What credit card offers rental car insurance?

What credit card offers rental car insurance?

When it comes to renting a car, insurance is often an afterthought. Many rental car companies offer their own insurance options, but did you know that some credit cards also offer rental car insurance as a benefit? The credit card that offers rental car insurance is the **Chase Sapphire Preferred Card**.

FAQs:

1. What is rental car insurance?

Rental car insurance is a type of coverage that provides financial protection in case the rental car is damaged or stolen during the rental period.

2. Do I need rental car insurance if I have my own car insurance?

If you have comprehensive and collision coverage on your personal auto insurance policy, it may cover rental cars as well. However, it’s important to check with your insurance provider to confirm.

3. What does the Chase Sapphire Preferred Card rental car insurance cover?

The Chase Sapphire Preferred Card offers primary rental car insurance, which means it kicks in before your personal auto insurance. It covers damage due to collision or theft up to the actual cash value of the rental car.

4. Are there any exclusions to the Chase Sapphire Preferred Card rental car insurance?

There are some exclusions to the coverage, such as exotic or antique cars, trucks, vans, and vehicles over a certain weight limit. It’s important to review the terms and conditions of the policy for full details.

5. Do I need to pay for the rental car with my Chase Sapphire Preferred Card to qualify for the rental car insurance?

Yes, in order to be eligible for the rental car insurance benefit, you must pay for the entire rental transaction with your Chase Sapphire Preferred Card.

6. How do I file a claim for the rental car insurance with the Chase Sapphire Preferred Card?

If you need to file a claim for rental car insurance with the Chase Sapphire Preferred Card, you can contact the benefit administrator for assistance. They will guide you through the claims process.

7. How does the rental car insurance from the Chase Sapphire Preferred Card compare to other credit cards?

The rental car insurance offered by the Chase Sapphire Preferred Card is considered one of the best in the industry, as it provides primary coverage and has fewer exclusions compared to other credit cards.

8. Can I decline the rental car company’s insurance if I have the Chase Sapphire Preferred Card rental car insurance?

Yes, if you have the rental car insurance benefit from the Chase Sapphire Preferred Card, you can decline the rental car company’s insurance coverage. Just make sure to pay for the rental with your Chase Sapphire Preferred Card.

9. Does the Chase Sapphire Preferred Card rental car insurance cover liability insurance?

No, the rental car insurance provided by the Chase Sapphire Preferred Card does not include liability insurance. You may need to purchase additional liability coverage from the rental car company or through your personal auto insurance.

10. Is the rental car insurance from the Chase Sapphire Preferred Card valid internationally?

Yes, the rental car insurance benefit from the Chase Sapphire Preferred Card is valid internationally, as long as you pay for the rental car with your card and meet all the other requirements.

11. Can I use the Chase Sapphire Preferred Card rental car insurance for business rentals?

The rental car insurance benefit from the Chase Sapphire Preferred Card is intended for personal rentals, not business rentals. You may need to explore other insurance options for business rentals.

12. Are there any fees associated with the rental car insurance from the Chase Sapphire Preferred Card?

There are no additional fees for the rental car insurance benefit from the Chase Sapphire Preferred Card. As long as you pay for the rental with your card, you will be covered by the insurance.

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