Does BJʼs have a credit card?

BJ’s Wholesale Club does indeed offer a credit card option for its members. The BJ’s Perks Plus Mastercard allows cardholders to earn 5% cash back on most BJ’s purchases, 2% cash back on dining out and non-BJ’s gas stations, and 1% cash back everywhere else Mastercard is accepted.

Is the BJ’s credit card only for BJ’s purchases?

No, the BJ’s credit card can be used anywhere Mastercard is accepted, not just at BJ’s Wholesale Club.

Are there any annual fees associated with the BJ’s credit card?

Yes, there is an annual fee of $0 for the BJ’s Perks Plus Mastercard.

What are the rewards for using the BJ’s credit card?

Cardholders can earn 5% cash back on most BJ’s purchases, 2% cash back on dining out and non-BJ’s gas stations, and 1% cash back everywhere else Mastercard is accepted.

Are there any sign-up bonuses for the BJ’s credit card?

Yes, new cardholders can earn a $50 BJ’s gift card when they are approved for the BJ’s Perks Plus Mastercard.

Can I use the BJ’s credit card without a BJ’s membership?

No, you must be a BJ’s member in order to apply for and use the BJ’s credit card.

Does the BJ’s credit card offer any other perks or benefits?

Yes, cardholders can enjoy exclusive BJ’s member benefits such as discounted gas prices, online account management, and special financing offers.

Can I earn cash back on purchases made outside of BJ’s Wholesale Club?

Yes, you can earn cash back on all purchases made with the BJ’s credit card, not just those made at BJ’s Wholesale Club.

Is the BJ’s credit card a store credit card or a regular credit card?

The BJ’s credit card is a regular credit card that can be used anywhere Mastercard is accepted.

Are there any foreign transaction fees associated with the BJ’s credit card?

Yes, there is a 3% foreign transaction fee for purchases made outside of the United States.

How do I apply for the BJ’s credit card?

You can apply for the BJ’s credit card online through the BJ’s Wholesale Club website or in-person at a BJ’s Wholesale Club location.

Can I add authorized users to my BJ’s credit card account?

Yes, you can add authorized users to your BJ’s credit card account, but you are responsible for all charges made by authorized users.

What credit score do I need to qualify for the BJ’s credit card?

A good to excellent credit score is typically required to qualify for the BJ’s credit card.

In conclusion, the BJ’s Perks Plus Mastercard is a valuable option for BJ’s Wholesale Club members who want to earn cash back on their purchases both at BJ’s and elsewhere. With no annual fee and a range of rewards and benefits, this credit card can help members save money while shopping.

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