Does AARP credit card cover rental car insurance?
Yes, AARP credit cards do offer rental car insurance coverage when you use the card to pay for the rental.
Rental car insurance can be a confusing and expensive aspect of renting a vehicle. Many credit cards offer some form of coverage, including AARP cards. Understanding exactly what is covered and what is not can help you make an informed decision when renting a car using your AARP credit card.
FAQs about AARP credit card coverage for rental car insurance:
1. What type of rental car insurance does the AARP credit card provide?
The AARP credit card typically offers collision damage waiver coverage, which covers damages to the rental car in case of an accident.
2. Does the AARP credit card cover liability insurance for rental cars?
No, the AARP credit card does not typically cover liability insurance for rental cars. You may need to purchase additional coverage from the rental car agency.
3. Is there a fee for using the AARP credit card for rental car insurance coverage?
There is usually no additional fee for using the AARP credit card to get rental car insurance coverage. It is a benefit included with the card.
4. How do I take advantage of the AARP credit card’s rental car insurance coverage?
Simply use the AARP credit card to pay for the entire rental transaction, including any additional insurance options offered by the rental car agency.
5. Does the AARP credit card cover rental car insurance for international rentals?
The coverage provided by the AARP credit card for rental car insurance may vary for international rentals. It is best to check with the credit card issuer for specific details.
6. Are there any restrictions on the type of rental cars covered by the AARP credit card insurance?
Certain types of vehicles, such as luxury cars, off-road vehicles, and exotic cars may not be covered by the rental car insurance provided by the AARP credit card.
7. What happens if I decline the rental car insurance offered by the rental agency?
If you decline the rental car insurance offered by the rental agency and use your AARP credit card for coverage, you may be covered for damages to the rental car up to a certain amount.
8. Does the AARP credit card cover personal injury in case of an accident while driving a rental car?
The AARP credit card’s rental car insurance typically does not cover personal injury. You may need to rely on your own health insurance or purchase additional coverage from the rental car agency.
9. Can I use the AARP credit card’s rental car insurance coverage for business trips?
The AARP credit card’s rental car insurance coverage is typically for personal use only. It may not apply to rentals for business purposes.
10. What should I do if I have questions about the rental car insurance coverage provided by my AARP credit card?
If you have any questions or need clarification about the rental car insurance coverage offered by your AARP credit card, contact the credit card issuer for more information.
11. How does the AARP credit card rental car insurance coverage compare to other credit cards?
The rental car insurance coverage provided by the AARP credit card may vary from other credit cards. It is important to review the terms and conditions of your specific card to understand the coverage offered.
12. Are there any exclusions or limitations to the AARP credit card’s rental car insurance coverage?
Exclusions or limitations to the AARP credit card’s rental car insurance coverage may include pre-existing conditions, reckless driving, driving under the influence, and other specific circumstances. Be sure to review the terms and conditions of the coverage.
By understanding the rental car insurance coverage provided by your AARP credit card, you can make the most of this benefit and have peace of mind when renting a car for your next trip. Remember to always read the fine print and ask any questions you may have to ensure you are fully protected while on the road.