PayPal is a widely used online payment platform that allows users to make secure transactions across the globe. One of the convenient features that PayPal offers is the ability to create a virtual card, which can be used for online purchases without revealing your actual credit or debit card information. In this article, we will guide you on how to get a PayPal virtual card.
To create a PayPal virtual card, follow these simple steps:
1. Log in to your PayPal account.
2. Click on the “Wallet” tab.
3. Select “PayPal Mastercard” from the list of options.
4. Click on “Request PayPal Cash Card.”
5. Fill in the required information such as your address and phone number.
6. Review the terms and conditions, then click on “Agree and Submit.”
Once your virtual card is approved, you can easily access it through your PayPal account and use it for online purchases. It offers an added layer of security by keeping your actual card details private during transactions.
FAQs about PayPal virtual card:
1. Is there a fee to create a PayPal virtual card?
No, PayPal does not charge any fees to create a virtual card. However, standard transaction fees may apply when using the card for purchases.
2. Can I use a PayPal virtual card for in-person transactions?
No, PayPal virtual cards are designed for online purchases only and cannot be used for in-person transactions.
3. Are there any spending limits on a PayPal virtual card?
Yes, PayPal may impose spending limits on virtual cards based on your account history and verification status.
4. Can I link my PayPal virtual card to multiple accounts?
No, each PayPal virtual card is linked to a specific PayPal account and cannot be shared with multiple accounts.
5. How do I top up funds on my PayPal virtual card?
You can add funds to your PayPal virtual card by transferring money from your PayPal balance or linked bank account.
6. Can I view my PayPal virtual card details anytime?
Yes, you can easily access your PayPal virtual card details through your PayPal account dashboard.
7. Are there any security features on a PayPal virtual card?
Yes, PayPal virtual cards come with security features such as transaction notifications and the option to freeze the card if unauthorized activity is suspected.
8. Can I use my PayPal virtual card internationally?
Yes, you can use your PayPal virtual card for international purchases, but additional fees may apply for currency conversion.
9. How long does it take to receive a PayPal virtual card?
Once you have requested a PayPal virtual card, it usually takes a few business days to get approved and activated.
10. Can I have multiple PayPal virtual cards linked to my account?
Yes, you can have multiple PayPal virtual cards linked to your account, each with its own unique card details.
11. What happens if my PayPal virtual card is lost or stolen?
If your PayPal virtual card is lost or stolen, you should immediately report it to PayPal customer support to have the card deactivated and a new one issued.
12. Can I set spending limits on my PayPal virtual card?
Yes, you can set spending limits on your PayPal virtual card to control your online shopping expenses and budget effectively.