Is Bank of America open on Martin Luther King Day?

Martin Luther King Day, observed on the third Monday of January each year, honors the iconic civil rights leader’s legacy. It is a federal holiday, meaning that many businesses and organizations close their doors to commemorate the occasion. However, whether or not Bank of America is open on Martin Luther King Day is a common question.

Bank of America typically follows the Federal Reserve’s holiday schedule when it comes to determining its own holiday hours. This means that Bank of America branches will be closed on Martin Luther King Day, as it is considered a federal holiday.

On Martin Luther King Day, Bank of America will not be open for regular business hours. Transactional services such as deposits, withdrawals, and wire transfers will not be available at branches, and customer service support may be limited.

However, customers can still access their accounts through online banking, mobile banking, and ATMs, which will be available for use on Martin Luther King Day. Online and mobile banking services such as bill payment, funds transfers, and account inquiries will remain operational.

Deposits made on Martin Luther King Day will not be processed until the following business day. Any transfers or transactions made on the holiday may also be delayed in processing due to the closure of Bank of America branches.

If you need to conduct banking transactions on Martin Luther King Day, it is recommended to plan ahead and make any necessary arrangements before the holiday. This includes withdrawing cash, making transfers, or scheduling bill payments in advance.

FAQs about Bank of America hours on Martin Luther King Day:

1. Will Bank of America branches be open on Martin Luther King Day?

No, Bank of America branches will be closed on Martin Luther King Day.

2. Can I access my Bank of America account online on Martin Luther King Day?

Yes, you can access your Bank of America account online through online banking and mobile banking services.

3. Will I be able to withdraw cash from Bank of America ATMs on Martin Luther King Day?

Yes, Bank of America ATMs will be available for use on Martin Luther King Day for cash withdrawals.

4. Can I make bill payments through Bank of America’s online banking service on Martin Luther King Day?

Yes, you can schedule bill payments through Bank of America’s online banking service on Martin Luther King Day.

5. Will deposits made on Martin Luther King Day be processed on the same day?

Deposits made on Martin Luther King Day will not be processed until the following business day.

6. Will Bank of America customer service be available on Martin Luther King Day?

Customer service support may be limited on Martin Luther King Day due to the holiday closure of branches.

7. Can I deposit a check at a Bank of America ATM on Martin Luther King Day?

Yes, you can deposit checks at Bank of America ATMs on Martin Luther King Day, but the processing may be delayed.

8. Are Bank of America mortgage services available on Martin Luther King Day?

Bank of America mortgage services may be limited on Martin Luther King Day, so it is recommended to plan ahead.

9. Will Bank of America credit card payments be processed on Martin Luther King Day?

Credit card payments may be delayed in processing on Martin Luther King Day, as branches will be closed.

10. Can I transfer funds between Bank of America accounts on Martin Luther King Day?

Yes, you can transfer funds between Bank of America accounts through online banking or mobile banking services on Martin Luther King Day.

11. How can I access Bank of America customer service on Martin Luther King Day?

Customer service support may be available through online chat or phone services on Martin Luther King Day.

12. Will Bank of America’s online banking services experience any downtime on Martin Luther King Day?

While isolated downtime may occur, Bank of America’s online banking services are expected to remain operational on Martin Luther King Day.

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