Will Geico cover rental car?
Many people wonder if their car insurance policy will cover a rental car in the event of an accident or breakdown. The answer to the question, “Will Geico cover rental car?” is yes, Geico does offer rental car reimbursement coverage as an optional add-on to their auto insurance policies. This coverage can help you pay for a rental car while your vehicle is being repaired after a covered loss.
1. How does Geico rental car coverage work?
Geico rental car coverage, also known as rental reimbursement coverage, helps pay for a rental car if your vehicle is in the shop due to a covered loss. You can choose the daily limit and maximum number of days covered.
2. Do I need rental car coverage from Geico?
While rental car coverage is optional, it can be beneficial if you rely heavily on your vehicle for transportation. If you can’t afford to be without a car while yours is in the shop, rental car coverage can provide peace of mind.
3. Will Geico pay for a rental car if my car is in the shop for routine maintenance?
No, Geico rental car coverage only applies if your vehicle is in the shop due to a covered loss like an accident or breakdown. It does not cover rental cars for routine maintenance or repairs.
4. How much does Geico rental car coverage cost?
The cost of rental car coverage varies depending on your policy limits and deductibles. It’s typically an affordable add-on to your auto insurance policy, with daily limits and maximum coverage days to choose from.
5. Can I choose any rental car company with Geico rental car coverage?
Geico rental car coverage typically allows you to choose any rental car company, as long as the rates are reasonable and within your coverage limits. Be sure to check with Geico or your rental car company for specifics.
6. Does Geico rental car coverage include insurance for the rental car?
Geico rental car coverage does not typically include insurance for the rental car itself. However, your existing auto insurance policy may provide some coverage for rental cars. Check with Geico to clarify your coverage.
7. Is there a waiting period for Geico rental car coverage?
There may be a waiting period before Geico rental car coverage goes into effect, depending on your policy. Check with Geico for specific details on when rental car coverage begins after you add it to your policy.
8. Can I add Geico rental car coverage after an accident has occurred?
You may be unable to add rental car coverage after an accident has already occurred. It’s best to add this coverage to your policy ahead of time to ensure you’re covered in case of an accident or breakdown.
9. What happens if I exceed my rental car coverage limits with Geico?
If you exceed your rental car coverage limits with Geico, you may be responsible for paying the additional costs out of pocket. Be sure to stay within your daily and total coverage limits to avoid unexpected expenses.
10. Does Geico rental car coverage cover rental cars for travel purposes?
Geico rental car coverage typically only covers rental cars for specific circumstances, such as accidents or breakdowns. It may not cover rental cars for travel or leisure purposes. Check with Geico for details on your coverage.
11. Can I use a rental car for business purposes with Geico rental car coverage?
Geico rental car coverage may have restrictions on using a rental car for business purposes. Be sure to check with Geico to understand the limitations of your rental car coverage when using a rental car for business.
12. Will Geico cover rental cars in other countries?
Geico rental car coverage usually only applies within the United States and its territories. If you plan to rent a car outside of the country, you may need additional coverage. Check with Geico or your rental car company for international coverage options.
In conclusion, Geico does offer rental car coverage as an optional add-on to their auto insurance policies. It can be a valuable addition to your policy if you rely on your vehicle for transportation and want peace of mind in case of an accident or breakdown. Be sure to review your policy details and coverage limits to understand how Geico rental car coverage works for you.