Is MDVIP Covered by insurance?
Yes, MDVIP is covered by insurance. MDVIP is a membership-based primary care program that works in conjunction with patients’ existing insurance plans. Patients pay an annual fee to be a part of MDVIP, which provides them with personalized care and services beyond what traditional insurance covers.
MDVIP’s model allows patients to receive more personalized attention and proactive care from their primary care physician. Patients who join MDVIP typically have longer appointment times, same-day or next-day appointments, and 24/7 access to their physician via phone or email. These additional services are not typically covered by traditional insurance plans but are included in the annual membership fee for MDVIP.
MDVIP works with a wide range of insurance plans, including Medicare and many commercial insurance plans. Patients should check with their specific insurance provider to see if MDVIP is a participating provider in their network. Additionally, patients should confirm with their insurance provider what portion, if any, of the MDVIP membership fee may be covered by their insurance plan.
Are there any out-of-pocket costs for MDVIP members?
While MDVIP is covered by insurance, there may be out-of-pocket costs for members in addition to their annual membership fee. These costs could include copays for specialist visits, prescription medications, and certain lab tests or procedures that are not covered by insurance.
Does MDVIP accept Medicare?
Yes, MDVIP does accept Medicare. MDVIP physicians are contracted with Medicare and see Medicare patients as part of their practice. Patients with Medicare coverage can join MDVIP and pay the annual membership fee just like patients with commercial insurance.
Do I need a referral to join MDVIP?
No, you do not need a referral to join MDVIP. Patients can simply contact an MDVIP-affiliated physician directly to inquire about joining the program.
Can I use my HSA or FSA funds to pay for MDVIP membership?
In many cases, MDVIP membership fees are considered a qualified medical expense that can be paid for using Health Savings Account (HSA) or Flexible Spending Account (FSA) funds. Patients should check with their HSA or FSA administrator for specific details.
Does MDVIP cover hospital stays or specialist care?
While MDVIP focuses on providing personalized primary care services, it does not cover hospital stays or specialist care. Patients will still need to use their insurance for these types of services.
How does MDVIP work with my existing insurance?
MDVIP works alongside patients’ existing insurance plans. Patients will still use their insurance for services not covered by MDVIP, such as hospital stays, specialist care, and certain procedures or tests.
Will I have to change doctors if I join MDVIP?
Yes, if you join MDVIP, you will need to switch to an MDVIP-affiliated physician for your primary care. MDVIP physicians provide comprehensive, personalized care to their patients.
Does MDVIP provide discounts for prescription medications?
MDVIP does not provide discounts for prescription medications. Patients will still need to use their insurance or other programs to cover the cost of their medications.
Is MDVIP only for seniors?
No, MDVIP is not only for seniors. While many MDVIP patients are seniors, the program is open to patients of all ages who are looking for more personalized and proactive primary care.
Can I cancel my MDVIP membership at any time?
Yes, you can cancel your MDVIP membership at any time. Patients who wish to cancel their membership should contact their MDVIP-affiliated physician or the MDVIP member services team for assistance.
Can I join MDVIP if I have a pre-existing condition?
Yes, you can join MDVIP if you have a pre-existing condition. MDVIP physicians are trained to provide comprehensive care to patients with a wide range of health concerns, including pre-existing conditions.