Alaska Airlines Credit Card and Rental Car Insurance
When it comes to renting a car, one of the biggest concerns for many travelers is whether or not their credit card offers rental car insurance coverage. If you are a frequent flyer with Alaska Airlines and hold their co-branded credit card, you may be wondering: Does Alaska Airlines credit card have rental car insurance?
**The answer is yes, the Alaska Airlines Visa Signature® credit card does offer rental car insurance as one of its benefits.**
What is rental car insurance?
Rental car insurance provides coverage for damage or theft of a rental vehicle while it is in your possession.
How does rental car insurance work with the Alaska Airlines Visa Signature® credit card?
When you use your Alaska Airlines Visa Signature® credit card to pay for a rental car, you will automatically receive secondary rental car insurance coverage. This means that it will cover costs not covered by your primary insurance.
What does the rental car insurance cover?
The rental car insurance provided by the Alaska Airlines Visa Signature® credit card covers physical damage and theft of the rental vehicle, as well as towing charges, loss of use charges, and reasonable repairs.
What is not covered by the rental car insurance?
The rental car insurance does not cover injuries or liability, personal property inside the rental car, off-road use, or rentals exceeding 31 consecutive days.
Do I need to decline the rental car company’s insurance coverage to use the credit card’s rental car insurance?
While it is not required to decline the rental car company’s insurance coverage, it is recommended to do so in order to fully utilize the benefits of the credit card’s insurance coverage.
Do I need to pay for the full cost of the rental car with the Alaska Airlines Visa Signature® credit card to be eligible for the rental car insurance?
Yes, in order to be eligible for the rental car insurance coverage, you must pay for the full cost of the rental car using the Alaska Airlines Visa Signature® credit card.
Is there a limit to the coverage provided by the rental car insurance?
The rental car insurance provided by the Alaska Airlines Visa Signature® credit card has a maximum coverage limit of $50,000 per claim.
Do I need to enroll in a separate program to access the rental car insurance?
No, as long as you are a cardholder of the Alaska Airlines Visa Signature® credit card, you are automatically eligible for the rental car insurance coverage.
Can I use the rental car insurance when renting a car internationally?
Yes, the rental car insurance provided by the Alaska Airlines Visa Signature® credit card applies internationally, as long as the rental car agreement is in your name.
Is there a deductible for the rental car insurance coverage?
Yes, there is a deductible of $50 per claim for the rental car insurance provided by the Alaska Airlines Visa Signature® credit card.
Is the rental car insurance coverage the same for all Alaska Airlines credit cards?
No, the rental car insurance coverage is specific to the Alaska Airlines Visa Signature® credit card and may vary for other Alaska Airlines credit card products.
Can I use the rental car insurance for business rentals?
Yes, the rental car insurance provided by the Alaska Airlines Visa Signature® credit card can be used for both personal and business rentals, as long as the rental car agreement is in your name.
In conclusion, if you are a cardholder of the Alaska Airlines Visa Signature® credit card, you can rest assured knowing that you have rental car insurance coverage when renting a vehicle. Be sure to familiarize yourself with the terms and conditions of the coverage to make the most of this valuable benefit.
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