Is Root Car Insurance legit?

Root Car Insurance Overview

Root Car Insurance is a company that offers a unique approach to auto insurance. They use technology to track your driving habits through a mobile app and calculate your insurance rate based on how you drive. This can potentially lead to lower rates for safe drivers.

Is Root Car Insurance legit?

**Yes, Root Car Insurance is a legitimate company.** They are a licensed insurance carrier and have been in business since 2015. They have an A- rating from the Better Business Bureau and offer coverage in multiple states across the U.S.

FAQs About Root Car Insurance

1. How does Root Car Insurance work?

Root Car Insurance uses a mobile app to track your driving habits, such as speed, braking, and phone usage while driving. They use this data to determine your insurance rate.

2. Can everyone qualify for Root Car Insurance?

Not everyone qualifies for insurance from Root. They primarily target safe drivers with good driving habits.

3. Are Root Car Insurance rates competitive?

Root Car Insurance claims that their rates are based on individual driving habits, which could potentially lead to lower rates for safe drivers.

4. Is Root Car Insurance available in all states?

Root Car Insurance is currently available in 30 states across the U.S. They are continually expanding their coverage area.

5. How accurate is the driving data collected by the Root app?

The Root app collects data on various driving behaviors and uses this information to calculate your insurance rate. The accuracy of this data can vary depending on how well the app tracks your driving habits.

6. Can I save money with Root Car Insurance?

If you are a safe driver, you could potentially save money with Root Car Insurance. Their rates are based on individual driving habits, so safe drivers may pay less for coverage.

7. How do I file a claim with Root Car Insurance?

If you need to file a claim with Root, you can do so through the mobile app or by contacting their customer service team. They will guide you through the claims process.

8. What types of coverage does Root Car Insurance offer?

Root Car Insurance offers the standard types of coverage, such as liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

9. How does Root Car Insurance handle customer service?

Root Car Insurance offers customer service through their mobile app, website, and phone line. They aim to provide responsive and helpful support to policyholders.

10. What do customers say about Root Car Insurance?

Customer reviews of Root Car Insurance are mixed. Some customers are happy with the rates and service, while others have had issues with claims processing and customer support.

11. Does Root Car Insurance offer discounts?

Root Car Insurance does offer discounts for safe driving behaviors. They also have discounts for bundling policies, paying in full, and referring friends.

12. Is Root Car Insurance worth it?

Whether Root Car Insurance is worth it for you depends on your driving habits and insurance needs. If you are a safe driver and are looking for potential savings, Root could be worth considering.

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