Does AAA cover me in rental cars?
Yes, AAA does offer coverage for rental cars as part of its membership benefits. This coverage can save you money on additional insurance offered by the rental car company.
1. What types of coverage does AAA offer for rental cars?
AAA offers a variety of coverage options for rental cars, including liability, collision, and comprehensive coverage. These options can vary depending on your AAA membership level.
2. Is AAA coverage for rental cars the same as rental car insurance?
AAA coverage for rental cars functions similarly to rental car insurance, providing you with financial protection in case of an accident or damage to the rental car. However, AAA coverage is typically provided as a benefit of your membership, whereas rental car insurance is an additional expense.
3. Does AAA cover me for loss of use charges from the rental car company?
Unfortunately, AAA does not cover loss of use charges from the rental car company. These charges are not typically covered by most insurance policies, including AAA’s coverage for rental cars.
4. Can I decline insurance coverage from the rental car company if I have AAA coverage?
If you have AAA coverage for rental cars, you may be able to decline insurance coverage from the rental car company. However, it’s essential to check with AAA and your rental car company to ensure you have adequate coverage in place.
5. Is AAA coverage for rental cars valid worldwide?
AAA coverage for rental cars is typically valid in the United States and Canada. If you plan to rent a car outside of these countries, you should check with AAA to see if coverage is available in that location.
6. Does AAA cover rental cars for business travel?
AAA coverage for rental cars typically extends to both personal and business travel. However, it’s essential to review the terms of your AAA membership to ensure coverage for business trips.
7. Can I add additional drivers to my AAA coverage for rental cars?
You may be able to add additional drivers to your AAA coverage for rental cars, but this will likely depend on the terms of your membership and the rental car company’s policies. Be sure to check with AAA and the rental car company before adding additional drivers.
8. Does AAA cover rental cars if I book through a third-party website?
If you book a rental car through a third-party website, such as Expedia or Priceline, your AAA coverage for rental cars should still apply. However, it’s essential to confirm this with AAA and the rental car company before picking up your rental car.
9. Can I use AAA coverage for rental cars if I book a rental through a car-sharing service?
AAA coverage for rental cars may not apply to car-sharing services like Zipcar or Turo. These services often have their insurance policies in place, so it’s essential to check with the car-sharing service to see what coverage is provided.
10. Does AAA coverage for rental cars include roadside assistance?
Many AAA memberships include roadside assistance, which can be beneficial if you encounter any issues while driving a rental car. This service typically includes services like towing, flat tire assistance, and lockout services.
11. Can I upgrade my AAA coverage for rental cars to include additional protection?
If you want to enhance your AAA coverage for rental cars, you may be able to purchase additional protection or upgrades. This can provide you with added peace of mind while traveling in a rental car.
12. How do I file a claim with AAA for a rental car accident?
If you’re involved in an accident while driving a rental car, you will need to contact AAA to file a claim. Be prepared to provide details about the accident, including when and where it occurred, as well as any other parties involved.