Does AAMI car insurance cover rental cars?

Does AAMI car insurance cover rental cars?

Yes, AAMI car insurance does cover rental cars under their comprehensive car insurance policy. This means that if you rent a car and get into an accident, AAMI will cover the costs of repairing or replacing the rental vehicle.

FAQs about AAMI car insurance covering rental cars:

1. Will AAMI cover the cost of a rental car if my car is being repaired after an accident?

Yes, AAMI will provide a rental car for you to use while your car is being repaired after an accident, as long as you have comprehensive car insurance.

2. How long can I use the rental car provided by AAMI?

AAMI will typically cover the cost of a rental car for up to 14 days while your car is being repaired.

3. Does AAMI cover rental cars for other reasons besides accidents?

AAMI’s comprehensive car insurance may also cover rental cars in situations like theft, fire, or storm damage to your vehicle.

4. Will AAMI cover the rental car insurance excess if I have an accident in a rental car?

If you have to pay an excess on the rental car insurance after an accident, AAMI may cover this excess for you.

5. Can I choose the rental car company when using AAMI’s rental car coverage?

AAMI typically works with specific rental car companies, so you may need to choose from their approved list when using this coverage.

6. Does AAMI’s car insurance cover rental cars overseas?

AAMI’s rental car coverage usually only applies within Australia, so it may not cover rental cars overseas.

7. Do I need to inform AAMI before renting a car to be covered by their insurance?

It’s a good idea to inform AAMI before you rent a car, especially if you plan to use their rental car coverage, so they can provide guidance on the process.

8. Can I add rental car coverage to my AAMI policy if it’s not already included?

If rental car coverage is not included in your current AAMI policy, you may be able to add it as an optional extra for an additional premium.

9. What types of rental cars are covered by AAMI’s insurance?

AAMI’s rental car coverage typically includes a wide range of vehicles, but there may be restrictions on luxury or high-performance cars.

10. Will AAMI cover the cost of a rental car if my car is stolen and not recovered?

If your car is stolen and not recovered, AAMI may cover the cost of a rental car while you make arrangements for a new vehicle.

11. Do I need to pay any extra fees for the rental car provided by AAMI?

There may be additional fees or charges associated with the rental car provided by AAMI, such as fuel or optional extras, so it’s important to clarify this with the rental car company.

12. What should I do if I have to use a rental car through AAMI’s insurance?

If you need to use a rental car through AAMI’s insurance, make sure to follow their instructions and provide all necessary documentation to ensure a smooth process.

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