{"id":118984,"date":"2025-03-27T12:40:40","date_gmt":"2025-03-27T12:40:40","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/"},"modified":"2025-03-27T12:40:40","modified_gmt":"2025-03-27T12:40:40","slug":"how-much-discount-do-you-get-on-housing-association","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/","title":{"rendered":"How much discount do you get on housing association?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#How_much_discount_do_you_get_on_housing_association\" title=\"How much discount do you get on housing association?\">How much discount do you get on housing association?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#1_What_is_the_Right_to_Buy_scheme\" title=\"1. What is the Right to Buy scheme?\">1. What is the Right to Buy scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#2_Who_is_eligible_for_the_Right_to_Buy_scheme\" title=\"2. Who is eligible for the Right to Buy scheme?\">2. Who is eligible for the Right to Buy scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#3_How_is_the_discount_calculated_under_the_Right_to_Buy_scheme\" title=\"3. How is the discount calculated under the Right to Buy scheme?\">3. How is the discount calculated under the Right to Buy scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#4_What_is_Shared_Ownership\" title=\"4. What is Shared Ownership?\">4. What is Shared Ownership?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#5_How_does_Shared_Ownership_work\" title=\"5. How does Shared Ownership work?\">5. How does Shared Ownership work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#6_What_discounts_are_available_under_Shared_Ownership\" title=\"6. What discounts are available under Shared Ownership?\">6. What discounts are available under Shared Ownership?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#7_Can_I_get_a_discount_on_a_new_build_property_from_a_housing_association\" title=\"7. Can I get a discount on a new build property from a housing association?\">7. Can I get a discount on a new build property from a housing association?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#8_What_is_the_Help_to_Buy_scheme\" title=\"8. What is the Help to Buy scheme?\">8. What is the Help to Buy scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#9_What_discounts_are_available_under_the_Help_to_Buy_scheme\" title=\"9. What discounts are available under the Help to Buy scheme?\">9. What discounts are available under the Help to Buy scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#10_Are_there_any_additional_costs_associated_with_purchasing_a_property_from_a_housing_association\" title=\"10. Are there any additional costs associated with purchasing a property from a housing association?\">10. Are there any additional costs associated with purchasing a property from a housing association?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#11_Can_I_negotiate_a_higher_discount_with_a_housing_association\" title=\"11. Can I negotiate a higher discount with a housing association?\">11. Can I negotiate a higher discount with a housing association?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#12_How_can_I_find_out_more_about_the_discounts_available_from_housing_associations\" title=\"12. How can I find out more about the discounts available from housing associations?\">12. How can I find out more about the discounts available from housing associations?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_much_discount_do_you_get_on_housing_association\"><\/span>How much discount do you get on housing association?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The amount of discount you can get on a housing association property ultimately depends on the specific criteria set by the housing association itself. In general, housing associations offer discounts through schemes such as the Right to Buy or Shared Ownership. These schemes typically provide discounts ranging from 35% to 70% off the market value of the property. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_the_Right_to_Buy_scheme\"><\/span>1. What is the Right to Buy scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe Right to Buy scheme allows eligible tenants to purchase their housing association property at a discounted price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_is_eligible_for_the_Right_to_Buy_scheme\"><\/span>2. Who is eligible for the Right to Buy scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTenants who have rented from a housing association for a certain period of time (usually 3-5 years) and meet other specified criteria are usually eligible for the Right to Buy scheme.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_is_the_discount_calculated_under_the_Right_to_Buy_scheme\"><\/span>3. How is the discount calculated under the Right to Buy scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe discount under the Right to Buy scheme is based on the length of time the tenant has been a public sector tenant and varies depending on the type of property and its location.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_is_Shared_Ownership\"><\/span>4. What is Shared Ownership?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nShared Ownership is a scheme that allows people to part-buy and part-rent a property from a housing association.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_does_Shared_Ownership_work\"><\/span>5. How does Shared Ownership work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nUnder the Shared Ownership scheme, you purchase a share of the property (usually between 25% and 75%) and pay rent on the remaining share.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_discounts_are_available_under_Shared_Ownership\"><\/span>6. What discounts are available under Shared Ownership?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe discounts available under Shared Ownership are based on the percentage of the property you purchase. The higher the percentage you own, the lower the rent you pay on the remaining share.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_get_a_discount_on_a_new_build_property_from_a_housing_association\"><\/span>7. Can I get a discount on a new build property from a housing association?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you may be able to get a discount on a new build property from a housing association through schemes such as Shared Ownership or Help to Buy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_is_the_Help_to_Buy_scheme\"><\/span>8. What is the Help to Buy scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe Help to Buy scheme is a government initiative that provides assistance to first-time buyers in purchasing a new build property, including those from housing associations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_discounts_are_available_under_the_Help_to_Buy_scheme\"><\/span>9. What discounts are available under the Help to Buy scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe Help to Buy scheme offers an equity loan of up to 20% (40% in London) of the property&#8217;s value, allowing buyers to secure a mortgage with a 5% deposit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_there_any_additional_costs_associated_with_purchasing_a_property_from_a_housing_association\"><\/span>10. Are there any additional costs associated with purchasing a property from a housing association?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there may be additional costs such as service charges, ground rent, and maintenance fees that you will need to consider when purchasing a property from a housing association.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_negotiate_a_higher_discount_with_a_housing_association\"><\/span>11. Can I negotiate a higher discount with a housing association?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile some housing associations may be open to negotiation, the discounts offered are typically set according to established criteria and are not always subject to negotiation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_can_I_find_out_more_about_the_discounts_available_from_housing_associations\"><\/span>12. How can I find out more about the discounts available from housing associations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo find out more about the discounts available from housing associations, it is recommended to contact the specific housing association directly or consult their website for more information on their schemes and eligibility criteria.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How much discount do you get on housing association? The amount of discount you can get on a housing association property ultimately depends on the specific criteria set by the housing association itself. In general, housing associations offer discounts through schemes such as the Right to Buy or Shared Ownership. These schemes typically provide discounts &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How much discount do you get on housing association?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-much-discount-do-you-get-on-housing-association\/#more-118984\">Read more<span class=\"screen-reader-text\">How much discount do you get on housing association?<\/span><\/a><\/p>\n","protected":false},"author":21,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-118984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How much discount do you get on housing association?<\/title>\n<meta name=\"description\" content=\"How much discount do you get on housing association? 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