Does Costco Citi Card cover rental car insurance?

Yes, the Costco Anywhere Visa Card by Citi does offer rental car insurance coverage. This benefit can save you money and provide added peace of mind when you rent a car for personal or business use.

1. What type of rental car insurance does the Costco Citi Card offer?

The rental car insurance coverage provided by the Costco Citi Card is commonly known as secondary rental car insurance. This means it kicks in after your personal auto insurance policy.

2. Does the Costco Citi Card cover damage to rental cars?

Yes, the Costco Citi Card’s rental car insurance coverage includes damage to the rental car in the event of an accident or theft.

3. Does the Costco Citi Card cover liability insurance for rental cars?

No, the Costco Citi Card does not include liability insurance for rental cars. You may need to purchase this coverage separately from the rental car company.

4. Are there any restrictions on the rental car insurance coverage provided by the Costco Citi Card?

Yes, there are some restrictions to be aware of, such as the type of vehicle being rented and the length of the rental period. Be sure to review the terms and conditions of the rental car insurance coverage before renting a car.

5. Is there a deductible for the rental car insurance coverage offered by the Costco Citi Card?

Yes, there is typically a deductible that you would be responsible for in the event of a claim. The amount of the deductible may vary depending on the specific terms of the insurance policy.

6. Can I decline the rental car company’s insurance if I have the Costco Citi Card?

Yes, if you have rental car insurance coverage through your Costco Citi Card, you may be able to decline the rental car company’s insurance. However, it’s important to carefully review the coverage limits and exclusions before making this decision.

7. Does the Costco Citi Card cover rental car insurance for international rentals?

Yes, the rental car insurance coverage provided by the Costco Citi Card extends to international rentals in most cases. Be sure to check with Citi to confirm coverage for your specific rental destination.

8. Does the Costco Citi Card cover rental car insurance for business trips?

Yes, the rental car insurance coverage offered by the Costco Citi Card is available for both personal and business trips. This can provide added convenience and savings for cardholders who frequently rent cars for work purposes.

9. Can I use the Costco Citi Card’s rental car insurance coverage for rental trucks or vans?

In most cases, the rental car insurance coverage provided by the Costco Citi Card applies to passenger cars only. If you plan to rent a truck or van, you may need to purchase additional insurance coverage.

10. Does the Costco Citi Card offer roadside assistance for rental cars?

No, the Costco Citi Card’s rental car insurance coverage does not include roadside assistance. You may need to purchase a separate roadside assistance plan or rely on the rental car company for assistance in the event of a breakdown.

11. What do I need to do to activate the rental car insurance coverage on my Costco Citi Card?

Typically, you will need to use your Costco Citi Card to pay for the entire cost of the rental car reservation in order to activate the rental car insurance coverage. Be sure to read the terms and conditions of the insurance policy for full details.

12. Can I add additional drivers to the rental car insurance coverage provided by the Costco Citi Card?

Most rental car insurance policies offered through credit cards like the Costco Citi Card only cover the primary cardholder. If you want to add an additional driver to the coverage, you may need to purchase supplemental insurance from the rental car company.

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