Does Amex cover insurance on rental cars?

Does Amex cover insurance on rental cars?

Yes, American Express does provide coverage for rental cars through its rental car insurance benefits.

When you use your American Express card to book and pay for a rental car, you may be eligible for complimentary coverage that can help protect you in case of damage to or theft of the rental car.

FAQs about Amex rental car insurance:

1. Does Amex cover damage to rental cars?

Yes, Amex provides coverage for damage to rental cars.

2. What types of coverage does Amex offer for rental cars?

Amex offers primary collision damage waiver coverage, which means you can decline the rental car company’s collision insurance and use Amex’s coverage instead.

3. Does Amex cover theft of rental cars?

Yes, Amex covers theft of rental cars.

4. Does Amex cover liability insurance for rental cars?

No, Amex’s rental car insurance does not include liability coverage. You may need to purchase additional liability insurance through the rental car company or your own auto insurance policy.

5. Are there any limitations to Amex’s rental car insurance coverage?

Yes, there are limitations to the coverage, such as rental periods longer than 30 days and certain luxury or high-value vehicles.

6. Do I need to decline the rental car company’s insurance to use Amex’s coverage?

Yes, in order to use Amex’s coverage, you typically need to decline the collision damage waiver offered by the rental car company.

7. Can I use Amex’s rental car insurance internationally?

Yes, Amex’s rental car insurance coverage applies internationally as long as you use your Amex card to book and pay for the rental car.

8. Do I need to inform Amex that I am using it for rental car insurance?

No, you do not need to inform Amex that you are using your card for rental car insurance coverage. As long as you meet the eligibility requirements, the coverage should apply automatically.

9. Does Amex cover rental cars in all countries?

Amex’s rental car insurance coverage may vary by country, so it is recommended to check with Amex or review the terms and conditions of your card benefits to confirm coverage in a specific country.

10. Can I use Amex rental car insurance for business trips?

Yes, you can use Amex’s rental car insurance for both personal and business trips, as long as you meet the eligibility requirements and pay for the rental car with your Amex card.

11. What should I do in case of an accident with a rental car covered by Amex?

If you are involved in an accident with a rental car covered by Amex, you should contact the rental car company and Amex as soon as possible to report the incident and file any necessary claims.

12. Does Amex cover rental cars booked with rewards points?

Yes, Amex’s rental car insurance coverage also applies when you use your rewards points to book and pay for a rental car. Just make sure to use your Amex card to pay for any additional fees or charges.

Dive into the world of luxury with this video!