Which Chase credit card includes rental car insurance?
The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® both include rental car insurance as a benefit for cardholders.
1. How does rental car insurance work with Chase credit cards?
When you use your Chase credit card to pay for a rental car, you may be eligible for coverage for damage due to collision or theft.
2. How do I activate rental car insurance with my Chase credit card?
Simply decline the rental company’s collision insurance and charge the entire rental cost to your Chase credit card.
3. Is there a fee for rental car insurance with Chase credit cards?
There is no additional fee for rental car insurance coverage with the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®.
4. Does rental car insurance with Chase credit cards cover all types of vehicles?
Coverage may vary depending on the type of vehicle, so it’s best to review the terms and conditions of your specific card.
5. How do I file a claim for rental car insurance with Chase credit cards?
If you need to file a claim, contact the benefit administrator within 60 days of the incident.
6. Does rental car insurance with Chase credit cards cover personal injury?
Rental car insurance typically does not cover personal injury, so it’s important to have adequate health insurance.
7. Can I use rental car insurance with Chase credit cards internationally?
Coverage may differ when renting a car outside of the United States, so check the terms and conditions before traveling.
8. Does rental car insurance with Chase credit cards cover loss of use fees?
Loss of use fees are not typically covered by rental car insurance, so you may be responsible for these charges.
9. Is there a limit to the coverage amount for rental car insurance with Chase credit cards?
Coverage limits may apply, so be sure to review the terms and conditions of your specific card.
10. Does rental car insurance with Chase credit cards cover additional drivers?
Coverage may extend to additional drivers, but each card may have different eligibility requirements.
11. Can I decline rental car insurance from the rental company if I have coverage with my Chase credit card?
Yes, if you have adequate rental car insurance coverage through your Chase credit card, you can decline the rental company’s insurance.
12. Are there any exclusions to rental car insurance with Chase credit cards?
Exclusions may include certain types of vehicles, reckless driving, or driving under the influence, so it’s important to understand the terms of your coverage.
In conclusion, if you have a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve®, you may be eligible for rental car insurance coverage. Be sure to review the terms and conditions of your specific card to understand the coverage limits and exclusions.