Does Chase Marriott card cover rental car insurance?
The Chase Marriott credit card does offer primary rental car insurance coverage when you use the card to pay for your rental car. This means that if something happens to your rental car, you can file a claim with Chase rather than your own insurance company.
FAQs:
1. Is there a fee for the rental car insurance coverage with the Chase Marriott card?
No, there is no additional fee for the rental car insurance coverage provided by the Chase Marriott card. It is included as a benefit of having the card.
2. What kind of rental car insurance coverage does the Chase Marriott card offer?
The Chase Marriott card offers primary rental car insurance coverage, which means it kicks in before your own personal car insurance policy. It covers physical damage to the rental vehicle in case of theft or collision.
3. Are there any exclusions to the rental car insurance coverage provided by the Chase Marriott card?
Yes, there are some exclusions to the rental car insurance coverage, such as driving on unpaved roads, participating in illegal activities, or driving under the influence of drugs or alcohol.
4. Do I need to decline the rental car company’s insurance coverage when using the Chase Marriott card?
Yes, in order to take advantage of the rental car insurance coverage provided by the Chase Marriott card, you must decline the rental car company’s insurance coverage options at the time of rental.
5. Does the rental car insurance coverage with the Chase Marriott card cover liability in case of an accident?
No, the rental car insurance coverage provided by the Chase Marriott card does not cover liability in case of an accident. It only covers physical damage to the rental vehicle.
6. How do I file a claim for rental car insurance coverage with the Chase Marriott card?
If something happens to your rental car, you should contact the claims administrator for the Chase Marriott card within a certain time frame to start the claims process.
7. Is there a limit to the coverage provided by the Chase Marriott card for rental car insurance?
Yes, there is a limit to the coverage provided by the Chase Marriott card for rental car insurance. Make sure to check the terms and conditions of your card for specific details.
8. Does the rental car insurance coverage with the Chase Marriott card cover international rentals?
Yes, the rental car insurance coverage provided by the Chase Marriott card covers international rentals as long as you pay for the rental car with your card.
9. Can I use the rental car insurance coverage with the Chase Marriott card for business rentals?
Yes, the rental car insurance coverage provided by the Chase Marriott card can be used for business rentals as long as you pay for the rental car with your card.
10. Is there a deductible for the rental car insurance coverage with the Chase Marriott card?
Yes, there is a deductible for the rental car insurance coverage provided by the Chase Marriott card. Make sure to check the terms and conditions of your card for specific details.
11. Can I add additional drivers to the rental car insurance coverage with the Chase Marriott card?
Yes, you can add additional drivers to the rental car insurance coverage provided by the Chase Marriott card as long as they are listed on the rental agreement and they are authorized drivers.
12. Does the rental car insurance coverage with the Chase Marriott card cover rental periods longer than 31 days?
No, the rental car insurance coverage provided by the Chase Marriott card only covers rental periods of up to 31 consecutive days. If you need coverage for longer rentals, you may need to explore other options.