Does Erie insurance cover windshield replacement?

Yes, Erie insurance does cover windshield replacement under certain circumstances. If your windshield is damaged due to a covered peril, such as a collision, vandalism, or a falling object, Erie insurance will typically cover the cost of replacement.

FAQs about Erie insurance and windshield replacement:

1. Is windshield replacement covered under my Erie insurance policy?

Yes, windshield replacement is typically covered under comprehensive coverage with Erie insurance.

2. What is comprehensive coverage?

Comprehensive coverage is an optional add-on to your auto insurance policy that covers damage to your vehicle that is not caused by a collision, such as theft, vandalism, or weather-related damage.

3. Will I have to pay a deductible for windshield replacement with Erie insurance?

Whether or not you have to pay a deductible for windshield replacement with Erie insurance may depend on your specific policy. It’s best to check with your agent to determine if a deductible applies.

4. What if my windshield is damaged by a small crack or chip?

If your windshield is damaged by a small crack or chip, Erie insurance may cover the cost of repair rather than replacement. Repairs are often less expensive and quicker than full replacements.

5. How do I file a claim for windshield replacement with Erie insurance?

To file a claim for windshield replacement with Erie insurance, you can contact your agent or call their claims department. They will guide you through the process and help you get your windshield replaced as quickly as possible.

6. Will my rates go up if I file a claim for windshield replacement with Erie insurance?

Filing a claim for windshield replacement should not typically cause your rates to go up with Erie insurance. Windshield claims are often considered “no-fault” claims and may not impact your rates.

7. Can I choose where to have my windshield replaced with Erie insurance?

With Erie insurance, you may have the option to choose where you have your windshield replaced. They may have preferred providers for you to choose from, or you may be able to select your own repair shop.

8. How long does it take to get my windshield replaced with Erie insurance?

The time it takes to get your windshield replaced with Erie insurance can vary depending on the availability of parts and scheduling with a repair shop. In most cases, you can expect the process to be completed within a few days.

9. Does Erie insurance cover windshield replacement for rental cars?

If you have rental car coverage with Erie insurance, windshield replacement for a rental car may be covered under your policy. Check with your agent to confirm the details of your coverage.

10. Will Erie insurance cover aftermarket or upgraded windshields?

Erie insurance may cover aftermarket or upgraded windshields, but coverage may vary depending on your specific policy. It’s best to review your policy with your agent to understand what is covered.

11. What if my windshield was damaged before I had Erie insurance?

If your windshield was damaged before you had Erie insurance, it may not be covered under your policy. However, if the damage occurred while you were insured with Erie, it may be eligible for coverage.

12. How often can I have my windshield replaced with Erie insurance?

There may be limitations on how often you can have your windshield replaced with Erie insurance, depending on your policy. It’s best to review your policy documents or speak with your agent to understand any restrictions.

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