{"id":106481,"date":"2024-10-11T04:39:11","date_gmt":"2024-10-11T04:39:11","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/"},"modified":"2024-10-11T04:39:11","modified_gmt":"2024-10-11T04:39:11","slug":"does-bj%ca%bcs-have-a-credit-card","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/","title":{"rendered":"Does BJ\u02bcs have a credit card?"},"content":{"rendered":"<p>BJ&#8217;s Wholesale Club does indeed offer a credit card option for its members. The BJ&#8217;s Perks Plus Mastercard allows cardholders to earn 5% cash back on most BJ&#8217;s purchases, 2% cash back on dining out and non-BJ&#8217;s gas stations, and 1% cash back everywhere else Mastercard is accepted.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Is_the_BJs_credit_card_only_for_BJs_purchases\" title=\"Is the BJ&#8217;s credit card only for BJ&#8217;s purchases?\">Is the BJ&#8217;s credit card only for BJ&#8217;s purchases?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Are_there_any_annual_fees_associated_with_the_BJs_credit_card\" title=\"Are there any annual fees associated with the BJ&#8217;s credit card?\">Are there any annual fees associated with the BJ&#8217;s credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#What_are_the_rewards_for_using_the_BJs_credit_card\" title=\"What are the rewards for using the BJ&#8217;s credit card?\">What are the rewards for using the BJ&#8217;s credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Are_there_any_sign-up_bonuses_for_the_BJs_credit_card\" title=\"Are there any sign-up bonuses for the BJ&#8217;s credit card?\">Are there any sign-up bonuses for the BJ&#8217;s credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Can_I_use_the_BJs_credit_card_without_a_BJs_membership\" title=\"Can I use the BJ&#8217;s credit card without a BJ&#8217;s membership?\">Can I use the BJ&#8217;s credit card without a BJ&#8217;s membership?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Does_the_BJs_credit_card_offer_any_other_perks_or_benefits\" title=\"Does the BJ&#8217;s credit card offer any other perks or benefits?\">Does the BJ&#8217;s credit card offer any other perks or benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Can_I_earn_cash_back_on_purchases_made_outside_of_BJs_Wholesale_Club\" title=\"Can I earn cash back on purchases made outside of BJ&#8217;s Wholesale Club?\">Can I earn cash back on purchases made outside of BJ&#8217;s Wholesale Club?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Is_the_BJs_credit_card_a_store_credit_card_or_a_regular_credit_card\" title=\"Is the BJ&#8217;s credit card a store credit card or a regular credit card?\">Is the BJ&#8217;s credit card a store credit card or a regular credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Are_there_any_foreign_transaction_fees_associated_with_the_BJs_credit_card\" title=\"Are there any foreign transaction fees associated with the BJ&#8217;s credit card?\">Are there any foreign transaction fees associated with the BJ&#8217;s credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#How_do_I_apply_for_the_BJs_credit_card\" title=\"How do I apply for the BJ&#8217;s credit card?\">How do I apply for the BJ&#8217;s credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#Can_I_add_authorized_users_to_my_BJs_credit_card_account\" title=\"Can I add authorized users to my BJ&#8217;s credit card account?\">Can I add authorized users to my BJ&#8217;s credit card account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#What_credit_score_do_I_need_to_qualify_for_the_BJs_credit_card\" title=\"What credit score do I need to qualify for the BJ&#8217;s credit card?\">What credit score do I need to qualify for the BJ&#8217;s credit card?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_BJs_credit_card_only_for_BJs_purchases\"><\/span>Is the BJ&#8217;s credit card only for BJ&#8217;s purchases?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the BJ&#8217;s credit card can be used anywhere Mastercard is accepted, not just at BJ&#8217;s Wholesale Club.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_annual_fees_associated_with_the_BJs_credit_card\"><\/span>Are there any annual fees associated with the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there is an annual fee of $0 for the BJ&#8217;s Perks Plus Mastercard.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_rewards_for_using_the_BJs_credit_card\"><\/span>What are the rewards for using the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCardholders can earn 5% cash back on most BJ&#8217;s purchases, 2% cash back on dining out and non-BJ&#8217;s gas stations, and 1% cash back everywhere else Mastercard is accepted.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_sign-up_bonuses_for_the_BJs_credit_card\"><\/span>Are there any sign-up bonuses for the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, new cardholders can earn a $50 BJ&#8217;s gift card when they are approved for the BJ&#8217;s Perks Plus Mastercard.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_the_BJs_credit_card_without_a_BJs_membership\"><\/span>Can I use the BJ&#8217;s credit card without a BJ&#8217;s membership?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you must be a BJ&#8217;s member in order to apply for and use the BJ&#8217;s credit card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_BJs_credit_card_offer_any_other_perks_or_benefits\"><\/span>Does the BJ&#8217;s credit card offer any other perks or benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, cardholders can enjoy exclusive BJ&#8217;s member benefits such as discounted gas prices, online account management, and special financing offers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_earn_cash_back_on_purchases_made_outside_of_BJs_Wholesale_Club\"><\/span>Can I earn cash back on purchases made outside of BJ&#8217;s Wholesale Club?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can earn cash back on all purchases made with the BJ&#8217;s credit card, not just those made at BJ&#8217;s Wholesale Club.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_BJs_credit_card_a_store_credit_card_or_a_regular_credit_card\"><\/span>Is the BJ&#8217;s credit card a store credit card or a regular credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe BJ&#8217;s credit card is a regular credit card that can be used anywhere Mastercard is accepted.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_foreign_transaction_fees_associated_with_the_BJs_credit_card\"><\/span>Are there any foreign transaction fees associated with the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there is a 3% foreign transaction fee for purchases made outside of the United States.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_I_apply_for_the_BJs_credit_card\"><\/span>How do I apply for the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can apply for the BJ&#8217;s credit card online through the BJ&#8217;s Wholesale Club website or in-person at a BJ&#8217;s Wholesale Club location.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_add_authorized_users_to_my_BJs_credit_card_account\"><\/span>Can I add authorized users to my BJ&#8217;s credit card account?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can add authorized users to your BJ&#8217;s credit card account, but you are responsible for all charges made by authorized users.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_credit_score_do_I_need_to_qualify_for_the_BJs_credit_card\"><\/span>What credit score do I need to qualify for the BJ&#8217;s credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA good to excellent credit score is typically required to qualify for the BJ&#8217;s credit card.<\/p>\n<p>In conclusion, the BJ&#8217;s Perks Plus Mastercard is a valuable option for BJ&#8217;s Wholesale Club members who want to earn cash back on their purchases both at BJ&#8217;s and elsewhere. With no annual fee and a range of rewards and benefits, this credit card can help members save money while shopping.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BJ&#8217;s Wholesale Club does indeed offer a credit card option for its members. The BJ&#8217;s Perks Plus Mastercard allows cardholders to earn 5% cash back on most BJ&#8217;s purchases, 2% cash back on dining out and non-BJ&#8217;s gas stations, and 1% cash back everywhere else Mastercard is accepted. Is the BJ&#8217;s credit card only for &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does BJ\u02bcs have a credit card?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-bj%ca%bcs-have-a-credit-card\/#more-106481\">Read more<span class=\"screen-reader-text\">Does BJ\u02bcs have a credit card?<\/span><\/a><\/p>\n","protected":false},"author":15,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-106481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does BJ\u02bcs have a credit card?<\/title>\n<meta name=\"description\" content=\"BJ&#039;s Wholesale Club does indeed offer a credit card option for its members. 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