Does auto insurance with Geico include car rental?
Yes, Geico offers car rental reimbursement coverage as an optional add-on to your auto insurance policy. This coverage can help pay for a rental car while your vehicle is being repaired after a covered accident.
1. Is car rental reimbursement coverage included in Geico’s standard auto insurance policy?
No, car rental reimbursement coverage is not included in Geico’s standard auto insurance policy. It is an optional add-on that you can purchase for an additional premium.
2. How does car rental reimbursement coverage work?
If you have car rental reimbursement coverage and your vehicle is in the shop for repairs after a covered accident, Geico will reimburse you for the cost of renting a vehicle up to the limits of your policy.
3. What types of expenses are covered under car rental reimbursement coverage?
Car rental reimbursement coverage typically covers the cost of renting a vehicle while your car is being repaired after a covered accident. It may also cover expenses such as transportation to and from the rental car facility.
4. Are there any limitations to car rental reimbursement coverage?
Yes, car rental reimbursement coverage usually has limits on the daily and total amount that will be reimbursed. It is important to review your policy to understand these limits.
5. Is car rental reimbursement coverage worth it?
Whether car rental reimbursement coverage is worth it depends on your individual circumstances. If you rely on your vehicle for daily transportation and cannot afford to be without a car, car rental reimbursement coverage may be valuable to you.
6. How much does car rental reimbursement coverage cost?
The cost of car rental reimbursement coverage varies depending on factors such as your location, driving history, and the coverage limits you choose. It is typically an affordable add-on to your auto insurance policy.
7. Can I add car rental reimbursement coverage to my Geico auto insurance policy at any time?
Yes, you can add car rental reimbursement coverage to your Geico auto insurance policy at any time. However, it is usually more cost-effective to add this coverage when you initially purchase your policy.
8. How do I file a claim for car rental reimbursement with Geico?
To file a claim for car rental reimbursement with Geico, you will need to contact your claims adjuster and provide documentation of the rental car expenses. Your adjuster will guide you through the claims process.
9. Does car rental reimbursement coverage cover rental cars for non-accident-related incidents?
Car rental reimbursement coverage typically only covers rental cars for accidents that are covered under your auto insurance policy. It may not cover rental cars for non-accident-related incidents.
10. Can I choose any rental car company when using car rental reimbursement coverage?
In most cases, you can choose any rental car company when using car rental reimbursement coverage. However, it is always a good idea to check with Geico to ensure that the rental car company is approved.
11. Are there any exclusions to car rental reimbursement coverage?
Yes, there may be exclusions to car rental reimbursement coverage under certain circumstances. It is important to review your policy to understand these exclusions.
12. Does car rental reimbursement coverage apply to rental cars used for personal reasons?
Car rental reimbursement coverage typically applies to rental cars used for personal reasons while your vehicle is being repaired after a covered accident. It may not apply to rental cars used for commercial purposes.