Which Chase cards offer auto rental collision damage waiver?

**Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card offer an auto rental collision damage waiver.**

If you’re a frequent traveler or someone who frequently rents cars, having a credit card that offers an auto rental collision damage waiver can save you money and provide peace of mind when you’re on the road. Let’s take a closer look at which Chase cards offer this valuable benefit.

What is an auto rental collision damage waiver?

An auto rental collision damage waiver is a type of insurance coverage that protects you from having to pay for damages to a rental car in the event of an accident or theft.

Do all Chase cards offer an auto rental collision damage waiver?

No, not all Chase cards offer an auto rental collision damage waiver. Only specific cards like Chase Sapphire Preferred, Chase Sapphire Reserve, and United Club Infinite Card provide this benefit.

Do I need to pay for the rental car with my Chase card to get the auto rental collision damage waiver?

Yes, in order to receive the auto rental collision damage waiver coverage, you must pay for the rental car in full with your eligible Chase card.

Does the auto rental collision damage waiver cover all types of vehicles?

The coverage provided by the auto rental collision damage waiver varies by card, but generally excludes coverage for exotic or expensive vehicles, trucks, motorcycles, and certain other types of vehicles.

Is there a limit to how much coverage the auto rental collision damage waiver provides?

Yes, there are usually limits to the coverage provided by the auto rental collision damage waiver, so it’s important to read the terms and conditions of your card carefully to understand what is and isn’t covered.

Are there any specific requirements I need to meet to be eligible for the auto rental collision damage waiver?

Yes, you typically need to decline the rental company’s collision damage waiver (CDW/LDW) and charge the full cost of the rental to your eligible Chase card to be eligible for the coverage.

How do I file a claim with the auto rental collision damage waiver?

If you need to make a claim under the auto rental collision damage waiver, you’ll need to contact the benefit administrator for your card within a specified timeframe and provide documentation of the incident.

Can I use the auto rental collision damage waiver for rentals outside of the country?

The coverage provided by the auto rental collision damage waiver may differ for rentals outside of the United States, so it’s important to check the terms and conditions of your card to see if you’re covered.

Is the auto rental collision damage waiver primary or secondary coverage?

The coverage provided by the auto rental collision damage waiver is usually secondary, which means it kicks in after any primary insurance you have on the rental car.

Does the auto rental collision damage waiver cover loss of use fees charged by the rental car company?

Loss of use fees charged by the rental car company are typically not covered by the auto rental collision damage waiver, so you may be responsible for paying those fees out of pocket.

Can I add additional drivers to the auto rental collision damage waiver coverage?

It depends on the specific terms and conditions of your Chase card, but generally, additional drivers are not covered under the auto rental collision damage waiver.

Do I need to enroll in a program to get the auto rental collision damage waiver coverage?

No, you do not need to enroll in any additional programs to receive the auto rental collision damage waiver coverage as long as you have an eligible Chase card that offers this benefit.

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