{"id":122340,"date":"2025-02-02T13:06:27","date_gmt":"2025-02-02T13:06:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/"},"modified":"2025-02-02T13:06:27","modified_gmt":"2025-02-02T13:06:27","slug":"what-credit-cards-give-rental-car-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/","title":{"rendered":"What credit cards give rental car insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#What_credit_cards_give_rental_car_insurance\" title=\"What credit cards give rental car insurance?\">What credit cards give rental car insurance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#1_Do_all_credit_cards_offer_rental_car_insurance\" title=\"1. Do all credit cards offer rental car insurance?\">1. Do all credit cards offer rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#2_Is_rental_car_insurance_provided_by_credit_cards_secondary_or_primary_coverage\" title=\"2. Is rental car insurance provided by credit cards secondary or primary coverage?\">2. Is rental car insurance provided by credit cards secondary or primary coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#3_Do_I_need_to_decline_the_rental_car_companys_insurance_coverage_to_use_my_credit_cards_rental_car_insurance\" title=\"3. Do I need to decline the rental car company&#8217;s insurance coverage to use my credit card&#8217;s rental car insurance?\">3. Do I need to decline the rental car company&#8217;s insurance coverage to use my credit card&#8217;s rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#4_What_types_of_rental_car_insurance_are_typically_covered_by_credit_cards\" title=\"4. What types of rental car insurance are typically covered by credit cards?\">4. What types of rental car insurance are typically covered by credit cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#5_Are_there_any_exclusions_to_rental_car_insurance_coverage_provided_by_credit_cards\" title=\"5. Are there any exclusions to rental car insurance coverage provided by credit cards?\">5. Are there any exclusions to rental car insurance coverage provided by credit cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#6_How_do_I_file_a_claim_with_my_credit_cards_rental_car_insurance\" title=\"6. How do I file a claim with my credit card&#8217;s rental car insurance?\">6. How do I file a claim with my credit card&#8217;s rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#7_Can_I_use_my_credit_cards_rental_car_insurance_for_international_rentals\" title=\"7. Can I use my credit card&#8217;s rental car insurance for international rentals?\">7. Can I use my credit card&#8217;s rental car insurance for international rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#8_Is_there_a_limit_to_how_long_I_can_use_my_credit_cards_rental_car_insurance_for_a_rental_period\" title=\"8. Is there a limit to how long I can use my credit card&#8217;s rental car insurance for a rental period?\">8. Is there a limit to how long I can use my credit card&#8217;s rental car insurance for a rental period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#9_Will_using_my_credit_cards_rental_car_insurance_affect_my_credit_score\" title=\"9. Will using my credit card&#8217;s rental car insurance affect my credit score?\">9. Will using my credit card&#8217;s rental car insurance affect my credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#10_Can_additional_drivers_be_covered_under_my_credit_cards_rental_car_insurance\" title=\"10. Can additional drivers be covered under my credit card&#8217;s rental car insurance?\">10. Can additional drivers be covered under my credit card&#8217;s rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#11_Are_there_any_fees_associated_with_using_my_credit_cards_rental_car_insurance\" title=\"11. Are there any fees associated with using my credit card&#8217;s rental car insurance?\">11. Are there any fees associated with using my credit card&#8217;s rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#12_Can_I_use_my_credit_cards_rental_car_insurance_for_rentals_through_third-party_booking_sites\" title=\"12. Can I use my credit card&#8217;s rental car insurance for rentals through third-party booking sites?\">12. Can I use my credit card&#8217;s rental car insurance for rentals through third-party booking sites?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_credit_cards_give_rental_car_insurance\"><\/span>What credit cards give rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to renting a car, having insurance coverage is essential. Many credit cards offer rental car insurance as a valuable benefit. The following credit cards provide rental car insurance for cardholders:<\/p>\n<p>**Chase Sapphire Preferred Card**<\/p>\n<p>**Chase Sapphire Reserve**<\/p>\n<p>**United Explorer Card**<\/p>\n<p>**United Club Card**<\/p>\n<p>**Ink Business Preferred Credit Card**<\/p>\n<p>**The Platinum Card\u00ae from American Express**<\/p>\n<p>**The Business Platinum Card\u00ae from American Express**<br \/>\nAmerican Express\u00ae Green Card<\/p>\n<p>**Citi Premier\u2120 Card**<\/p>\n<p>**Citi Prestige**<\/p>\n<p>**World Elite Mastercard**<\/p>\n<p>**Wells Fargo Propel American Express\u00ae Card**<\/p>\n<p>Rental car insurance provided by credit cards typically covers collision damage, theft, and towing charges. However, it&#8217;s important to note that coverage varies by card, and some restrictions may apply. Be sure to check with your credit card provider for complete details on their rental car insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_all_credit_cards_offer_rental_car_insurance\"><\/span>1. Do all credit cards offer rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, not all credit cards offer rental car insurance. It&#8217;s essential to check with your credit card issuer to see if this benefit is included with your card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_rental_car_insurance_provided_by_credit_cards_secondary_or_primary_coverage\"><\/span>2. Is rental car insurance provided by credit cards secondary or primary coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRental car insurance provided by credit cards is typically secondary coverage. It kicks in after your personal auto insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Do_I_need_to_decline_the_rental_car_companys_insurance_coverage_to_use_my_credit_cards_rental_car_insurance\"><\/span>3. Do I need to decline the rental car company&#8217;s insurance coverage to use my credit card&#8217;s rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most credit cards require you to decline the rental car company&#8217;s insurance coverage in order to use your credit card&#8217;s rental car insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_types_of_rental_car_insurance_are_typically_covered_by_credit_cards\"><\/span>4. What types of rental car insurance are typically covered by credit cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCredit cards typically offer coverage for collision damage, theft, and towing charges when renting a car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Are_there_any_exclusions_to_rental_car_insurance_coverage_provided_by_credit_cards\"><\/span>5. Are there any exclusions to rental car insurance coverage provided by credit cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome common exclusions to rental car insurance coverage include liability coverage, personal injury protection, and coverage for exotic or luxury cars.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_do_I_file_a_claim_with_my_credit_cards_rental_car_insurance\"><\/span>6. How do I file a claim with my credit card&#8217;s rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to file a claim with your credit card&#8217;s rental car insurance, you will need to contact the credit card issuer&#8217;s insurance provider and follow their specific claims process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_use_my_credit_cards_rental_car_insurance_for_international_rentals\"><\/span>7. Can I use my credit card&#8217;s rental car insurance for international rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance coverage for international rentals, but it&#8217;s essential to check with the credit card issuer to confirm coverage details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_there_a_limit_to_how_long_I_can_use_my_credit_cards_rental_car_insurance_for_a_rental_period\"><\/span>8. Is there a limit to how long I can use my credit card&#8217;s rental car insurance for a rental period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards may limit the duration of coverage for a rental period. Be sure to check the terms and conditions of your credit card&#8217;s rental car insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_using_my_credit_cards_rental_car_insurance_affect_my_credit_score\"><\/span>9. Will using my credit card&#8217;s rental car insurance affect my credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nUsing your credit card&#8217;s rental car insurance should not impact your credit score. However, be sure to pay off any charges related to the rental car promptly to avoid any negative consequences.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_additional_drivers_be_covered_under_my_credit_cards_rental_car_insurance\"><\/span>10. Can additional drivers be covered under my credit card&#8217;s rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards may offer coverage for additional drivers, but it&#8217;s essential to check with the credit card issuer to confirm if this benefit is included.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_there_any_fees_associated_with_using_my_credit_cards_rental_car_insurance\"><\/span>11. Are there any fees associated with using my credit card&#8217;s rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nUsing your credit card&#8217;s rental car insurance typically does not involve any additional fees. However, there may be certain restrictions or limits to coverage that could result in out-of-pocket expenses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_use_my_credit_cards_rental_car_insurance_for_rentals_through_third-party_booking_sites\"><\/span>12. Can I use my credit card&#8217;s rental car insurance for rentals through third-party booking sites?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards may provide rental car insurance coverage for rentals through third-party booking sites. Be sure to check with the credit card issuer to verify coverage for these types of rentals.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What credit cards give rental car insurance? When it comes to renting a car, having insurance coverage is essential. Many credit cards offer rental car insurance as a valuable benefit. The following credit cards provide rental car insurance for cardholders: **Chase Sapphire Preferred Card** **Chase Sapphire Reserve** **United Explorer Card** **United Club Card** **Ink Business &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What credit cards give rental car insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-credit-cards-give-rental-car-insurance\/#more-122340\">Read more<span class=\"screen-reader-text\">What credit cards give rental car insurance?<\/span><\/a><\/p>\n","protected":false},"author":22,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-122340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What credit cards give rental car insurance?<\/title>\n<meta name=\"description\" content=\"What credit cards give rental car insurance? 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