Will insurance pay for rental car during repairs (Progressive)?

Will insurance pay for rental car during repairs (Progressive)?

Yes, Progressive insurance will typically pay for a rental car while your vehicle is being repaired due to covered damages. It is important to check your specific policy details to confirm coverage.

FAQs:

1. What type of coverage do I need to have in order for Progressive to pay for a rental car?

You will need to have comprehensive and collision coverage on your policy in order for Progressive to cover the cost of a rental car during repairs.

2. How long will Progressive pay for a rental car while my vehicle is being repaired?

Progressive typically covers the cost of a rental car for the duration of the repair process, up to a certain limit specified in your policy.

3. Will Progressive cover the full cost of a rental car, or will I have to pay a deductible?

Progressive will cover the cost of a rental car up to the limit specified in your policy, but you may be responsible for paying a deductible depending on the terms of your coverage.

4. Can I choose any rental car company, or does Progressive have preferred providers?

Progressive may have preferred rental car providers that they work with, but you may be able to choose any rental car company as long as it falls within the coverage limits of your policy.

5. What if the cost of the rental car exceeds the coverage limit in my policy?

If the cost of the rental car exceeds the coverage limit in your policy, you may be responsible for paying the difference out of pocket.

6. Can I upgrade to a larger or more luxurious rental car while my vehicle is being repaired?

You may be able to upgrade to a larger or more luxurious rental car, but you will likely be responsible for covering the additional cost beyond what is covered by your policy.

7. Do I need to file a claim with Progressive in order to get a rental car during repairs?

Yes, you will need to file a claim with Progressive for the damages to your vehicle in order to be eligible for a rental car during repairs.

8. What information do I need to provide when requesting a rental car through Progressive?

You will need to provide your policy information, details about the damages to your vehicle, and any other relevant information requested by Progressive when requesting a rental car.

9. Can I use a rental car for personal use while my vehicle is being repaired, or is it only for transportation to work or school?

You can typically use a rental car for personal use while your vehicle is being repaired, as long as it falls within the coverage limits of your policy.

10. Will Progressive cover the cost of other transportation options, such as rideshare services, while my vehicle is being repaired?

Progressive may cover the cost of other transportation options, such as rideshare services, depending on the terms of your policy and the specific circumstances of your situation.

11. What happens if my vehicle is deemed a total loss instead of being repaired?

If your vehicle is deemed a total loss, Progressive will typically provide you with a settlement amount based on the actual cash value of your vehicle, rather than covering the cost of a rental car.

12. Can I add rental car coverage to my Progressive policy if it is not already included?

You may be able to add rental car coverage to your Progressive policy for an additional cost, but it is important to check with your insurance agent to see if this option is available to you.

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