Does Southern Cross travel insurance cover rental car excess?
Yes, Southern Cross travel insurance does cover rental car excess as part of their comprehensive travel insurance policies. This coverage helps protect you from having to pay a large sum of money if the rental car is damaged or stolen.
FAQs:
1. What is rental car excess?
Rental car excess is the amount of money you would have to pay towards repairs or replacement of a rental car in case of an accident, theft, or damage.
2. Why is rental car excess important?
Rental car excess is important because it can add up to a significant amount, sometimes even more than the cost of the rental itself. Having insurance coverage for rental car excess can help save you money in case of an unexpected event.
3. How does Southern Cross travel insurance cover rental car excess?
Southern Cross travel insurance offers rental car excess coverage as part of their comprehensive travel insurance policies. This coverage helps reimburse you for the excess amount you are required to pay to the rental car company in case of damage, theft, or an accident.
4. What types of rental car excess does Southern Cross travel insurance cover?
Southern Cross travel insurance covers the excess amount you are liable to pay to the rental car company in case of damage, theft, or an accident. This coverage can help protect you from unexpected costs during your travels.
5. Is rental car excess coverage included in all Southern Cross travel insurance policies?
Rental car excess coverage is not included in all Southern Cross travel insurance policies. It is typically included in their comprehensive travel insurance plans, so it is important to read the policy details to ensure you have this coverage.
6. Do I need to pay an additional premium for rental car excess coverage with Southern Cross travel insurance?
Rental car excess coverage is usually included in Southern Cross travel insurance’s comprehensive policies, so you do not need to pay an additional premium for this coverage. However, it is always best to check with your insurer to confirm the details of your coverage.
7. How much rental car excess coverage does Southern Cross travel insurance provide?
The amount of rental car excess coverage provided by Southern Cross travel insurance can vary depending on the policy you choose. It is important to read the policy details to understand the limits of coverage.
8. Can I make a claim for rental car excess with Southern Cross travel insurance?
Yes, if you have rental car excess coverage with Southern Cross travel insurance and experience damage, theft, or an accident with a rental car, you can make a claim to be reimbursed for the excess amount you are required to pay.
9. Are there any exclusions to rental car excess coverage with Southern Cross travel insurance?
Like any insurance policy, there may be exclusions to rental car excess coverage with Southern Cross travel insurance. It is important to read the policy details carefully to understand what is and isn’t covered.
10. Can I add rental car excess coverage to my Southern Cross travel insurance policy?
If rental car excess coverage is not already included in your Southern Cross travel insurance policy, you may be able to add it as an optional extra. Contact your insurer to inquire about adding this coverage to your policy.
11. Does Southern Cross travel insurance cover rental cars in all countries?
Southern Cross travel insurance typically covers rental cars in most countries, but there may be some exclusions. It is important to check the policy details or contact your insurer to confirm coverage in the country you plan to visit.
12. Is rental car excess coverage with Southern Cross travel insurance worth it?
Rental car excess coverage with Southern Cross travel insurance can be worth it if you plan on renting a car during your travels and want to protect yourself from unexpected costs. It can provide peace of mind knowing that you are covered in case of an accident, theft, or damage to the rental car.