Does USAA Visa cover rental cars?
Yes, USAA Visa credit cards do offer rental car insurance coverage when you use your card to pay for a rental car. This coverage provides protection in case your rental car is damaged or stolen.
1. What type of rental car insurance does USAA Visa offer?
USAA Visa offers collision damage waiver (CDW) coverage, which can help pay for repairs or the actual cash value of a rental car if it is damaged during the rental period.
2. Do I need to pay for the full cost of the rental car with my USAA Visa to be eligible for coverage?
Yes, in order to be eligible for rental car insurance coverage, you must pay for the entire rental car transaction with your USAA Visa credit card.
3. Will USAA Visa cover rentals in all countries?
USAA Visa’s rental car insurance coverage is valid worldwide, with the exception of a few countries such as Israel, Jamaica, and Ireland.
4. How long does USAA Visa’s rental car insurance coverage last?
The coverage provided by USAA Visa typically lasts for up to 31 consecutive days of rental car usage.
5. What types of vehicles are covered by USAA Visa’s rental car insurance?
USAA Visa’s coverage generally applies to most types of rental vehicles, including cars, SUVs, trucks, and vans.
6. Does USAA Visa cover personal belongings left in the rental car?
No, USAA Visa’s rental car insurance coverage does not typically extend to personal belongings that are lost or stolen from the rental car.
7. What should I do if the rental car is damaged?
If your rental car is damaged, you should report the incident to the rental car company immediately and file a claim with USAA Visa’s insurance provider as soon as possible.
8. Can I decline the rental car company’s insurance if I have USAA Visa coverage?
Yes, if you have USAA Visa’s rental car insurance coverage, you may be able to decline the additional insurance offered by the rental car company.
9. Is there a deductible for USAA Visa’s rental car insurance coverage?
USAA Visa’s rental car insurance coverage typically does not require a deductible, meaning you may not have to pay anything out of pocket if a claim is made.
10. Can I use USAA Visa’s rental car insurance coverage for business rentals?
USAA Visa’s rental car insurance coverage generally does not extend to rentals used for business purposes, so it’s important to check the terms and conditions of your specific credit card.
11. Does USAA Visa cover loss of use fees charged by the rental car company?
USAA Visa’s rental car insurance coverage may cover loss of use fees charged by the rental car company while the rental car is being repaired.
12. Can I add additional drivers to the rental car and still be covered by USAA Visa’s insurance?
Yes, USAA Visa’s rental car insurance coverage typically extends to additional drivers listed on the rental car agreement, as long as the rental is paid for with the USAA Visa credit card.