{"id":120511,"date":"2024-03-10T17:52:29","date_gmt":"2024-03-10T17:52:29","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/"},"modified":"2024-03-10T17:52:29","modified_gmt":"2024-03-10T17:52:29","slug":"what-is-substantial-earnings-for-social-security","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/","title":{"rendered":"What is substantial earnings for social security?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#What_is_substantial_earnings_for_social_security\" title=\"What is substantial earnings for social security?\">What is substantial earnings for social security?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Is_there_a_difference_between_substantial_earnings_and_substantial_gainful_activity_SGA_for_social_security_purposes\" title=\"Is there a difference between substantial earnings and substantial gainful activity (SGA) for social security purposes?\">Is there a difference between substantial earnings and substantial gainful activity (SGA) for social security purposes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Can_I_earn_more_than_the_substantial_earnings_threshold_and_still_receive_social_security_benefits\" title=\"Can I earn more than the substantial earnings threshold and still receive social security benefits?\">Can I earn more than the substantial earnings threshold and still receive social security benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#What_happens_if_I_dont_have_substantial_earnings_for_social_security\" title=\"What happens if I don&#8217;t have substantial earnings for social security?\">What happens if I don&#8217;t have substantial earnings for social security?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Can_self-employment_income_count_towards_substantial_earnings_for_social_security\" title=\"Can self-employment income count towards substantial earnings for social security?\">Can self-employment income count towards substantial earnings for social security?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Do_I_have_to_work_a_certain_number_of_hours_to_reach_substantial_earnings_for_social_security\" title=\"Do I have to work a certain number of hours to reach substantial earnings for social security?\">Do I have to work a certain number of hours to reach substantial earnings for social security?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Can_I_receive_social_security_benefits_if_I_have_never_had_substantial_earnings\" title=\"Can I receive social security benefits if I have never had substantial earnings?\">Can I receive social security benefits if I have never had substantial earnings?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Can_I_increase_my_substantial_earnings_for_social_security_by_working_part-time\" title=\"Can I increase my substantial earnings for social security by working part-time?\">Can I increase my substantial earnings for social security by working part-time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Are_there_any_exceptions_to_the_substantial_earnings_threshold\" title=\"Are there any exceptions to the substantial earnings threshold?\">Are there any exceptions to the substantial earnings threshold?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#What_happens_if_I_exceed_the_substantial_earnings_threshold_while_receiving_social_security_benefits\" title=\"What happens if I exceed the substantial earnings threshold while receiving social security benefits?\">What happens if I exceed the substantial earnings threshold while receiving social security benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Do_I_need_to_report_my_earnings_to_Social_Security_if_they_are_below_the_substantial_earnings_threshold\" title=\"Do I need to report my earnings to Social Security if they are below the substantial earnings threshold?\">Do I need to report my earnings to Social Security if they are below the substantial earnings threshold?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#Can_I_work_overseas_and_still_qualify_for_substantial_earnings_for_social_security\" title=\"Can I work overseas and still qualify for substantial earnings for social security?\">Can I work overseas and still qualify for substantial earnings for social security?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_substantial_earnings_for_social_security\"><\/span>What is substantial earnings for social security?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Substantial earnings for social security refers to the amount of income you earn in a year that counts towards your social security benefits. In 2021, substantial earnings are considered to be $1,470 per month or $17,640 per year. <\/p>\n<p>Social Security uses this threshold to determine if you have worked enough to qualify for benefits and to calculate the amount of your benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_difference_between_substantial_earnings_and_substantial_gainful_activity_SGA_for_social_security_purposes\"><\/span>Is there a difference between substantial earnings and substantial gainful activity (SGA) for social security purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, there is a difference. Substantial earnings refer to the amount of income you earn that counts towards your social security benefits, while substantial gainful activity (SGA) refers to the amount of income a person with a disability can earn and still qualify for disability benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_earn_more_than_the_substantial_earnings_threshold_and_still_receive_social_security_benefits\"><\/span>Can I earn more than the substantial earnings threshold and still receive social security benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can earn more than the substantial earnings threshold and still receive social security benefits. However, if you earn above a certain limit, your benefits may be reduced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_I_dont_have_substantial_earnings_for_social_security\"><\/span>What happens if I don&#8217;t have substantial earnings for social security?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you do not have substantial earnings for social security, you may not qualify for social security benefits. You need to have a certain amount of work credits to be eligible for benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_self-employment_income_count_towards_substantial_earnings_for_social_security\"><\/span>Can self-employment income count towards substantial earnings for social security?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, self-employment income can count towards substantial earnings for social security. However, the rules for calculating self-employment income may differ from those for regular earnings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_have_to_work_a_certain_number_of_hours_to_reach_substantial_earnings_for_social_security\"><\/span>Do I have to work a certain number of hours to reach substantial earnings for social security?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There is no specific number of hours you need to work to reach substantial earnings for social security. It is based on the amount of income you earn in a year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_receive_social_security_benefits_if_I_have_never_had_substantial_earnings\"><\/span>Can I receive social security benefits if I have never had substantial earnings?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It is possible to receive social security benefits even if you have never had substantial earnings. You may still be eligible for benefits through a spouse or a parent&#8217;s work record.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_increase_my_substantial_earnings_for_social_security_by_working_part-time\"><\/span>Can I increase my substantial earnings for social security by working part-time?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can increase your substantial earnings for social security by working part-time. However, it may take longer to reach the substantial earnings threshold if you are working fewer hours.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_exceptions_to_the_substantial_earnings_threshold\"><\/span>Are there any exceptions to the substantial earnings threshold?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There are some exceptions to the substantial earnings threshold, such as special rules for the first year of work, earning credits after retirement, or if you became disabled at a young age.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_I_exceed_the_substantial_earnings_threshold_while_receiving_social_security_benefits\"><\/span>What happens if I exceed the substantial earnings threshold while receiving social security benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you exceed the substantial earnings threshold while receiving social security benefits, your benefits may be reduced or suspended. You should report any changes in your earnings to the Social Security Administration.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_report_my_earnings_to_Social_Security_if_they_are_below_the_substantial_earnings_threshold\"><\/span>Do I need to report my earnings to Social Security if they are below the substantial earnings threshold?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If your earnings are below the substantial earnings threshold, you may not need to report them to Social Security. However, it is important to keep accurate records of your earnings in case they are requested in the future.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_work_overseas_and_still_qualify_for_substantial_earnings_for_social_security\"><\/span>Can I work overseas and still qualify for substantial earnings for social security?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can work overseas and still qualify for substantial earnings for social security. However, there may be additional rules and regulations to consider when working outside of the United States.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is substantial earnings for social security? Substantial earnings for social security refers to the amount of income you earn in a year that counts towards your social security benefits. In 2021, substantial earnings are considered to be $1,470 per month or $17,640 per year. Social Security uses this threshold to determine if you have &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is substantial earnings for social security?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-substantial-earnings-for-social-security\/#more-120511\">Read more<span class=\"screen-reader-text\">What is substantial earnings for social security?<\/span><\/a><\/p>\n","protected":false},"author":21,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-120511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is substantial earnings for social security?<\/title>\n<meta name=\"description\" content=\"What is substantial earnings for social security? 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