Does Capital One Savor One have rental car insurance?

Does Capital One Savor One have rental car insurance?

Yes, Capital One Savor One does offer rental car insurance as a benefit to cardholders. This insurance allows you to decline the collision damage waiver (CDW) offered by the rental car company and be covered by your credit card instead.

1. What type of rental car insurance does Capital One Savor One offer?

Capital One Savor One provides secondary rental car insurance, which means it kicks in after your primary auto insurance policy.

2. Is there a fee for using the rental car insurance provided by Capital One Savor One?

No, there is no additional fee for using the rental car insurance offered by Capital One Savor One. It is a complimentary benefit for cardholders.

3. What does the rental car insurance from Capital One Savor One cover?

The rental car insurance from Capital One Savor One covers damage due to collision or theft of the rental vehicle. It does not cover liability insurance or personal injury protection.

4. Do I need to decline the rental car company’s insurance coverage to use Capital One Savor One’s rental car insurance?

Yes, in order to use Capital One Savor One’s rental car insurance, you must decline the collision damage waiver (CDW) offered by the rental car company.

5. Is there a limit to the coverage provided by Capital One Savor One’s rental car insurance?

Yes, there is a limit to the coverage provided by Capital One Savor One’s rental car insurance. The coverage is limited to the actual cash value of the rental vehicle and certain exclusions may apply.

6. How do I activate the rental car insurance offered by Capital One Savor One?

To activate the rental car insurance offered by Capital One Savor One, use your card to pay for the entire rental transaction and decline the rental car company’s insurance coverage.

7. Does the rental car insurance from Capital One Savor One cover international rentals?

Yes, the rental car insurance from Capital One Savor One covers international rentals as long as the rental agreement is in your name and you decline the rental car company’s insurance coverage.

8. Can I use the rental car insurance from Capital One Savor One for business rentals?

No, the rental car insurance from Capital One Savor One does not cover rentals for business purposes. It is intended for personal use only.

9. What should I do if I need to file a claim under Capital One Savor One’s rental car insurance?

If you need to file a claim under Capital One Savor One’s rental car insurance, contact the benefits administrator within 45 days of the incident to initiate the claims process.

10. Does Capital One Savor One’s rental car insurance cover additional drivers?

Yes, Capital One Savor One’s rental car insurance covers additional drivers as long as they are listed on the rental agreement and meet the terms and conditions of the benefit.

11. Can I use Capital One Savor One’s rental car insurance for long-term rentals?

Yes, you can use Capital One Savor One’s rental car insurance for long-term rentals, as long as you meet the eligibility requirements and decline the rental car company’s insurance coverage.

12. Does Capital One Savor One’s rental car insurance cover rentals of luxury or exotic vehicles?

No, Capital One Savor One’s rental car insurance does not cover rentals of luxury or exotic vehicles. It is limited to standard rental vehicles.

Dive into the world of luxury with this video!