{"id":119611,"date":"2023-12-15T21:57:39","date_gmt":"2023-12-15T21:57:39","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/when-someone-hits-your-car-do-you-call-their-insurance\/"},"modified":"2023-12-15T21:57:39","modified_gmt":"2023-12-15T21:57:39","slug":"when-someone-hits-your-car-do-you-call-their-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/when-someone-hits-your-car-do-you-call-their-insurance\/","title":{"rendered":"When someone hits your car; do you call their insurance?"},"content":{"rendered":"

**Yes, you should call the other driver’s insurance company if they are at fault for the accident. Their insurance should cover the damages to your vehicle.**<\/p>\n

Car accidents can be a stressful and confusing time for all parties involved. Determining whose insurance will cover the damages can be a complicated process. But, knowing what steps to take when someone hits your car can help alleviate some of the stress associated with the situation.<\/p>\n

When someone hits your car, it’s important to gather as much information as possible at the scene of the accident. This includes getting the other driver’s insurance information, contact information, and any eyewitness accounts of the accident. It’s also important to document the damage to your vehicle with photographs.<\/p>\n

If the other driver is at fault for the accident, you have the right to file a claim with their insurance company to cover the damages to your vehicle. This is typically the most straightforward way to get your vehicle repaired without having to pay out of pocket.<\/p>\n

However, there are certain situations where you may need to involve your own insurance company. If the other driver is uninsured or underinsured, for example, you may need to file a claim with your own insurance company under your uninsured\/underinsured motorist coverage.<\/p>\n

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