{"id":120221,"date":"2023-11-12T12:50:25","date_gmt":"2023-11-12T12:50:25","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/"},"modified":"2023-11-12T12:50:25","modified_gmt":"2023-11-12T12:50:25","slug":"is-u-haul-insurance-worth-it","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/","title":{"rendered":"Is U-Haul insurance worth it?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#Is_U-Haul_insurance_worth_it\" title=\"Is U-Haul insurance worth it?\">Is U-Haul insurance worth it?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#FAQs_about_U-Haul_insurance\" title=\"FAQs about U-Haul insurance:\">FAQs about U-Haul insurance:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#1_What_does_U-Haul_insurance_cover\" title=\"1. What does U-Haul insurance cover?\">1. What does U-Haul insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#2_How_much_does_U-Haul_insurance_cost\" title=\"2. How much does U-Haul insurance cost?\">2. How much does U-Haul insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#3_Does_U-Haul_insurance_cover_damage_to_other_vehicles\" title=\"3. Does U-Haul insurance cover damage to other vehicles?\">3. Does U-Haul insurance cover damage to other vehicles?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#4_What_happens_if_I_decline_U-Haul_insurance_and_damage_the_truck\" title=\"4. What happens if I decline U-Haul insurance and damage the truck?\">4. What happens if I decline U-Haul insurance and damage the truck?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#5_Does_my_credit_card_offer_rental_car_insurance_coverage_for_U-Haul_trucks\" title=\"5. Does my credit card offer rental car insurance coverage for U-Haul trucks?\">5. Does my credit card offer rental car insurance coverage for U-Haul trucks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#6_Is_U-Haul_insurance_required_by_law\" title=\"6. Is U-Haul insurance required by law?\">6. Is U-Haul insurance required by law?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#7_Does_U-Haul_insurance_cover_theft\" title=\"7. Does U-Haul insurance cover theft?\">7. Does U-Haul insurance cover theft?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#8_Can_I_purchase_U-Haul_insurance_after_picking_up_the_rental_truck\" title=\"8. Can I purchase U-Haul insurance after picking up the rental truck?\">8. Can I purchase U-Haul insurance after picking up the rental truck?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#9_Are_there_any_exclusions_in_U-Haul_insurance_coverage\" title=\"9. Are there any exclusions in U-Haul insurance coverage?\">9. Are there any exclusions in U-Haul insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#10_Can_I_use_my_own_insurance_instead_of_purchasing_U-Haul_insurance\" title=\"10. Can I use my own insurance instead of purchasing U-Haul insurance?\">10. Can I use my own insurance instead of purchasing U-Haul insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#11_Does_U-Haul_insurance_cover_towing\" title=\"11. Does U-Haul insurance cover towing?\">11. Does U-Haul insurance cover towing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#12_Can_I_cancel_U-Haul_insurance_after_purchasing_it\" title=\"12. Can I cancel U-Haul insurance after purchasing it?\">12. Can I cancel U-Haul insurance after purchasing it?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Is_U-Haul_insurance_worth_it\"><\/span>Is U-Haul insurance worth it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You&#8217;ve rented a moving truck from U-Haul and now you&#8217;re faced with the decision of whether or not to purchase insurance coverage. Is U-Haul insurance worth it? The answer ultimately depends on your specific situation and level of risk tolerance.<\/p>\n<p>When considering whether to purchase U-Haul insurance, there are a few key factors to keep in mind. First, check with your auto insurance provider to see if your policy includes coverage for rental vehicles. Some policies offer this coverage as an extension, which could save you money on purchasing additional insurance through U-Haul.<\/p>\n<p>Another factor to consider is the value of the items you&#8217;ll be transporting in the rental truck. If you&#8217;re moving valuable or fragile items, having insurance coverage can provide peace of mind knowing that you&#8217;re protected in case of damage or loss.<\/p>\n<p>Additionally, think about your driving experience and comfort level operating a larger vehicle. Accidents can happen, especially when driving an unfamiliar vehicle, so having insurance coverage can help alleviate some of the financial burden if an incident occurs.<\/p>\n<p>Ultimately, the decision to purchase U-Haul insurance comes down to weighing the cost of the coverage against the potential risks and benefits. Consider your own circumstances and needs when making this decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_U-Haul_insurance\"><\/span>FAQs about U-Haul insurance:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_does_U-Haul_insurance_cover\"><\/span>1. What does U-Haul insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul offers two types of insurance coverage: Safemove and Safemove Plus. Safemove covers damage to the rental truck and cargo, as well as supplemental liability coverage. Safemove Plus includes all of the coverage of Safemove, as well as coverage for medical expenses and personal accident insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_much_does_U-Haul_insurance_cost\"><\/span>2. How much does U-Haul insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of U-Haul insurance varies depending on the level of coverage you choose and the duration of your rental. On average, insurance coverage can range from $14 to $28 per day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Does_U-Haul_insurance_cover_damage_to_other_vehicles\"><\/span>3. Does U-Haul insurance cover damage to other vehicles?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, U-Haul&#8217;s Safemove Plus coverage includes supplemental liability insurance, which covers damage to other vehicles and property in the event of an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_I_decline_U-Haul_insurance_and_damage_the_truck\"><\/span>4. What happens if I decline U-Haul insurance and damage the truck?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you decline U-Haul insurance and damage the rental truck, you may be held responsible for the cost of repairs or replacement. This could end up being a significant expense, depending on the extent of the damage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Does_my_credit_card_offer_rental_car_insurance_coverage_for_U-Haul_trucks\"><\/span>5. Does my credit card offer rental car insurance coverage for U-Haul trucks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards do offer rental car insurance coverage for U-Haul trucks, but it&#8217;s important to check with your credit card provider to understand the specific terms and limitations of this coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Is_U-Haul_insurance_required_by_law\"><\/span>6. Is U-Haul insurance required by law?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul insurance is not required by law, but it is strongly recommended to protect yourself and your belongings in the event of an accident or damage to the rental truck.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_U-Haul_insurance_cover_theft\"><\/span>7. Does U-Haul insurance cover theft?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, U-Haul insurance typically covers theft of the rental truck or its contents. However, it&#8217;s important to review the specific policy details to understand the extent of coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_purchase_U-Haul_insurance_after_picking_up_the_rental_truck\"><\/span>8. Can I purchase U-Haul insurance after picking up the rental truck?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can purchase U-Haul insurance at any time before or during your rental period. However, it&#8217;s recommended to purchase insurance before driving the rental truck to ensure that you&#8217;re covered from the start.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_any_exclusions_in_U-Haul_insurance_coverage\"><\/span>9. Are there any exclusions in U-Haul insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere may be certain exclusions in U-Haul insurance coverage, such as damage caused by reckless driving, unauthorized use of the rental truck, or failure to adhere to U-Haul&#8217;s rental terms and conditions. Review the policy details for more information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_use_my_own_insurance_instead_of_purchasing_U-Haul_insurance\"><\/span>10. Can I use my own insurance instead of purchasing U-Haul insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may be able to use your own auto insurance to cover a U-Haul rental truck, but it&#8217;s important to check with your insurance provider to understand the extent of coverage and any limitations that may apply.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Does_U-Haul_insurance_cover_towing\"><\/span>11. Does U-Haul insurance cover towing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nU-Haul insurance typically does not cover towing expenses. If you need towing coverage, you may need to purchase a separate policy or inquire about additional coverage options with U-Haul.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_cancel_U-Haul_insurance_after_purchasing_it\"><\/span>12. Can I cancel U-Haul insurance after purchasing it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may be able to cancel U-Haul insurance after purchasing it, but you may be subject to cancellation fees or restrictions depending on the terms of the policy. Be sure to review the policy details and contact U-Haul for more information on canceling insurance coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is U-Haul insurance worth it? You&#8217;ve rented a moving truck from U-Haul and now you&#8217;re faced with the decision of whether or not to purchase insurance coverage. Is U-Haul insurance worth it? The answer ultimately depends on your specific situation and level of risk tolerance. When considering whether to purchase U-Haul insurance, there are a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Is U-Haul insurance worth it?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/is-u-haul-insurance-worth-it\/#more-120221\">Read more<span class=\"screen-reader-text\">Is U-Haul insurance worth it?<\/span><\/a><\/p>\n","protected":false},"author":21,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-120221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is U-Haul insurance worth it?<\/title>\n<meta name=\"description\" content=\"Is U-Haul insurance worth it? 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