Which rental cars are covered by Mastercard?
Mastercard offers rental car insurance coverage for most types of rental vehicles, including cars, SUVs, and trucks. However, luxury vehicles, motorcycles, and some other specialty vehicles may not be covered.
1. Does Mastercard cover rental cars internationally?
Yes, Mastercard rental car insurance coverage is valid worldwide, as long as the rental agreement is in the cardholder’s name and is paid for with the Mastercard.
2. Are rental cars booked through third-party websites covered by Mastercard?
Yes, as long as the payment is made with a valid Mastercard, rental cars booked through third-party websites are eligible for coverage, as long as all other requirements are met.
3. Are rental cars obtained through car-sharing services covered by Mastercard?
Mastercard’s rental car insurance typically does not cover vehicles obtained through car-sharing services such as Zipcar or Car2Go. It’s best to check with Mastercard for specific coverage details.
4. Do I need to decline the rental company’s insurance to be covered by Mastercard?
Yes, in most cases, you will need to decline the rental company’s collision damage waiver (CDW) or loss damage waiver (LDW) in order to be covered by Mastercard’s rental car insurance.
5. Is there a limit to the rental car insurance coverage provided by Mastercard?
Mastercard’s rental car insurance coverage typically comes with limits and exclusions. It’s important to review the terms and conditions of your specific Mastercard before renting a car.
6. Can I use my Mastercard debit card to pay for a rental car and still be covered?
Yes, as long as your Mastercard debit card has the necessary rental car insurance benefits, you can use it to pay for a rental car and be eligible for coverage.
7. What kind of damages are covered by Mastercard’s rental car insurance?
Mastercard’s rental car insurance generally covers damages due to collision or theft of the rental vehicle. However, coverage may not extend to certain types of damages or losses.
8. Does Mastercard’s rental car insurance cover personal belongings inside the rental vehicle?
Mastercard’s rental car insurance typically does not cover personal belongings inside the rental vehicle. It is advisable to check with Mastercard for any specific coverage regarding personal belongings.
9. Can I use a supplementary Mastercard to pay for a rental car and still be covered?
Yes, as long as the supplementary Mastercard has the necessary rental car insurance benefits, it can be used to pay for a rental car and provide coverage.
10. Are there any specific rental car companies that are not covered by Mastercard?
While Mastercard’s rental car insurance is widely accepted, there may be specific rental car companies or locations that do not accept Mastercard coverage. It’s best to confirm with the rental car company before renting.
11. Can I extend the rental period and still be covered by Mastercard?
The rental car insurance coverage provided by Mastercard typically applies to the original rental period. If you plan to extend the rental period, it is advisable to contact Mastercard to inquire about coverage extension options.
12. Can I use my Mastercard corporate card to pay for a rental car and be covered?
Yes, Mastercard corporate cards may come with rental car insurance benefits that provide coverage when used to pay for a rental vehicle. It’s important to review the terms and conditions of the specific Mastercard corporate card in question.