Does Citi Costco card cover car rental insurance?

Does Citi Costco card cover car rental insurance?

Yes, the Citi Costco card does cover car rental insurance when you use it to pay for the rental. This benefit is provided through the card’s rental car insurance policy.

FAQs about Citi Costco card car rental insurance:

1. Is the car rental insurance coverage provided by the Citi Costco card primary or secondary?

The car rental insurance coverage provided by the Citi Costco card is primary, meaning it kicks in before any other insurance you might have.

2. What types of vehicles are covered by the Citi Costco card car rental insurance?

The Citi Costco card covers most standard rental vehicles, but exotic cars, antique cars, and certain other types of vehicles may not be covered.

3. Does the Citi Costco card cover car rental insurance internationally?

Yes, the Citi Costco card’s car rental insurance coverage applies worldwide, as long as the rental period does not exceed the maximum specified in the policy.

4. Is there a maximum coverage amount for car rental insurance with the Citi Costco card?

Yes, the Citi Costco card offers coverage up to a certain amount per claim, typically ranging from $50,000 to $75,000.

5. Does the Citi Costco card car rental insurance cover loss of use charges from the rental car company?

Yes, the Citi Costco card’s car rental insurance policy may cover loss of use charges imposed by the rental car company.

6. How do I activate the car rental insurance coverage with my Citi Costco card?

Simply use your Citi Costco card to pay for the entire rental transaction, including declines any insurance coverage offered by the rental company.

7. Are there any exclusions to the car rental insurance coverage provided by the Citi Costco card?

Yes, there are exclusions, such as driving under the influence, racing, and other illegal activities. Be sure to read the policy details for a full list of exclusions.

8. Does the car rental insurance with the Citi Costco card cover personal belongings inside the rental car?

No, the car rental insurance coverage provided by the Citi Costco card typically does not cover personal belongings inside the rental car.

9. Is roadside assistance included with the car rental insurance from the Citi Costco card?

Roadside assistance is not typically included with the car rental insurance coverage offered by the Citi Costco card. Be sure to check your card’s benefits guide for details.

10. Can I decline the car rental insurance offered by the rental company if I use my Citi Costco card?

Yes, you can typically decline the rental company’s insurance offerings if you use your Citi Costco card to pay for the rental, as long as you are comfortable relying on your card’s coverage.

11. Are there any additional steps I need to take to file a claim for car rental insurance with the Citi Costco card?

If you need to file a claim, be sure to document the incident thoroughly and contact the card issuer as soon as possible to initiate the claims process.

12. Can I use the car rental insurance coverage from my Citi Costco card for business rentals?

The car rental insurance coverage provided by the Citi Costco card may not apply to business rentals. Be sure to check the policy details for any restrictions on using the coverage for business purposes.

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