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It’s great to aim for an 850 credit score, but the truth is that you don’t actually need to get a perfect score to succeed. Here’s why you can still get the best interest rates on credit cards and loans without getting your credit score to 850. TIMESTAMPS 0:00 Intro 1:13 What is your goal …
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A surprising fact about FICO scores is that having a 1% utilization ratio is technically better for your score than 0% utilization. Does that mean it’s bad for your credit to have a 0% utilization ratio? Credit expert John Ulzheimer clarifies what ratio you should aim for to get the highest credit scores. TIMESTAMPS 0:00 …
Read moreIs It Bad for Your Credit Scores to Have 0% Utilization?
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