Which Chase credit card provides car rental insurance?

**The Chase Sapphire Preferred® Card** is one of the Chase credit cards that provide car rental insurance. This valuable benefit can save you money and give you peace of mind when renting a car for your travels.

When you rent a car, the rental agency will offer you insurance for an additional fee. However, if you pay for your rental with a credit card that offers car rental insurance, you may be able to decline the rental agency’s coverage and save money.

Chase Sapphire Preferred® Cardholders can enjoy primary car rental insurance coverage when renting a car for personal reasons, such as vacation or business travel. This means that if you have an accident or the rental car is stolen, you can file a claim with your credit card issuer before your own insurance policy.

In order to qualify for the car rental insurance that comes with the Chase Sapphire Preferred® Card, you must decline the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) and pay for the entire rental with your Chase Sapphire Preferred® Card.

1. Can I use the car rental insurance from my Chase Sapphire Preferred® Card for business rentals?

Yes, as long as you are renting the car for business purposes, you can use the car rental insurance provided by the Chase Sapphire Preferred® Card.

2. Are there any restrictions on the type of vehicles that are covered by the car rental insurance?

Yes, certain types of vehicles are excluded from coverage, such as trucks, vans, motorcycles, and luxury cars. Be sure to check the terms and conditions of your credit card to see what vehicles are eligible.

3. Is the car rental insurance provided by the Chase Sapphire Preferred® Card primary or secondary coverage?

The car rental insurance provided by the Chase Sapphire Preferred® Card is primary coverage, which means that it kicks in before your own insurance policy if you have an accident or your rental car is stolen.

4. How do I file a claim for car rental insurance with my Chase Sapphire Preferred® Card?

If you need to file a claim for car rental insurance, you can contact the Benefits Administrator at 1-888-675-1461 within 60 days of the incident. They will guide you through the claims process.

5. What is the coverage limit for car rental insurance with the Chase Sapphire Preferred® Card?

The coverage limit for car rental insurance with the Chase Sapphire Preferred® Card is up to the actual cash value of the rental car or the cost of repairs, whichever is less.

6. Does the car rental insurance cover personal belongings inside the rental car?

No, the car rental insurance provided by the Chase Sapphire Preferred® Card does not cover personal belongings inside the rental car. You may want to consider separate travel insurance for your belongings.

7. Are there any countries where the car rental insurance is not valid with the Chase Sapphire Preferred® Card?

Yes, there are certain countries where the car rental insurance provided by the Chase Sapphire Preferred® Card is not valid. Be sure to check with your credit card issuer before renting a car overseas.

8. Can I add additional drivers to the car rental insurance coverage with my Chase Sapphire Preferred® Card?

Yes, additional drivers can be covered under the car rental insurance provided by the Chase Sapphire Preferred® Card as long as they are listed on the rental agreement.

9. Will the car rental insurance with the Chase Sapphire Preferred® Card cover me if I am driving in a foreign country?

Yes, the car rental insurance provided by the Chase Sapphire Preferred® Card will cover you when driving in a foreign country. Just be sure to comply with all local laws and regulations.

10. Does the car rental insurance with the Chase Sapphire Preferred® Card cover off-road vehicles?

No, off-road vehicles are typically excluded from coverage under the car rental insurance provided by the Chase Sapphire Preferred® Card. Be sure to check the terms and conditions of your credit card for specific exclusions.

11. Can I use the car rental insurance with the Chase Sapphire Preferred® Card for one-way rentals?

Yes, you can use the car rental insurance provided by the Chase Sapphire Preferred® Card for one-way rentals as long as you pay for the entire rental with your credit card and decline the rental agency’s insurance.

12. Does the car rental insurance with the Chase Sapphire Preferred® Card cover loss of use fees charged by the rental agency?

Yes, the car rental insurance provided by the Chase Sapphire Preferred® Card may cover loss of use fees charged by the rental agency if your rental car is damaged and cannot be rented out. Be sure to check the terms and conditions for details.

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