Does USAA insurance cover rental car?
Yes, USAA insurance typically covers rental cars, but the extent of coverage may vary depending on your specific policy.
Renting a car can be a convenient way to get around while traveling or when your own vehicle is in the shop for repairs. However, figuring out what insurance coverage you need can be confusing. Fortunately, if you have USAA insurance, you may already have some coverage for rental cars included in your policy. Here’s what you need to know about USAA insurance and rental car coverage:
1. Will USAA cover my rental car if I am traveling for business?
Yes, as long as you have personal auto insurance with USAA, you will likely be covered for rental cars when you are traveling for business purposes.
2. Will USAA cover my rental car if I am traveling internationally?
USAA typically covers rental cars within the United States and its territories. If you are traveling internationally, you may want to check with USAA to see if coverage extends to your destination.
3. Does USAA offer rental car insurance as an add-on to my policy?
Yes, USAA offers supplemental insurance coverage for rental cars, such as Collision Damage Waiver (CDW) and Liability Insurance Supplement (LIS), which can provide additional protection when renting a vehicle.
4. Will my USAA credit card provide rental car insurance coverage?
Some USAA credit cards offer rental car insurance coverage as a benefit, so be sure to check your card’s terms and conditions to see if this protection is included.
5. Does USAA cover rental cars for leisure travel?
Yes, USAA insurance should cover rental cars for leisure travel, such as vacations or weekend getaways.
6. What types of rental car coverage does USAA typically offer?
USAA’s rental car coverage may include liability protection, collision and comprehensive coverage, and personal injury protection, depending on your policy.
7. Will USAA cover rental cars if I am renting for an extended period?
USAA’s coverage for rental cars is typically limited to a certain number of days, so be sure to check your policy for any restrictions on rental car coverage for extended periods.
8. Will USAA cover rental car expenses if my personal vehicle is being repaired?
If your personal vehicle is in the shop for repairs due to a covered claim, USAA may cover the cost of a rental car as part of your policy’s comprehensive or collision coverage.
9. What should I do if I am involved in an accident while driving a rental car covered by USAA?
If you are in an accident while driving a rental car covered by USAA, you should follow the same steps you would if you were driving your own vehicle, such as documenting the accident, exchanging information with other parties involved, and contacting your insurance provider to file a claim.
10. Does USAA insurance cover rental car theft?
USAA’s rental car coverage may include theft protection, but the extent of coverage may vary depending on your specific policy.
11. Can I add rental car coverage to my USAA policy temporarily?
Yes, you may be able to add temporary rental car coverage to your USAA policy if you are planning to rent a vehicle for a short period.
12. Will USAA waive the deductible for rental car claims?
USAA may offer options to waive the deductible for rental car claims under certain circumstances, so be sure to check with your insurance agent for more information.