Does Chase Slate have rental car insurance?

Does Chase Slate have rental car insurance?

Yes, Chase Slate does offer rental car insurance as a benefit to cardholders. This feature is known as Auto Rental Collision Damage Waiver, which provides coverage for damage due to collision or theft when you pay for the rental using your Chase Slate card.

1. What is Auto Rental Collision Damage Waiver?

Auto Rental Collision Damage Waiver is a benefit provided by some credit card companies, including Chase Slate, to cover damage to a rental car in case of collision or theft. It can save you money on purchasing rental car insurance from the rental car company.

2. How does Auto Rental Collision Damage Waiver work with Chase Slate?

When you pay for a rental car with your Chase Slate card, you are eligible for coverage under the Auto Rental Collision Damage Waiver benefit. This coverage kicks in if your rental car is damaged or stolen during the rental period.

3. What does Auto Rental Collision Damage Waiver cover?

Auto Rental Collision Damage Waiver covers physical damage to the rental car due to collision or theft. It does not cover liability insurance or personal injury protection.

4. Is there a fee for using Auto Rental Collision Damage Waiver with Chase Slate?

No, there is no additional fee for using the Auto Rental Collision Damage Waiver benefit with your Chase Slate card. Simply use your card to pay for the rental car to activate the coverage.

5. How long does the coverage under Auto Rental Collision Damage Waiver last?

The coverage under Auto Rental Collision Damage Waiver with Chase Slate is typically in effect for the duration of your rental period, up to a maximum of 31 consecutive days.

6. Are there any exclusions to the coverage provided by Auto Rental Collision Damage Waiver?

Yes, there are some exclusions to the coverage provided by Auto Rental Collision Damage Waiver, such as off-road vehicles, certain luxury cars, antique cars, and rentals in certain countries. It’s important to review the terms and conditions of the benefit for specific exclusions.

7. Do I need to decline the rental car company’s insurance coverage to use Auto Rental Collision Damage Waiver with Chase Slate?

Yes, in order to activate the coverage under Auto Rental Collision Damage Waiver with Chase Slate, you typically need to decline the rental car company’s collision damage waiver (CDW) or loss damage waiver (LDW) options.

8. What do I need to do if I need to file a claim under Auto Rental Collision Damage Waiver with Chase Slate?

If you need to file a claim under the Auto Rental Collision Damage Waiver benefit with Chase Slate, you will need to contact the benefit administrator within a specified timeframe and provide the required documentation, such as a police report or rental agreement.

9. Can I use Auto Rental Collision Damage Waiver with Chase Slate for international rentals?

Yes, you can typically use Auto Rental Collision Damage Waiver with Chase Slate for international rentals, as long as the rental car agreement meets the requirements of the benefit and you decline the rental car company’s insurance coverage.

10. Does the coverage provided by Auto Rental Collision Damage Waiver with Chase Slate have a deductible?

No, there is typically no deductible for the coverage provided by Auto Rental Collision Damage Waiver with Chase Slate. This means you won’t have to pay out of pocket for covered damages to the rental car.

11. Is the coverage provided by Auto Rental Collision Damage Waiver secondary or primary insurance?

The coverage provided by Auto Rental Collision Damage Waiver with Chase Slate is typically secondary insurance, which means it will kick in after any primary insurance coverage you may have, such as your personal auto insurance policy.

12. Can I add additional drivers to the rental car agreement and still be covered by Auto Rental Collision Damage Waiver with Chase Slate?

Yes, you can typically add additional drivers to the rental car agreement and still be covered by the Auto Rental Collision Damage Waiver benefit with Chase Slate as long as the additional drivers are authorized by the rental car company.

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