{"id":120576,"date":"2025-05-25T04:42:45","date_gmt":"2025-05-25T04:42:45","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/"},"modified":"2025-05-25T04:42:45","modified_gmt":"2025-05-25T04:42:45","slug":"does-auto-insurance-cover-u-haul","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/","title":{"rendered":"Does auto insurance cover U-Haul?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#Does_auto_insurance_cover_U-Haul\" title=\"Does auto insurance cover U-Haul?\">Does auto insurance cover U-Haul?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#FAQs_about_auto_insurance_and_U-Haul_rentals\" title=\"FAQs about auto insurance and U-Haul rentals:\">FAQs about auto insurance and U-Haul rentals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#1_Will_my_credit_card_cover_insurance_for_a_U-Haul_rental\" title=\"1. Will my credit card cover insurance for a U-Haul rental?\">1. Will my credit card cover insurance for a U-Haul rental?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#2_What_kind_of_insurance_does_U-Haul_offer_for_rentals\" title=\"2. What kind of insurance does U-Haul offer for rentals?\">2. What kind of insurance does U-Haul offer for rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#3_Can_I_use_my_personal_auto_insurance_for_a_U-Haul_rental\" title=\"3. Can I use my personal auto insurance for a U-Haul rental?\">3. Can I use my personal auto insurance for a U-Haul rental?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#4_What_happens_if_I_get_into_an_accident_with_a_U-Haul_rental\" title=\"4. What happens if I get into an accident with a U-Haul rental?\">4. What happens if I get into an accident with a U-Haul rental?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#5_Can_I_add_U-Haul_rental_coverage_to_my_existing_auto_insurance_policy\" title=\"5. Can I add U-Haul rental coverage to my existing auto insurance policy?\">5. Can I add U-Haul rental coverage to my existing auto insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#6_Does_U-Haul_insurance_cover_damage_to_my_belongings_during_a_move\" title=\"6. Does U-Haul insurance cover damage to my belongings during a move?\">6. Does U-Haul insurance cover damage to my belongings during a move?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#7_Will_U-Haul_insurance_cover_me_if_I_drive_the_rental_vehicle_out_of_state\" title=\"7. Will U-Haul insurance cover me if I drive the rental vehicle out of state?\">7. Will U-Haul insurance cover me if I drive the rental vehicle out of state?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#8_Can_I_decline_insurance_from_U-Haul_if_I_have_coverage_through_my_credit_card\" title=\"8. Can I decline insurance from U-Haul if I have coverage through my credit card?\">8. Can I decline insurance from U-Haul if I have coverage through my credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#9_How_much_does_insurance_through_U-Haul_cost\" title=\"9. How much does insurance through U-Haul cost?\">9. How much does insurance through U-Haul cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#10_Will_U-Haul_insurance_cover_me_if_someone_else_is_driving_the_rental_vehicle\" title=\"10. Will U-Haul insurance cover me if someone else is driving the rental vehicle?\">10. Will U-Haul insurance cover me if someone else is driving the rental vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#11_Can_I_purchase_insurance_through_U-Haul_after_picking_up_the_rental_vehicle\" title=\"11. Can I purchase insurance through U-Haul after picking up the rental vehicle?\">11. Can I purchase insurance through U-Haul after picking up the rental vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#12_Does_U-Haul_insurance_cover_towing_a_trailer_behind_the_rental_truck\" title=\"12. Does U-Haul insurance cover towing a trailer behind the rental truck?\">12. Does U-Haul insurance cover towing a trailer behind the rental truck?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_auto_insurance_cover_U-Haul\"><\/span>Does auto insurance cover U-Haul?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you rent a U-Haul moving truck or trailer, you may wonder if your auto insurance will provide coverage in case of an accident. The short answer is, it depends. In most cases, your personal auto insurance policy will not cover damage to a rental truck. <\/p>\n<p>However, there are some exceptions. Some auto insurance policies have coverage extensions that apply to rental vehicles, including U-Haul trucks. It is important to check with your insurance provider to see if you have this type of coverage.<\/p>\n<p>If your auto insurance does not cover U-Haul rentals, you have the option to purchase insurance through U-Haul. This coverage typically includes damage coverage, cargo coverage, medical and life coverage, and roadside assistance.<\/p>\n<p>If you choose not to purchase insurance through U-Haul, you may be responsible for any damages or injuries that occur while operating the rental vehicle. Make sure to carefully review the terms and conditions of your rental agreement before hitting the road.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_auto_insurance_and_U-Haul_rentals\"><\/span>FAQs about auto insurance and U-Haul rentals:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_my_credit_card_cover_insurance_for_a_U-Haul_rental\"><\/span>1. Will my credit card cover insurance for a U-Haul rental?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance as a benefit, but it is unlikely that this coverage extends to U-Haul rentals. Check with your credit card company for specific details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_kind_of_insurance_does_U-Haul_offer_for_rentals\"><\/span>2. What kind of insurance does U-Haul offer for rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul offers several types of insurance coverage for rental vehicles, including damage coverage, cargo coverage, medical and life coverage, and roadside assistance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_use_my_personal_auto_insurance_for_a_U-Haul_rental\"><\/span>3. Can I use my personal auto insurance for a U-Haul rental?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, personal auto insurance policies do not cover damage to rental vehicles, including U-Haul trucks. Check with your insurance provider to see if you have coverage extensions that apply to rental vehicles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_I_get_into_an_accident_with_a_U-Haul_rental\"><\/span>4. What happens if I get into an accident with a U-Haul rental?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you are involved in an accident with a U-Haul rental, you should report the incident to both U-Haul and your insurance company. If you have purchased insurance through U-Haul, they will guide you through the claims process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_add_U-Haul_rental_coverage_to_my_existing_auto_insurance_policy\"><\/span>5. Can I add U-Haul rental coverage to my existing auto insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome insurance providers offer coverage extensions that apply to rental vehicles, including U-Haul rentals. Contact your insurance company to see if this option is available to you.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Does_U-Haul_insurance_cover_damage_to_my_belongings_during_a_move\"><\/span>6. Does U-Haul insurance cover damage to my belongings during a move?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul offers cargo coverage as part of its insurance options for rental vehicles. This coverage can help protect your belongings in case of damage or theft during the move.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_U-Haul_insurance_cover_me_if_I_drive_the_rental_vehicle_out_of_state\"><\/span>7. Will U-Haul insurance cover me if I drive the rental vehicle out of state?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul insurance typically provides coverage for rental vehicles driven out of state. However, make sure to check the terms and conditions of your insurance policy before embarking on a long-distance move.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_decline_insurance_from_U-Haul_if_I_have_coverage_through_my_credit_card\"><\/span>8. Can I decline insurance from U-Haul if I have coverage through my credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your credit card offers rental car insurance, you may be able to decline insurance from U-Haul. However, it is important to review the details of your credit card coverage to ensure that it applies to U-Haul rentals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_much_does_insurance_through_U-Haul_cost\"><\/span>9. How much does insurance through U-Haul cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of insurance through U-Haul varies depending on the type and amount of coverage you choose. It is recommended to contact U-Haul directly for specific pricing information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Will_U-Haul_insurance_cover_me_if_someone_else_is_driving_the_rental_vehicle\"><\/span>10. Will U-Haul insurance cover me if someone else is driving the rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul insurance typically covers the rental vehicle regardless of who is driving. However, make sure to check the terms and conditions of your insurance policy for any restrictions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_purchase_insurance_through_U-Haul_after_picking_up_the_rental_vehicle\"><\/span>11. Can I purchase insurance through U-Haul after picking up the rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can typically purchase insurance through U-Haul at the time of pick-up or during the rental period. Contact a U-Haul representative for more information on adding insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Does_U-Haul_insurance_cover_towing_a_trailer_behind_the_rental_truck\"><\/span>12. Does U-Haul insurance cover towing a trailer behind the rental truck?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul insurance typically covers towing a trailer behind the rental truck. However, make sure to double-check the terms and conditions of your insurance policy for any specific limitations.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does auto insurance cover U-Haul? When you rent a U-Haul moving truck or trailer, you may wonder if your auto insurance will provide coverage in case of an accident. The short answer is, it depends. In most cases, your personal auto insurance policy will not cover damage to a rental truck. However, there are some &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does auto insurance cover U-Haul?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-auto-insurance-cover-u-haul\/#more-120576\">Read more<span class=\"screen-reader-text\">Does auto insurance cover U-Haul?<\/span><\/a><\/p>\n","protected":false},"author":21,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-120576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does auto insurance cover U-Haul?<\/title>\n<meta name=\"description\" content=\"Does auto insurance cover U-Haul? 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