Does Amex cover car rental from accidents?
Yes, American Express (Amex) provides car rental insurance coverage for accidents that occur while renting a car with your Amex card. This coverage can save you money and protect you from additional expenses in case of an accident.
What does the Amex car rental insurance cover?
Amex car rental insurance typically covers damage to the rental vehicle, theft of the rental vehicle, and secondary medical expenses in case of an accident.
Does Amex cover all types of rental cars?
Amex car rental insurance does not cover all types of rental cars. Luxury cars, trucks, vans, and certain other types of vehicles may not be covered by Amex. It is essential to check the terms and conditions of your specific Amex card to see what vehicles are covered.
Do I need to decline the car rental company’s insurance to use Amex coverage?
Yes, in most cases, you need to decline the car rental company’s collision damage waiver (CDW) or loss damage waiver (LDW) to use your Amex car rental insurance coverage.
Is there a limit to how much coverage Amex provides for car rentals?
Yes, there is usually a limit to how much coverage Amex provides for car rentals. However, this limit varies depending on the specific Amex card you have. It is essential to check your card’s terms and conditions for the specific coverage limits.
Does Amex car rental insurance cover liability?
No, Amex car rental insurance typically does not cover liability. It only covers damage to the rental vehicle, theft of the rental vehicle, and secondary medical expenses.
What should I do in case of an accident while driving a rental car with my Amex card?
If you get into an accident while driving a rental car with your Amex card, you should notify the car rental company immediately and contact Amex to report the incident. You may be required to provide documentation, such as a police report and rental agreement.
Does Amex cover rental cars outside the US?
Yes, Amex car rental insurance coverage extends to rental cars outside the US. However, coverage may vary depending on the country and specific terms and conditions of your Amex card.
Can multiple drivers be covered under Amex car rental insurance?
Yes, some Amex cards offer coverage for additional drivers when renting a car. However, it is essential to check the terms and conditions of your specific card to see if this coverage applies.
Does Amex car rental insurance cover loss of use charges by the rental car company?
Amex car rental insurance typically does not cover loss of use charges by the rental car company. This charge is for the revenue lost by the rental car company while the vehicle is being repaired.
Does Amex cover personal belongings stolen from a rental car?
No, Amex car rental insurance usually does not cover personal belongings stolen from a rental car. It is recommended to store valuable items in a secure location.
Do I need to pay for the rental car with my Amex card to be eligible for coverage?
Yes, in most cases, you need to pay for the rental car with your Amex card to be eligible for coverage under the Amex car rental insurance. Using a different form of payment may void the coverage.