Does my United Explorer card cover rental car insurance?

If you’re a United Explorer cardholder, you may be wondering if your card offers rental car insurance coverage. Understanding the benefits and features of your credit card can help you make informed decisions when renting a car. So, does my United Explorer card cover rental car insurance? Let’s find out.

**Does my United Explorer card cover rental car insurance?**

Yes, the United Explorer card does offer rental car insurance coverage when you use it to pay for the rental. This benefit can save you money and provide peace of mind when renting a car for business or leisure travel.

1. What type of rental car insurance does the United Explorer card offer?

The United Explorer card provides primary coverage for collision damage when renting a car for business or personal use.

2. How does the rental car insurance coverage work with the United Explorer card?

When you use your United Explorer card to pay for the entire cost of a rental car and decline the rental agency’s collision damage waiver (CDW) or collision damage insurance (CDI), you are covered for physical damage to the rental vehicle.

3. Does the rental car insurance coverage apply internationally?

Yes, the rental car insurance coverage provided by the United Explorer card applies worldwide, giving you peace of mind when traveling abroad.

4. Are all types of rental cars covered under the United Explorer card’s insurance policy?

Certain types of vehicles, such as luxury cars, vans, and trucks, may not be covered under the rental car insurance benefit. It’s essential to review the terms and conditions of the coverage before renting a car.

5. Does the United Explorer card cover personal liability or medical expenses related to a rental car accident?

No, the rental car insurance coverage provided by the United Explorer card does not include personal liability or medical expenses coverage. You may need to rely on your personal auto insurance or purchase additional coverage from the rental car agency.

6. Do I need to notify the credit card company before renting a car to activate the insurance coverage?

No, you do not need to notify the credit card company before renting a car to activate the rental car insurance coverage. As long as you use your United Explorer card to pay for the rental and decline the rental agency’s insurance, you are automatically covered.

7. Is there a maximum coverage limit for rental car insurance with the United Explorer card?

Yes, the rental car insurance coverage provided by the United Explorer card has a maximum coverage limit of $50,000 per claim.

8. Does the United Explorer card offer roadside assistance for rental cars?

No, the United Explorer card does not offer roadside assistance coverage for rental cars. You may need to rely on your personal auto insurance or purchase a separate roadside assistance plan.

9. Can I use the rental car insurance coverage for business rentals?

Yes, the rental car insurance coverage provided by the United Explorer card extends to both business and personal rentals, as long as you use your card to pay for the rental and decline the rental agency’s insurance.

10. Are there any restrictions on rental car duration for coverage under the United Explorer card?

Yes, the rental car insurance coverage provided by the United Explorer card is valid for rentals of up to 31 consecutive days.

11. Can I add additional drivers to the rental car insurance coverage with the United Explorer card?

Yes, additional drivers who are listed on the rental car agreement and authorized to drive the vehicle by the rental agency are covered under the United Explorer card’s rental car insurance policy.

12. What should I do in case of a rental car accident when using the United Explorer card for payment?

In the event of a rental car accident, it is essential to contact the rental car agency, your personal auto insurance provider, and the United Explorer card’s benefits administrator to file a claim and seek assistance.

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