Does Nationwide cover rental trucks?
Yes, Nationwide does offer coverage for rental trucks as part of their auto insurance policies. This coverage is known as rental reimbursement coverage, which helps cover the cost of renting a vehicle while your car is being repaired after an accident.
1. What is rental reimbursement coverage?
Rental reimbursement coverage is an optional add-on to your auto insurance policy that helps pay for a rental car while your vehicle is being repaired after a covered accident.
2. Do I have to pay extra for rental reimbursement coverage?
Yes, rental reimbursement coverage is typically an optional add-on to your auto insurance policy, so you may need to pay an additional premium for this coverage.
3. How much coverage does Nationwide offer for rental trucks?
Nationwide offers varying levels of coverage for rental reimbursement, depending on the specific policy you have. It’s important to review your policy details to understand the limits of your coverage.
4. Are rental trucks covered under the same policy as my personal vehicle?
Yes, rental trucks are typically covered under the same policy as your personal vehicle as long as you have rental reimbursement coverage included in your policy.
5. Are there any restrictions on the type of rental truck that is covered?
Some restrictions may apply to the types of rental trucks that are covered under your policy, such as size or weight limitations. It’s important to check with Nationwide to understand the specifics of your coverage.
6. Does Nationwide cover rental trucks for business use?
If you have a commercial auto insurance policy with Nationwide, rental trucks used for business purposes may be covered under that policy. It’s best to check with Nationwide to confirm coverage details.
7. Is rental reimbursement coverage worth it?
Whether rental reimbursement coverage is worth it depends on your individual circumstances. Consider factors such as the cost of a rental car, your daily responsibilities, and how long your vehicle is likely to be in the shop.
8. How do I file a claim for rental reimbursement coverage?
To file a claim for rental reimbursement coverage, contact Nationwide’s claims department and provide them with the necessary information about your rental truck and repairs needed for your personal vehicle.
9. Are there any exclusions to rental reimbursement coverage?
Exclusions to rental reimbursement coverage may vary by policy, but common exclusions include rentals for leisure or non-essential purposes, as well as rentals outside of the United States.
10. Can I add rental reimbursement coverage to my policy after an accident?
You may not be able to add rental reimbursement coverage to your policy after an accident has already occurred. It’s best to add this coverage before you need it to ensure you are protected.
11. How long does rental reimbursement coverage typically last?
Rental reimbursement coverage typically lasts for a limited period of time, such as 30 days, while your vehicle is being repaired. Be sure to review your policy to understand the specific duration of coverage.
12. Are there any alternatives to rental reimbursement coverage?
If you don’t have rental reimbursement coverage or if you exceed your coverage limits, you may consider options such as using a rental car company’s insurance or seeking reimbursement from the at-fault party’s insurance.