One United Bank is a Black-owned financial institution that aims to provide banking services to underserved communities in the United States. With a focus on economic empowerment, One United Bank offers a range of products and services including checking and savings accounts, loans, and financial literacy programs. But where exactly is One United Bank located?
One United Bank is headquartered in Boston, Massachusetts. However, the bank has branches in Los Angeles, California, and Miami and Miami Gardens, Florida, as well as an online banking platform that allows customers to access their accounts from anywhere.
In addition to physical locations, One United Bank also has a strong online presence, offering a range of digital banking services such as online bill pay, mobile banking, and remote check deposit through their website and mobile app.
If you are seeking a bank that is committed to social justice and economic empowerment, One United Bank might be the right choice for you. With its focus on serving the needs of marginalized communities, One United Bank is a beacon of hope for those who have been excluded from traditional banking institutions.
FAQs about One United Bank
1. What is the history of One United Bank?
One United Bank was established in 1968 as Unity Bank & Trust Company in Boston, Massachusetts. In 2004, Unity Bank & Trust Company and other Black-owned banks across the country merged to create One United Bank.
2. Is One United Bank FDIC-insured?
Yes, One United Bank is FDIC-insured, which means that deposits in the bank are protected up to the maximum allowed by law.
3. Can I open an account with One United Bank if I don’t live near one of their physical locations?
Yes, you can open an account with One United Bank online through their website. The bank also offers a range of digital banking services for your convenience.
4. What types of accounts does One United Bank offer?
One United Bank offers a variety of accounts including checking accounts, savings accounts, money market accounts, and certificates of deposit.
5. Does One United Bank offer loans?
Yes, One United Bank offers personal loans, home loans, and small business loans to meet the financial needs of their customers.
6. Can I access my One United Bank account through mobile banking?
Yes, One United Bank offers a mobile banking app that allows you to access your accounts, transfer funds, pay bills, and more from your smartphone or tablet.
7. What is the minimum deposit required to open an account with One United Bank?
The minimum deposit required to open an account with One United Bank varies depending on the type of account you choose. Contact the bank for specific details.
8. Are there any fees associated with accounts at One United Bank?
One United Bank may charge fees for certain services such as overdrafts or stop payments. Review the bank’s fee schedule for more information.
9. Can I set up direct deposit with One United Bank?
Yes, you can set up direct deposit with One United Bank for your convenience. This allows your paycheck or other payments to be automatically deposited into your account.
10. Does One United Bank offer financial literacy programs?
Yes, One United Bank offers financial literacy programs to help individuals improve their financial knowledge and skills.
11. Are there ATMs available for One United Bank customers?
Yes, One United Bank has ATMs available at select locations for customer use. You can also use your One United Bank debit card at any ATM that is part of the CO-OP ATM network.
12. How can I contact One United Bank for more information?
You can contact One United Bank by phone, email, or by visiting one of their physical locations. Visit their website for contact information and hours of operation.
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