment.<\/p>\n<p><b>Landlord insurance is more expensive than homeowners&#8217; insurance because it offers extra protection and covers additional risks that are specific to rental properties.<\/b> <\/p>\n<p>One main reason for the higher cost is that rental properties pose more risks compared to owner-occupied homes. Tenants may not take care of the property as well as homeowners would, leading to increased chances of damage. Additionally, rental properties often have higher liability risks, as there are more people coming in and out of the property on a regular basis.<\/p>\n<p>Landlord insurance also provides coverage for loss of rental income, which is not typically included in homeowners&#8217; insurance. This helps protect landlords from financial loss if their property becomes uninhabitable due to a covered peril, such as a fire or natural disaster.<\/p>\n<p>In summary, the increased cost of landlord insurance is justified by the additional coverage and protection it offers for rental properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Related_FAQs\"><\/span>Related FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_add_extra_coverage_to_my_landlord_insurance_policy\"><\/span>1. Can I add extra coverage to my landlord insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most insurance providers offer optional coverage additions for things like vandalism, burglary, and natural disasters. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Does_the_location_of_the_rental_property_affect_insurance_premiums\"><\/span>2. Does the location of the rental property affect insurance premiums?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the location plays a significant role in determining insurance costs. Properties in high-crime areas or regions prone to natural disasters may have higher premiums.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_there_ways_to_lower_the_cost_of_landlord_insurance\"><\/span>3. Are there ways to lower the cost of landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIncreasing deductibles, improving property maintenance, and bundling policies with the same insurer are common ways to reduce costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Are_there_any_discounts_available_for_landlord_insurance\"><\/span>4. Are there any discounts available for landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome insurance companies offer discounts for things like installing security systems, having long-term tenants, or being claim-free for a certain period.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Do_I_need_landlord_insurance_if_I_only_rent_out_part_of_my_property\"><\/span>5. Do I need landlord insurance if I only rent out part of my property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, even if you only rent out a portion of your property, landlord insurance is still necessary to protect you from potential risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Is_liability_coverage_included_in_landlord_insurance\"><\/span>6. Is liability coverage included in landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, liability coverage is a standard part of most landlord insurance policies, providing protection in case a tenant or visitor is injured on the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_landlord_insurance_cover_personal_belongings_left_in_the_rental_property_by_tenants\"><\/span>7. Does landlord insurance cover personal belongings left in the rental property by tenants?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, landlord insurance typically does not cover personal belongings of tenants. Renters insurance is recommended for tenants to protect their personal property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_landlord_insurance_cover_loss_of_rental_income_due_to_vacancy\"><\/span>8. Can landlord insurance cover loss of rental income due to vacancy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome policies offer coverage for loss of rental income due to vacancy caused by a covered peril, such as fire or severe damage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_factors_determine_the_cost_of_landlord_insurance\"><\/span>9. What factors determine the cost of landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as the property&#8217;s location, size, age, replacement cost, rental income, and coverage limits all influence the cost of landlord insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Is_it_mandatory_to_have_landlord_insurance\"><\/span>10. Is it mandatory to have landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile landlord insurance is not legally required in most states, it is highly recommended to protect your investment and financial interests.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_switch_insurance_providers_to_find_a_cheaper_rate\"><\/span>11. Can I switch insurance providers to find a cheaper rate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it&#8217;s possible to switch providers to find a more affordable rate, but make sure to compare coverage options and consider any cancellation fees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Should_I_seek_advice_from_an_insurance_agent_before_purchasing_landlord_insurance\"><\/span>12. Should I seek advice from an insurance agent before purchasing landlord insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nConsulting with an insurance agent can help you understand your coverage needs better and find the right policy that fits your budget and requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular homeowners&#8217; insurance. Several factors contribute to this increased cost, making landlord insurance a necessary but pricey investment. Landlord insurance is more expensive than homeowners&#8217; insurance because it offers extra protection and covers &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Why is landlord insurance so expensive?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#more-123049\">Read more<span class=\"screen-reader-text\">Why is landlord insurance so expensive?<\/span><\/a><\/p>\n","protected":false},"author":22,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-123049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why is landlord insurance so expensive?<\/title>\n<meta name=\"description\" content=\"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why is landlord insurance so expensive?\" \/>\n<meta property=\"og:description\" content=\"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-03T23:17:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alan Lynch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alan Lynch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\"},\"author\":{\"name\":\"Alan Lynch\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14\"},\"headline\":\"Why is landlord insurance so expensive?\",\"datePublished\":\"2024-02-03T23:17:53+00:00\",\"dateModified\":\"2024-02-03T23:17:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\"},\"wordCount\":579,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\",\"name\":\"Why is landlord insurance so expensive?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-02-03T23:17:53+00:00\",\"dateModified\":\"2024-02-03T23:17:53+00:00\",\"description\":\"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why is landlord insurance so expensive?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14\",\"name\":\"Alan Lynch\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Alan Lynch\"},\"description\":\"Guest author Alan Lynch has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why is landlord insurance so expensive?","description":"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/","og_locale":"en_US","og_type":"article","og_title":"Why is landlord insurance so expensive?","og_description":"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular","og_url":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-02-03T23:17:53+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Alan Lynch","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Alan Lynch","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/"},"author":{"name":"Alan Lynch","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14"},"headline":"Why is landlord insurance so expensive?","datePublished":"2024-02-03T23:17:53+00:00","dateModified":"2024-02-03T23:17:53+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/"},"wordCount":579,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/","url":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/","name":"Why is landlord insurance so expensive?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-02-03T23:17:53+00:00","dateModified":"2024-02-03T23:17:53+00:00","description":"Why is landlord insurance so expensive? As a property owner, you may have noticed that landlord insurance premiums are often higher than regular","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/why-is-landlord-insurance-so-expensive\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Why is landlord insurance so expensive?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/e9c00797cfaf7f1e2abcaffe8bfbdc14","name":"Alan Lynch","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Alan Lynch"},"description":"Guest author Alan Lynch has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/123049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=123049"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/123049\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=123049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=123049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=123049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}