Does auto insurance cover rental car with AAA?

Does auto insurance cover rental car with AAA?

Yes, auto insurance with AAA does typically cover rental cars. While policies may vary depending on the specific coverage you have with AAA, most plans include rental car coverage as part of their services. This coverage can help protect you in case of an accident or damage to the rental vehicle.

FAQs about auto insurance coverage for rental cars with AAA:

1. Does AAA offer rental car coverage?

Yes, many AAA auto insurance plans include rental car coverage as an added benefit for their members.

2. What does rental car coverage with AAA typically include?

Rental car coverage with AAA typically includes reimbursement for damages or losses to the rental vehicle, as well as liability coverage for injuries or damages caused to others while driving the rental car.

3. Do I need to purchase additional insurance from the rental car company if I have AAA coverage?

In most cases, if you have rental car coverage with AAA, you may not need to purchase additional insurance from the rental car company. However, it is always best to check with AAA and the rental car company to understand your coverage fully.

4. Is there a limit to how much coverage AAA provides for rental cars?

Yes, there may be limits to the amount of coverage provided by AAA for rental cars. It is essential to review your policy or contact AAA directly to understand the specific limits of your coverage.

5. Does AAA rental car coverage include coverage for loss of use fees?

Depending on the policy you have with AAA, rental car coverage may include coverage for loss of use fees charged by the rental car company while the vehicle is being repaired. Be sure to check your policy for details.

6. Does AAA rental car coverage include coverage for personal belongings stolen from the rental car?

Most AAA rental car coverage includes coverage for personal belongings stolen from the rental car. It is essential to report any theft to the rental car company and AAA as soon as possible.

7. How does using rental car coverage with AAA affect my premiums?

Using rental car coverage with AAA typically does not affect your premiums. However, filing a claim for damage or loss with your rental car coverage may impact your future rates.

8. Can I use AAA rental car coverage for rentals outside of the United States?

AAA rental car coverage may have limitations on coverage outside of the United States. It is essential to check your policy or contact AAA for details on coverage while traveling abroad.

9. Does AAA rental car coverage include coverage for towing and roadside assistance for the rental car?

Some AAA rental car coverage plans may include coverage for towing and roadside assistance for the rental car. Check your policy or contact AAA for specifics on this type of coverage.

10. Do I need to notify AAA before renting a car to ensure coverage?

While it is always a good idea to notify AAA before renting a car, coverage is generally automatic if you have rental car coverage as part of your AAA auto insurance policy. Be sure to have your policy information handy when renting a vehicle.

11. Can I add additional drivers to my AAA rental car coverage?

Some AAA rental car coverage plans allow you to add additional drivers to your policy for an extra fee. Check with AAA to see if this option is available to you.

12. How do I file a claim for rental car coverage with AAA?

If you need to file a claim for rental car coverage with AAA, contact your local AAA office or visit their website for instructions on how to start the claims process. Be prepared to provide details about the incident, including any documentation requested by AAA.

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