How much is NASW (National Association of Social Workers) liability insurance?
**The cost of NASW liability insurance can vary depending on factors such as coverage limits, location, and individual circumstances. On average, NASW members can expect to pay between $250 to $500 per year for liability insurance coverage.**
What does liability insurance cover for social workers?
Liability insurance for social workers typically covers legal defense costs, settlement amounts, and damages in the event of a malpractice lawsuit or negligence claim.
Do I need liability insurance as a social worker?
While it is not legally required to have liability insurance as a social worker, it is highly recommended to protect yourself from potential lawsuits that could arise from your professional practice.
How do I apply for NASW liability insurance?
You can apply for NASW liability insurance by visiting the NASW Risk Retention Group website and filling out an online application form.
Can I get liability insurance through NASW if I am not a member?
NASW liability insurance is only available to current NASW members. If you are not a member, you will need to join the organization in order to be eligible for coverage.
What are the coverage limits for NASW liability insurance?
NASW liability insurance typically offers coverage limits ranging from $1 million to $2 million per occurrence, with an aggregate limit that is double the per occurrence limit.
Does NASW liability insurance cover me for teletherapy services?
Yes, NASW liability insurance typically provides coverage for teletherapy services as long as you are licensed to provide telehealth services in your state.
Are there any exclusions to NASW liability insurance coverage?
Exclusions to coverage may vary depending on the specific policy, but common exclusions may include intentional misconduct, criminal acts, and activities outside the scope of your professional practice.
Can I add additional insured to my NASW liability insurance policy?
Yes, NASW allows members to add additional insured parties to their liability insurance policy for an additional fee. This is often necessary if you work in a group practice or organization.
Does NASW liability insurance provide coverage for legal representation?
Yes, NASW liability insurance typically includes coverage for legal representation in the event of a lawsuit or claim against you.
Does NASW liability insurance cover me if I work in multiple states?
NASW liability insurance is typically designed to cover social workers who practice in multiple states, as long as you maintain proper licensure in each state where you provide services.
Can I cancel my NASW liability insurance policy at any time?
NASW liability insurance policies generally have a set term, usually one year. If you need to cancel your policy before the term ends, you may be subject to a cancellation fee.