{"id":118706,"date":"2025-02-09T01:36:17","date_gmt":"2025-02-09T01:36:17","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/"},"modified":"2025-02-09T01:36:17","modified_gmt":"2025-02-09T01:36:17","slug":"what-happens-if-you-get-an-inheritance-while-on-disability","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/","title":{"rendered":"What happens if you get an inheritance while on disability?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#What_happens_if_you_get_an_inheritance_while_on_disability\" title=\"What happens if you get an inheritance while on disability?\">What happens if you get an inheritance while on disability?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#FAQs_about_receiving_an_inheritance_while_on_disability\" title=\"FAQs about receiving an inheritance while on disability:\">FAQs about receiving an inheritance while on disability:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#1_Will_receiving_an_inheritance_affect_my_SSDI_benefits\" title=\"1. Will receiving an inheritance affect my SSDI benefits?\">1. Will receiving an inheritance affect my SSDI benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#2_How_does_receiving_an_inheritance_impact_my_SSI_benefits\" title=\"2. How does receiving an inheritance impact my SSI benefits?\">2. How does receiving an inheritance impact my SSI benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#3_Do_I_have_to_report_an_inheritance_to_the_Social_Security_Administration\" title=\"3. Do I have to report an inheritance to the Social Security Administration?\">3. Do I have to report an inheritance to the Social Security Administration?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#4_Can_the_SSA_take_away_my_disability_benefits_if_I_receive_an_inheritance\" title=\"4. Can the SSA take away my disability benefits if I receive an inheritance?\">4. Can the SSA take away my disability benefits if I receive an inheritance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#5_How_does_the_type_of_inheritance_I_receive_affect_my_disability_benefits\" title=\"5. How does the type of inheritance I receive affect my disability benefits?\">5. How does the type of inheritance I receive affect my disability benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#6_Will_a_small_inheritance_affect_my_disability_benefits\" title=\"6. Will a small inheritance affect my disability benefits?\">6. Will a small inheritance affect my disability benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#7_Can_I_protect_my_disability_benefits_if_I_receive_an_inheritance\" title=\"7. Can I protect my disability benefits if I receive an inheritance?\">7. Can I protect my disability benefits if I receive an inheritance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#8_Can_I_refuse_an_inheritance_to_protect_my_disability_benefits\" title=\"8. Can I refuse an inheritance to protect my disability benefits?\">8. Can I refuse an inheritance to protect my disability benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#9_How_can_I_ensure_that_an_inheritance_doesnt_affect_my_disability_benefits\" title=\"9. How can I ensure that an inheritance doesn&#8217;t affect my disability benefits?\">9. How can I ensure that an inheritance doesn&#8217;t affect my disability benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#10_Will_the_SSA_conduct_a_review_if_I_receive_an_inheritance\" title=\"10. Will the SSA conduct a review if I receive an inheritance?\">10. Will the SSA conduct a review if I receive an inheritance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#11_Can_I_place_an_inheritance_in_a_trust_to_protect_my_disability_benefits\" title=\"11. Can I place an inheritance in a trust to protect my disability benefits?\">11. Can I place an inheritance in a trust to protect my disability benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#12_How_long_will_it_take_for_the_SSA_to_adjust_my_benefits_after_receiving_an_inheritance\" title=\"12. How long will it take for the SSA to adjust my benefits after receiving an inheritance?\">12. How long will it take for the SSA to adjust my benefits after receiving an inheritance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_happens_if_you_get_an_inheritance_while_on_disability\"><\/span>What happens if you get an inheritance while on disability?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you receive an inheritance while on disability, it could potentially impact your disability benefits. Inheritances can affect Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits in different ways depending on the amount and type of assets received.<\/p>\n<p><strong>The most important thing to remember is that if you receive an inheritance while on disability, you should report it to the Social Security Administration (SSA) as soon as possible.<\/strong> Failure to report the inheritance could result in overpayments, which you may have to pay back, as well as potentially facing penalties. <\/p>\n<p>Inheritances can come in various forms, such as cash, real estate, stocks, or other assets, and each type may have different implications on your disability benefits. The SSA will evaluate the value and type of inheritance you receive to determine if it affects your eligibility for benefits. <\/p>\n<p>If you receive a substantial inheritance, it could potentially impact your eligibility for disability benefits, especially if it pushes your financial resources over the allowable limit for eligibility. Your benefits could be reduced or suspended if your financial situation changes significantly due to the inheritance.<\/p>\n<p>It&#8217;s important to consult with a disability attorney or financial advisor to understand how an inheritance could impact your specific situation and to explore any legal options available to protect your benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_receiving_an_inheritance_while_on_disability\"><\/span>FAQs about receiving an inheritance while on disability:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_receiving_an_inheritance_affect_my_SSDI_benefits\"><\/span>1. Will receiving an inheritance affect my SSDI benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nReceiving an inheritance may impact your SSDI benefits if it pushes your financial resources over the allowable limit for eligibility. You should report the inheritance to the SSA to avoid potential penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_does_receiving_an_inheritance_impact_my_SSI_benefits\"><\/span>2. How does receiving an inheritance impact my SSI benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInheritances can affect SSI benefits, as they are need-based. If you receive a substantial inheritance, it could potentially disqualify you from receiving SSI benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Do_I_have_to_report_an_inheritance_to_the_Social_Security_Administration\"><\/span>3. Do I have to report an inheritance to the Social Security Administration?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you should report any inheritance you receive to the SSA as soon as possible. Failure to report the inheritance could result in overpayments and penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_SSA_take_away_my_disability_benefits_if_I_receive_an_inheritance\"><\/span>4. Can the SSA take away my disability benefits if I receive an inheritance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nReceiving an inheritance could potentially lead to a reduction or suspension of your disability benefits if it significantly changes your financial situation. The SSA will evaluate the impact of the inheritance on your eligibility for benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_does_the_type_of_inheritance_I_receive_affect_my_disability_benefits\"><\/span>5. How does the type of inheritance I receive affect my disability benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDifferent types of inheritances, such as cash, real estate, stocks, or other assets, may have varying implications on your disability benefits. The SSA will assess the value and type of inheritance to determine its impact on your eligibility for benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Will_a_small_inheritance_affect_my_disability_benefits\"><\/span>6. Will a small inheritance affect my disability benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSmall inheritances may not substantially impact your disability benefits, but it&#8217;s still important to report any inheritance to the SSA. Failure to do so could result in penalties and overpayments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_protect_my_disability_benefits_if_I_receive_an_inheritance\"><\/span>7. Can I protect my disability benefits if I receive an inheritance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere may be legal options available to protect your disability benefits if you receive an inheritance. Consulting with a disability attorney or financial advisor can help you understand your options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_refuse_an_inheritance_to_protect_my_disability_benefits\"><\/span>8. Can I refuse an inheritance to protect my disability benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you&#8217;re concerned about the impact of an inheritance on your disability benefits, you may be able to disclaim or refuse the inheritance. However, this decision should be made carefully after consulting with legal and financial professionals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_can_I_ensure_that_an_inheritance_doesnt_affect_my_disability_benefits\"><\/span>9. How can I ensure that an inheritance doesn&#8217;t affect my disability benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo ensure that an inheritance doesn&#8217;t negatively impact your disability benefits, it&#8217;s essential to report it to the SSA and seek guidance from professionals who can help you navigate the situation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Will_the_SSA_conduct_a_review_if_I_receive_an_inheritance\"><\/span>10. Will the SSA conduct a review if I receive an inheritance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you receive an inheritance while on disability, the SSA may conduct a review of your financial resources to assess its impact on your eligibility for benefits. It&#8217;s crucial to be transparent and report the inheritance promptly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_place_an_inheritance_in_a_trust_to_protect_my_disability_benefits\"><\/span>11. Can I place an inheritance in a trust to protect my disability benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPlacing an inheritance in a trust may be a strategic way to protect your disability benefits. Consult with a trust attorney or financial advisor to explore this option.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_will_it_take_for_the_SSA_to_adjust_my_benefits_after_receiving_an_inheritance\"><\/span>12. How long will it take for the SSA to adjust my benefits after receiving an inheritance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe SSA may take some time to evaluate the impact of an inheritance on your disability benefits. It&#8217;s important to communicate promptly and provide any necessary documentation to facilitate the process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens if you get an inheritance while on disability? If you receive an inheritance while on disability, it could potentially impact your disability benefits. Inheritances can affect Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits in different ways depending on the amount and type of assets received. The most important thing &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What happens if you get an inheritance while on disability?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-you-get-an-inheritance-while-on-disability\/#more-118706\">Read more<span class=\"screen-reader-text\">What happens if you get an inheritance while on disability?<\/span><\/a><\/p>\n","protected":false},"author":21,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-118706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens if you get an inheritance while on disability?<\/title>\n<meta name=\"description\" content=\"What happens if you get an inheritance while on disability? 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